Questions & Answers
Questions & Answers
3 available 3 • View allRecovering a personal loan given to a friend without documents

1
Q: I gave AED 200K amount to my friend to start up a new restaurant in Abu Dhabi.
For the last 1 year, he did not pay me anything and always have some excuses.
Need legal advice about my rights and how to handle this situation.
Dec 13, 2018
2103
Are individuals allowed to lend money on interest?


2
Q: Dear sir/madam,
A friend gave me a personal loan for which I gave a security cheque. After reconciling accounts, I was supposed to get the security cheque back.
Instead, he wanted interest, and when I refused, he put a date on my security cheque and deposited the same without my knowledge.
What is the best course of action?
Aug 1, 2022
457
Filing a bounced cheque against a pending loan of a friend
0
Q: My friend borrowed AED 40K from me and then he issued a cheque worth AED 40k which has bounced when it was deposited in the bank.
He is not responding properly. Can I proceed legally?
Please advise
Feb 1, 2019
393
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
224549
Laws & Regulations
3 available 3 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148746
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75519
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3599

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Facing mental and financial harassment from my husband. What can I do? 0
Hello,
My husband is mentally harassing me for my salary. He wants my full salary and savings. He knows I am an epilepsy patient, so proper sleep is very important for me.
Still, he fights with me all night. He just wants my salary. Last year, I left him and went back to India, but after a few months, he came to me and assured me he wouldn't misbehave with me.
But now he has again started fighting with me all the time for my salary. According to him, my salary is his asset because after marriage, I came to Dubai.
Please help me and suggest.
Jul 3, 2025
17
What to do if an employee fails to provide the required 90-day written notice for resignation? 0
Colleagues,
The situation is as follows:
The contract expires on August 14, 2025. However, the contract includes the following clauses:
1. (The “Term”) commencing on August 1, 2023. The contract shall automatically and repeatedly renew for periods of 2 years unless either Party notifies the other in writing, not less than 90 days prior to the expiry date of such period, of its desire not to renew the original or any renewed period.
2. This contract may be terminated by either of the Parties prior to the end of the Term, provided that the terminating Party serves the other Party with advance written notice of 90 days (minimum 30 and maximum 90 calendar days).
The employee today expressed a desire not to extend the contract. But he didn't serve the required notice (90 days).
What can we do in this case?
Jul 2, 2025
16
Can declaring bankruptcy protect civil company partners from rent-related travel bans? 0
Bankruptcy of Civil Company in Dubai – Impact on Partners and Landlord Execution Case
I am a partner in a civil company in Dubai that has accumulated rental dues of over 1 million. The landlord has obtained a judgment and filed an execution case that includes travel bans, arrest orders, and licence freezes against the company and its partners.
I want to understand the legal and practical implications of initiating bankruptcy proceedings for the civil company under UAE law:
Can a civil company file for bankruptcy in the UAE, or must the partners do so individually?
What is the impact on existing execution cases—the one filed by the landlord to recover unpaid rent?
Will travel bans and arrest warrants issued against partners be lifted automatically upon filing or approval of bankruptcy?
Is bankruptcy advisable in cases where the only major creditor is the landlord pursuing rent recovery?
Are all partners jointly and severally liable even after bankruptcy is filed?
Jul 2, 2025
24
Can I legally work remotely from the UAE for a foreign employer without a freelance license? 0
Hello,
I hold a UAE residence visa (non-employment). I plan to work remotely from home for an IT company based in Europe, which has no presence or clients in the UAE.
This is not freelance work for multiple clients, but a regular job for a single foreign employer. Payments will be sent monthly to my personal account in a Bank (in USD or AED).
My questions are:
- Can I legally carry out this activity without obtaining a freelance license or any additional permits?
- Am I violating any visa or tax regulations in the UAE?
- Is there any risk of bank account restrictions or penalties from the bank or UAE authorities?
I would appreciate your legal advice. I’m happy to provide more details if needed.
Best regards,
Jul 1, 2025
4
What can you do if the bank filed a case against despite paying the loan by insurance after losing job? 0
Hello Sir,
My friend had a large personal loan and paid installments for 1.5 years before losing his job.
A criminal case was filed in 2019, but he was cleared with a fine as the judge accepted that job loss insurance covered the loan. Funds were credited (shown in the statement & SMS), and customer service confirmed twice that the loan was cleared.
He also paid AED 10K+ interest for the insurance. A year later, a cheque case was filed by a debt company and bank—he won with the same documents. Now, in Jan 2025, the bank filed a commercial case.
The court appointed an expert, but the expert ignored his evidence. he showed that a key page of the contract (stating job loss insurance) was missing from the bank’s submission.
The bank told the expert the credited amount was a “loan write-off,” but gave no proof. The expert never investigated his findings.
I need advice on whether this verdict can be appealed and whether it’s worth pursuing further. My friend is in India now
Jul 1, 2025
22

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A tenant usually defaults on rent payments. How can I evict him? 2
Hi,
I have a tenant who defaulted on rent payment. His cheque bounced due to account closure. He promised cash payment but hasn't delivered.
I want to evict him. The property is in Dubai. How do I proceed legally? Appreciate step-by-step guidance according to the law.
Thank you!
Apr 26, 2024
447
Can I travel to Qatar if a collection agency told me I have a travel ban for an unpaid loan? 1
Salam,
I received an email from a company in the UAE - which is a collection agency - informing me that I had a travel ban and arrest warrant issued in the UAE for an unpaid loan a week ago.
I currently live in the US. I have sent them many emails asking them how can I pay or make installments to settle this amount of 332,430 dirhams. I am currently working with them and trying to resolve the issue.
My question is I would like to know if I travel for 5 days to Doha, Qatar in May, will I be detained or I will be ok?
I don’t believe so I just want to be sure because I will be with my family.
Thank you again.
Mar 30, 2024
692
Is it legal for debt collectors to contact the employee's workplace for defaulting on debt? 1
Is it legal for debt collectors to contact the employee's workplace when you have defaulted on your payment?
Apr 5, 2024
1228
What legal recourse should my company pursue after engaging 1
My company engaged a Dubai-based entity, registered in India, on a three-month contract for project upgrade, maintenance, and delivery.
Then they ceased communication 2 weeks before completion and failed to deliver the promised services after payment.
What legal recourse should my company pursue?
What specific legal expertise or counsel should we seek to address this breach of contract?
Apr 5, 2024
163
Can you go to Dubai Courts and check a civil case with an arrest warrant for unpaid loan? 1
Hi,
My husband lost his job 6 years back and he has not been able to find a job.
He got a loan from a bank and they filed a civil case. We also came to know he has a standing warrant of arrest.
I want to know what I can do for him.
Should my husband go to Dubai Courts and check what he can do to settle the case or they will arrest him immediately?
Should I go on his behalf and check what steps we can take to settle this case?
Thank you in advance for your legal advice.
Apr 2, 2024
333

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Is it mandatory to visit the CID in person to update my records? 2
Respected Advisors,
I have been involved in a few criminal cases since 2017, but all of them were cleared by this year. I have obtained release letters for all the cases from the public prosecution office through an online portal.
Recently, I also received my residence visa. After the visa process was completed, I applied for a PCC online. However, the request was rejected.
I contacted the 901 office, and they advised me to visit the CID. I arranged for a power of attorney to be granted along with all the necessary documents to update the system.
Twice I was told to come in person, but I am hesitant to do so because of my previous negative experience.
Could someone please advise me whether I must go in person or if the person holding the power of attorney can handle the process?
Thank you!
Nov 15, 2023
746
How can the heirs of a deceased person distribute his shares if there is a minor? 1
My father died recently. We are Muslim residents in Dubai. I have siblings including a minor who is 16 years old. My father has land and vehicles under his name.
If I am applying for inheritance, does the minor need to have a share in ALL the properties and vehicles or can she be given a particular property/vehicle?
Secondly, if we want the land to be in her name, and she manages it (like renting and bank), does it require an adult?
Can the vehicles be transferred to someone else’s name without including her?
Your guidance will be very much appreciated.
Oct 26, 2023
156
Senior executive unfairly dismissed: How much compensation to claim? 2
Dear Sir/Madam,
I have been unfairly dismissed (it's personal on their end) and have been given only two months' salary apart from the compulsory gratuity and notice pay.
I would like to claim more than two months as I am a senior executive (Director).
Up to how much should I claim, and would this be a realistic amount for me to "win"?
Oct 16, 2023
170
Can we file a claim against an employee if he caused a financial loss to the company? 2
There was a legal action against an employee who failed to participate in an international event in Saudi Arabia due to a family issue that resulted in a travel ban, which in turn led to the non-signing of an AED 100,000 deal resulting in a loss to the company.
- What legal grounds exist for the employer to pursue legal action against the employee in this scenario?
- Does UAE labor law provide any specific guidance or remedies for such situations?
- What are the desired outcomes or remedies the employer can seek through legal action?
- Are there any potential legal consequences or liabilities for the employer in pursuing this case?
- What documentation and evidence are needed to support the employer's case?
Sep 14, 2023
1010
What are my options if my husband is refusing to pay child support? 1
Dear Sir/Madam,
What are the charges to open an execution file in Sharjah for a divorce case and how much time will it take to execute the court order?
My husband told the court that he does not have money to pay for me and my daughter's expenses because he is earning a minimum amount in which he can only survive.
In that case, what can I do?
He closed all his bank accounts and sent money to his parents in India. He also told me that he will show in court that he does not have a job or money, so the court or police cannot do anything to him.
Can you please guide me on what I can do in this case? I do not have any proof of his salary or bank account because he was not informing me about anything related to his financial matters.
In fact, he was forcing me to ask my parents to send money to us. Because of no proof, the court agreed with him and rejected my appeal. I do not have a job and I am struggling for basic expenses.
Can I request the court to inquire about his gratuity and end of service?
Or can the court ask him to submit proof of the money that he received from his company, as he was working for 30 years in the same company?
Sep 13, 2023
373

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Other answers by
Can declaring bankruptcy protect civil company partners from rent-related travel bans? 0
Bankruptcy of Civil Company in Dubai – Impact on Partners and Landlord Execution Case
I am a partner in a civil company in Dubai that has accumulated rental dues of over 1 million. The landlord has obtained a judgment and filed an execution case that includes travel bans, arrest orders, and licence freezes against the company and its partners.
I want to understand the legal and practical implications of initiating bankruptcy proceedings for the civil company under UAE law:
Can a civil company file for bankruptcy in the UAE, or must the partners do so individually?
What is the impact on existing execution cases—the one filed by the landlord to recover unpaid rent?
Will travel bans and arrest warrants issued against partners be lifted automatically upon filing or approval of bankruptcy?
Is bankruptcy advisable in cases where the only major creditor is the landlord pursuing rent recovery?
Are all partners jointly and severally liable even after bankruptcy is filed?
Jul 2, 2025
24
My wife won custody under the new law. What are my legal options now? 0
Hello,
My wife filed a case against me last December, demanding a divorce and child support. She also requested an extension of the custody age, based on the fact that the new law extends the custody age to 18 years, along with other demands.
The ruling was issued 10 days ago, extending her custody age in accordance with the new law. What is my legal position now?
Please help me.
Thank you very much!
Jun 2, 2025
11
Is it possible to get out of jail on the same day the case is withdrawn? 0
Hello,
My husband is in jail and the case is still under investigation, but the complainant wants to settle and withdraw the case.
Is it possible for my husband to get out of jail on the same day the case is withdrawn?
May 22, 2025
59
Can my husband take our 2-year-old daughter abroad without my consent? 0
Hello,
My husband has been threatening that he will take my 2-year-old daughter to Pakistan and leave her there with his family.
He has said this several times and has confirmed to my dad that he will be taking my daughter in the coming few weeks. We are both on his sponsorship.
What are my rights in the UAE? Can my husband travel with a minor without the mother's consent? How can I stop him from taking my daughter to Pakistan? Do I have any legal standing if I am under his sponsorship?
May 29, 2025
35
My husband sold the house we bought jointlyand took a cheque plus 1-year instalments from me. What can I do? 0
Hi,
I am a non-Muslim indian expatriate, residing in Dubai since 2015. The first 5 years, I was on a working visa, and after the delivery of my first baby, I left my job and became dependent on my husband.
In 2018, we bought a house together where I invested AED 2 hundred thousand from my income (I have proof in the form of a cheque). I also paid AED 3300 monthly installment for 1 year, for a personal loan taken out for the house.
But in spite of my resistance, my husband tactfully put the house in his name, so the title deed was in his name. In 2024, when my kids and I were in India for vacation, he cancelled our visas and residency. He also filed for a divorce in India.
The divorce is not yet finalised, and we are still married. Since August 2024, he hasn't let me access my house in Dubai, so I filed a case, which eventually went in my favor in January 2025.
Since I used to travel on a visit visa, I left for India and returned in March, to find out that my husband had already sold the house. The new owner is residing there.
What can I do now?
Help!
May 1, 2025
65

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Can a debt agency access AECB reports without consent for a 15-year-old closed case? 0
Dear Respected Lawyers,
Subject: Request for Legal Advice Regarding Unlawful Practices by a Debt Collection Agency
I would greatly appreciate your advice and guidance regarding a troubling issue my colleague is facing with a collection agency.
The company has been contacting the employer, urging them to ask my colleague to get in touch with them regarding a supposed liability.
This claim is related to a 15-year-old closed dispute with a bank credit card, and the issue seems to stem from outdated and inaccurate information on the AECB report.
Our main concerns are as follows:
Unauthorized Access: The company is accessing her AECB report without her consent. She has never given permission for them to retrieve or view her personal financial information.
How is it possible for a third-party agency to openly access and track AECB reports, especially for a dispute that was resolved 15 years ago?
Apr 8, 2025
156
I was evicted from my apartment to be sold but it was gifted and rented at a higher price. What can I do? 0
I was evicted from my apartment after living there for five years. My landlord informed me a year in advance that the lease would not be renewed because he intended to sell the property.
Prior to this, he attempted to impose a rent increase that was not compliant with RERA regulations, which I refused to accept. He then served me with an official Dubai Court eviction notice, citing the need to take back the property for sale.
Five months after I moved out, I discovered the property was rented out at a much higher price. Upon further investigation, I found that the ownership was transferred as a "Gift" rather than a sale.
This makes it seem like the eviction was only to raise the rent rather than a genuine need to sell.
Do I have a valid case for wrongful eviction against my landlord?
Also, under Dubai law, does transferring ownership as a "Gift" hold the same legal grounds as selling in justifying eviction?
Dec 18, 2024
137
Can I file a case for cyberbullying or defamation after my ex-wife's abusive messages? 1
Hello,
My ex-wife has abused me in chat and called me the following: illiterate, beggar, and said that I don’t have [------].
She called me a bad parent and a bad son.
Can I file a cyberbullying, defamation, or abuse case against her? What are my options?
Jan 3, 2025
170
I invested money in a business but my partner is removing me out from partnership. Can I pursue legal action? 0
Hi
I'm an Irish citizen and a resident of the United Kingdom. I got investment fraud in Dubai. I invested money into a business with a Pakistani national guy in March 2024 via bank transfer into his business account.
Now he's giving back the money which I invested in business after 9 months. He's preparing a letter from a local lawyer to kick me out of the business. I do not have any other option than to take out at least my money.
But it's unfair to me that he used my money in business and took all the advantage.
Some people say to me that if you claim money or take legal action against him, it will take too much time and I need to travel to Dubai to appear in court because it is a civil matter. But I'm not a resident.
How can I follow the civil case there?
That's why my partner knows that I can not do anything and this case keeps running long time and in the end nothing happens. But I'm thinking that I will submit a complaint through my embassy and I also have a solicitor in the United Kingdom.
Dec 24, 2024
85
Seeking justice and compensation for wife's loss due to medical negligence during childbirth 1
Dear Lawyers,
My relative lost his wife during childbirth due to clear medical negligence, as stated in the report from the DHA medical committee.
He had to relocate to India due to the situation and is currently working there.
Please guide us on the steps to take for justice and compensation.
Dec 19, 2024
112

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Will my current pregnancy affect my insurance coverage or status since I am not officially married yet? 0
Good day!
I am currently covered under the [-------] plan with [-----]. My marital status is still listed as single, but I am getting married on August 5. Due to unexpected travel issues, our original wedding date in June had to be rescheduled.
I recently became pregnant and have already paid for my antenatal check-up package for the first trimester. After my wedding, I plan to submit my marriage certificate to update my status with the insurer.
I would like to kindly ask for advice: will my current pregnancy affect my insurance coverage or status since I am not officially married yet?
Could there be any risk of my insurance being canceled or any legal implications because of this timing?
I appreciate your guidance and any clarification you can provide.
Thank you very much for your support.
Jul 3, 2025
18
How can I lift the arrest warrant in an execution case if I have a criminal case hearing about the same cheque? 0
How can I lift the arrest warrant in an execution case if I have a criminal case hearing about the same cheque, which is in execution?
Jul 3, 2025
17
When can I expect the court of execution to pay my labor dues after winning the case for training cost? 0
I recently won my case at MOHRE regarding the AED 6,000 training cost, which the company was not entitled to.
I have now filed an execution request at Al Adheed on July 4, 2025, to claim my pending salary and visa cancellation, which were not provided within the legal 14-day period.
As I do not have an Emirates ID yet, the report was submitted using my passport. I was informed I would receive a court fee payment link if the process pushes through.
May I kindly ask:
Will the execution proceed using my passport?
How long does this process usually take?
What should I expect next?
Thank you for your assistance.
Jul 2, 2025
22
Facing mental and financial harassment from my husband. What can I do? 0
Hello,
My husband is mentally harassing me for my salary. He wants my full salary and savings. He knows I am an epilepsy patient, so proper sleep is very important for me.
Still, he fights with me all night. He just wants my salary. Last year, I left him and went back to India, but after a few months, he came to me and assured me he wouldn't misbehave with me.
But now he has again started fighting with me all the time for my salary. According to him, my salary is his asset because after marriage, I came to Dubai.
Please help me and suggest.
Jul 3, 2025
17
What to do if an employee fails to provide the required 90-day written notice for resignation? 0
Colleagues,
The situation is as follows:
The contract expires on August 14, 2025. However, the contract includes the following clauses:
1. (The “Term”) commencing on August 1, 2023. The contract shall automatically and repeatedly renew for periods of 2 years unless either Party notifies the other in writing, not less than 90 days prior to the expiry date of such period, of its desire not to renew the original or any renewed period.
2. This contract may be terminated by either of the Parties prior to the end of the Term, provided that the terminating Party serves the other Party with advance written notice of 90 days (minimum 30 and maximum 90 calendar days).
The employee today expressed a desire not to extend the contract. But he didn't serve the required notice (90 days).
What can we do in this case?
Jul 2, 2025
16
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