Questions & Answers
Questions & Answers
6 available 6 • View allSettling bank loan and credit cards after leaving the UAE
5
Q: Hi Sir,
I am looking forward to having a debt solution in the UAE.
I am currently not in the UAE and I did not pay to the banks since August 2018. Otherwise, I had been paying since last three years.
I have 5 credit cards & one personal loan. Can you please help me in this regard?

Jan 8, 2019
2225
Negotiating with the banks for restructuring payment plans
1
Q: I am a British man who lived in Dubai for 13 years and had a successful career in senior director roles. However, in Jan, I was made redundant from my last job and at the same time, my divorce was finalized at the Dubai Courts.
My ex-wife was awarded a large sum, back payments from when divorce was filed in 2016, monthly maintenance for our child...etc. As I was unable to pay this in one sum, my ex-wife court ordered all my money and blocked me from leaving Dubai.
As I was redundant, I was unable to cancel work visa and get a new job. With no monies and no way to pay my liabilities for the bank loan and credit cards, I was stranded. In July, we settled and my travel ban was lifted before the banks moved in.
I now have an opportunity to return to Dubai but I need to negotiate with the financial institutions and other parties to ensure safe passage back. I need legal advice on how to do this, what steps need to be taken and I need payment plans to be set after starting a new role.

Oct 11, 2018
981
إصدار تأشيرة عمل رغم وجود حكم بسبب قرض. ماذا أفعل؟

1
س: كان لدي قرض بمبلغ ٦٠٠٠٠٠. دفعت أكثر من ٤٠٠٠٠٠ ثم فقدت عملي لمدة ٣ أشهر. قدموا ضدي بلاغ جزائي من ٤ سنوات وبلاغ مدني من سنة.
استأنفت فشطب القاضي الاستئناف وصدر حكم بمبلغ ٤٠٠٠٠٠ أي بفائدة ٢٠٠٠٠. صدر ضدي ضبط وإحضار من ثلاثة أيام. كل مرة أقدم طلب تقسيط على ٤ سنوات بدفعة أولى ٢٠٠٠٠ يُرفَض!
أريد عمل فيزا ولا أستطيع. وجدت عمل بقيمة ١٥٠٠٠. لدي نفقات بقيمة ١٥٠٠٠. ماذا أفعل؟
أرجوا المساعدة!


Aug 18, 2021
260
Checking if a criminal case is filed against someone in the UAE
2
Q: Good morning,
I want to check if there is any criminal case against me in the UAE.
Can I please know the procedure?
Thank you!

Jan 22, 2022
340
The bank is going to file a criminal case upon client's job loss. What to do?

2
Q: Dear sir/madam,
I am late with a partial EMI payment due to the loss of my job knowing that I was never late for any payments for 13 years and all my end of service was paid to the bank.
Now they keep saying that since I cannot give an actual date of providing the left payment, they will take immediate action and open a police case.
Why are collection teams given the right to threaten and mistreat customers and always use criminal cases immediately?


Aug 30, 2022
331
Brother's address was provided for getting a loan and it is not paid. Can he travel to the UAE?

1
Q: Hi,
I have 2 credit cards in the UAE.
Due to Covid-19, I returned to my home country without paying my dues.
When I was requesting a credit card, I provided my brother's mobile no and address in my home country to the bank person.
Now randomly, the bank is contacting my brother about my bank dues.
The issue is my brother wishes to come to Dubai for work. If he comes to Dubai, may the police or bank catch him and ask for my bank dues?
Or can my brother work in Dubai without any issues and enter without any issues?
Please explain to me!


Sep 26, 2022
333
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18963
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19269
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148580

Premium
Other answers by
I have a labor absconding case from my company. How can I cancel my visa from India? 0
Assalamualaikum,
I have an absconding case in labor from my company.
How can I cancel my visa? I am in India now.
May 8, 2025
16
Can I go on vacation after resigning if my visa is not yet canceled? 0
Hello,
Can I go on vacation even though I have already resigned from my employer and my visa is not yet canceled?
May 9, 2025
20
Is it illegal to refuse to share my new job and visa details with my previous employer? 0
Hi sirs,
I recently changed my job and work visa.
My previous employer is asking for my new company's visa and status change, but I don't want to share my personal information.
Is it illegal here?
May 8, 2025
21
Can I be convicted of driving under the influence even if the alcohol test came back negative? 0
Hello,
I was driving my car when the police stopped me at one point on the road and told me that I was driving under the influence of alcohol.
I tried hard to deny that because I had not actually consumed any alcoholic beverages that day or in the previous three days.
However, a report was filed and a case was opened, but the alcohol test report came back negative. Will I be convicted despite that?
Please answer me. It is urgent.
May 7, 2025
25
Can we legally claim unpaid dues for food supplies based on emails and invoices? 0
Hello,
We have an agreement with a company to supply food for their buffet on a daily basis, with invoices to be issued monthly and payment to be made every three months.
The relationship actually lasted for nine months, and payment was made for two periods. In the third period, due to disagreements between our company and the company to which the supply was made, they refused to pay, noting that the outstanding amount so far is fifty-four thousand dirhams.
Can we claim the amount, noting that the agreement is not written, but there are emails exchanged between us and invoices?
May 7, 2025
22

Premium
Other answers by
Can the employer force the housmaid to work for unlimited hours without rest? 0
Hi
I'm a nanny, and at the same time, I work as a housemaid (khadama) here in the house. I work, but as I know, the nannies and housemaids have different rights, and my employer doesn't give me rest.
My work starts at 7:30 am and then finishes at 10 pm or less. It depends on whether the baby is asleep or what time they will take on me if not yet asleep. Is this right?
Also, at the time of eating, I'm still working because the baby is with me, so I just let her sit in her chair. That's how I eat.
Please answer me. I want to know my rights.
Because if I can leave during the 6-month probation, I want to take it if the employer is this kind. I don't know.
They are also expats, but they don't follow the rules of the UAE regarding a housemaid.
May 1, 2025
33
Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
Hello,
I have multiple cheque execution cases filed against me due to financial strains last year.
My trade license and visa will expire next month, along with my Emirates ID.
Is it possible for me to renew my license and visa along with EID prior to settling the execution cases?
The trade license and visa were issued by the free zone authority.
I look forward to your response.
Thanks.
May 1, 2025
57
Can I return to Dubai after 12 years away on a new employment visa? 0
Hello,
I came from Dubai to India on emergency leave, but unfortunately, I did not return. It has now been 12 years. Can I go to Dubai on a new visa?
I have already received a new employment visa from another employer.
Can I return to Dubai, or will there be any problems with UAE immigration?
Please advise!
Apr 30, 2025
25
Can a company terminate an employee for refusing to do work not in the contract? 0
Hello,
Is it allowed for a company to terminate an employee because the employee refused to do work not stated in the contract?
May 7, 2025
24
How can I go back to the Philippines if my visa expired and I’ve overstayed in the UAE? 0
Hello,
I'm from the Philippines. I work here as a maid. My employer didn't process my visa.
I overstayed here, and my visa expired on January 23, 2025. Today is May 6, 2025. I want to go home to the Philippines.
What should I do?
May 7, 2025
23

Premium
Other answers by
Are there any restrictions on a diplomat buying property in the UAE? 2
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
106
If someone has a case in the UAE, can they travel to another GCC country? 2
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
194
What can I do if my employer refuses to pay me and I have no contract? 5
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
188
I want to open an online shop. Do I need a license to open an Etsy shop? 1
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
186
How can we locate a person with an ongoing legal case? 1
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
206

Other answers by
Continuing work after the expiry of a limited contract without renewal 34
My limited contract has finished on 07 April and I'm still working and receiving my salary, however, my employer hasn't notified me yet about renewing the contract.
In case he does not renew my contract, am I entitled to receive compensation for not being given an earlier notice for non-renewal?
May 27, 2020
12177
Requirements of starting a platform for posting ads in Dubai 8
Greetings!
I will be running a website (blog-post + classified ads) from home, that provides services and posting ads, and it will accept membership in some countries that speak English.
I am located in Dubai. Since it requires a free subscription, I want to ask if I am obliged to register it as business anywhere to be legal, or if I do not register, I will be asked or arrested for running this website.
The website is under maintenance at the moment, it will be broadcasting after it is completed. Some points I am really concerned with:
1- Do I need a legal registration of the website as a business? If yes, can you help me find out how? If I register in one country - let's say UAE - will it be legal in other countries e.g UK, US?
2- GDPR is really critical point that we have to consider especially for websites that collect info from visitors if required. What are the major points that we have to focus on GDPR?
Kindly help me optimize my website to get rid of any unsuspected legal issue.
Regards
May 14, 2020
2705
Resignation during the unpaid leave period due to COVID-19 2
I am a manager in a UAE company, I have served 2 years on an unlimited contract. I have been instructed I am on unpaid leave for a 3-month period in light of the current situation.
The company is asking me to sign an annexe to my contract that I accept this unpaid leave period. If I do accept, can I still resign during this 3-month unpaid leave period if I get another job?
Apr 27, 2020
2342
Is it legal to give a post dated cheque against the final settlement? 1
I should have my final settlement on May 9 as my last day of work will be May 2nd. The company offered me to pay me in 2 payments.
A bank transfer was made in the 1st week of May and the second 50% in the 1st week of June by giving me a post-dated cheque.
The issue is I didn't plan to stay 1 more month as I should leave the country.
1- Is this legal to offer this kind of payment? What can I do?
2- If I have to stay, they have to pay my expenses (rent and bills) to stay one more month in the country?
Apr 27, 2020
1407
المقصود بحل الشركة ذات المسؤولية المحدودة وآلية ذلك 3
السلام عليكم،
ما المقصود بحل الشركة ذات المسؤولية المحدودة؟
وكيف يتم حلها؟
ومن له الحق أن يطالب بحل الشركة؟
Apr 28, 2020
5579

Premium
Other answers by
How can I claim my gratuity for almost 7 and a half years in the government sector? 0
Hello,
How can I claim my gratuity for almost 7 and a half years in the government sector?
They said they will only give me 2 months' salary and a one-way ticket.
May 7, 2025
19
Can I be convicted of driving under the influence even if the alcohol test came back negative? 0
Hello,
I was driving my car when the police stopped me at one point on the road and told me that I was driving under the influence of alcohol.
I tried hard to deny that because I had not actually consumed any alcoholic beverages that day or in the previous three days.
However, a report was filed and a case was opened, but the alcohol test report came back negative. Will I be convicted despite that?
Please answer me. It is urgent.
May 7, 2025
25
Can we legally claim unpaid dues for food supplies based on emails and invoices? 0
Hello,
We have an agreement with a company to supply food for their buffet on a daily basis, with invoices to be issued monthly and payment to be made every three months.
The relationship actually lasted for nine months, and payment was made for two periods. In the third period, due to disagreements between our company and the company to which the supply was made, they refused to pay, noting that the outstanding amount so far is fifty-four thousand dirhams.
Can we claim the amount, noting that the agreement is not written, but there are emails exchanged between us and invoices?
May 7, 2025
22
Can the authorities allow me to leave the UAE on my own after completing my imprisonment? 0
Hello,
Is there a way out or a possibility that the authorities don't deport me and instead give me a time period to leave the UAE on my own after I have completed my imprisonment and paid the fine?
May 7, 2025
28
Is it possible to pay a fine instead of serving 1 month imprisonment and still face deportation? 0
Hello,
I got 1 month imprisonment, a 100 AED fine, and deportation.
Is there a way out if I can pay instead of serving 1 month imprisonment and still get deported?
May 7, 2025
25

Premium
Other answers by
I secured a mortgage from the bank and the broker kept delaying until the MOU expired. What to do? 0
Hi,
I need some guidance regarding a property transaction that is not progressing as expected.
My broker initiated a manual Memorandum of Understanding (MOU) between me (the Buyer) and the Seller, with an expiry date of 01/02/2025. Within this period, I successfully arranged the bank mortgage, property evaluation, and NOC.
However, the broker started giving excuses, such as the seller being hospitalized. Later, the broker attempted to arrange a Power of Attorney (POA).
However, after that, they started ignoring my messages and calls. It now seems like they no longer intend to proceed with me, and the MOU has already expired.
Meanwhile, my bank EMI has already started, and I have paid two monthly installments. The broker is still unresponsive. I have raised multiple complaints through DLD RVS against the broker, but the response has been very slow and unsatisfactory.
I’m feeling stuck and financially burdened.
Please advise
Apr 9, 2025
140
What can I do with the contractor I paid to build my house and disappeared before completion? 0
Hey,
I'm building my house in Dubai, and it was going well.
I gave the contractor 420k as a first payment, and we both agreed that the rest would be in installments. Just two months ago, the contractor went off the grid, and I can't find him.
All I have is a security cheque that bounced back when I went to the bank, as the signature doesn't match what's in the file.
However, I learnt that he does have money, but not the amount that's in the cheque.
What should I do now to get my money back?
I need advice.
Apr 8, 2025
129
Transferred within the same UAE group. What happens to my benefits and allowances? 1
Hello,
I was an employee of a major group in the UAE. Now, they have transferred me to another entity within the same group in the UAE.
What happens to the benefits and allowances agreed upon by the first entity?
Please provide the legal details related to this matter, along with the relevant statutory provisions.
Mar 7, 2025
97
How to recover unpaid fees from a client who refuses to pay for online consulting services? 1
Hello,
A client of mine used our consulting services online and is refusing to pay. Despite multiple reminders, she still has not made the payment. What legal action can I take against her?
Mar 11, 2025
113
Juvenile case withdrawn, but the prosecution refuses to drop it. What happens next? 1
Hello,
A juvenile case has been withdrawn by a third party, but the prosecution doesn’t want to end it.
The child is out on bail. Now the case has moved to court.
What steps should be taken next, or how will they handle it?
Feb 26, 2025
87

Premium
Other answers by
Labour rights for terminating a limited contract by the employer 0
Dear Sir,
My company made my position redundant due to the Coronavirus effect. I am under a limited contract.
With the end of service, they gave me one month notice period. Is it right or it should be 3 months?
Please clarify
Apr 12, 2020
671
Get quotes from lawyers
Find the right lawyer for your legal needs.
Submit your request and get multiple
competitive offers from
qualified lawyers.
Popular Q&A
View all Looking for something else?
Ask for advice from a lawyer