Questions & Answers
Questions & Answers
5 available 5 • View allClaiming back money lent on interest to a friend

2
Q: My friend borrowed money from me for AED 50,000 and issued a cheque of the same amount as a guarantee drawn against her business account under sole establishment.
We also signed an agreement that she will pay 7% each month for 6 months as an interest. In short, it's been more than a month she has not returned the AED 50,000 to me and I already presented her cheque and got bounced for insufficient funds.
Can I file a civil case directly against her for bounced cheque without filing a criminal case first?
What if my friend tells the court that I lend money with interest and showed the agreement we signed, will the court punish me or put me in jail?
Kindly advise, what is the best thing to do?


May 17, 2020
460
Are individuals allowed to lend money on interest?


2
Q: Dear sir/madam,
A friend gave me a personal loan for which I gave a security cheque. After reconciling accounts, I was supposed to get the security cheque back.
Instead, he wanted interest, and when I refused, he put a date on my security cheque and deposited the same without my knowledge.
What is the best course of action?



Aug 1, 2022
434
What to do if my friend is harassing me to pay the interest of a loan I took from him?

4
Q: I had a friend who had loaned me money of AED 3,800 with which I am paying interest for over 2 years now, as my financial state is difficult and promised to pay before the year ends.
I am paying previously 15% and now 10% every month. This month I am paying half of the interest for some reason, and my friend keeps harassing me over a monthly interest.
Please advise if I can report a friend to the police over harassment and be forced to pay. Take note, I always pay interest on time but only this month I am short for money.


Aug 9, 2021
942
What to do with a person who gave me a loan on interest and asking for more?


1
Q: I took 5k on interest from someone. I give him a blank cheque. I paid more than the amount but he did not give me the cheque. Now he deposited the 20k amount.
Now I received a message from the court that I have a travel ban but I have to do it.



Nov 29, 2022
265
I took a loan from a friend and paid him in cash. He filed a police complaint for the money. What to do?




1
Q: I took a friendly loan amounting to 3000 from my friend 3 years back, which I paid back a few days ago in cash as he was a friend.
Now, he is in desperate need of money and wants me to sell data to which I said no and I started avoiding taking his calls or answering him on WhatsApp.
He kept on asking for the payment which I already paid only a few days back. Now he has filed a police complaint stating mental harassment due to non-payment of the friendly loan.
He is using the WhatsApp messages that were sent before I paid the money.
What can I do now? And do I need to worry?





Nov 23, 2023
474
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148547
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75402

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Can the landlord send me an eviction notice for non-payment despite submitting an offer and deposit at RDC? 0
I’ve lived in my building for over 4 years, with the most recent rent being AED 50,000. Each year, the management collects cheques and extra AED 2,400–2,500 cash (no receipt) for management and Ejari fees.
My contract was due for renewal on 15 Feb 2025, but management delayed, demanding a 10% rent increase even though no formal 90-day notice and the RERA index did not allow it.
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Can I resign during the probation period without serving a three-month notice to take another job? 0
I am working in the private sector, and currently I am in the probation period. I got a government job, so I submitted a one-month resignation notice.
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I enquired with One Time Centre, and as per their advice, after one month, I can stop work and register a complaint against my company.
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Can the employer force the housmaid to work for unlimited hours without rest? 0
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My work starts at 7:30 am and then finishes at 10 pm or less. It depends on whether the baby is asleep or what time they will take on me if not yet asleep. Is this right?
Also, at the time of eating, I'm still working because the baby is with me, so I just let her sit in her chair. That's how I eat.
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Canceling my MoU and getting my deposit back due to a low bank valuation and overpriced property 1
Hi,
I wanted to purchase a 2-bedroom apartment in JVC Dubai. I gave a 10% security deposit cheque to the seller. The price mentioned in the MoU is very high compared to other similar apartments in the same building.
The bank’s valuation also came in very low. Since the valuation is much lower, how can I terminate the MoU and get my cheque back? The MoU ends on 1st October 2024.
One of the articles in the MoU states:
In the event that the Buyer fails to make the payments as agreed or fails to complete the transfer on the agreed date due to his own acts or omissions, the Seller has the right to terminate this agreement and retain the deposit, provided that the termination is due to a violation of the agreed terms, unless both parties agree amicably to different dates.
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