Q: Dear, I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah. So please, let me know what will be the position and how I can be bailed out. Thanks

Q: Dear Ma'am, I have a credit card from a finance company and last 10 months I didn't pay. Now, the balance showing above 110,000 and they are sending messages that they will submit my security cheque. If they submit the cheque, what are the procedures and how much I need to pay?

Q: I am Ravi, doing business in Ajman. I had to come to India on an emergency by Aug 18. Unfortunately, there was a cheque of AED 120K issued to one of the suppliers [in Sharjah] and it got bounced. I have personally called and informed them, upon reaching back I will give the money. They are not accepting my request and started threatening my son who's living alone in the UAE. He's calling me to India saying that they will put me in a UAE jail [in case I am there] and they are going to file a new case in India to stop me from travelling to the UAE. Now, they're demanding me to pay AED 140K, otherwise, they will not withdraw the case against me. If I arrange AED 90K now & surrender the passport, will the police allow me to go out to arrange the balance amount? In case I could arrange the full amount of AED 120K will they release me? Any possibility to clear it off without arresting me? If I arrive at Dubai Airport, will I be shifted to Sharjah? Or Ajman? Please advise how to resolve this.

Q: Hi Hari, I have a question that I can't find in any of the Q&A in the forum. I have a loan from the bank and due to financial distress, there's a probability of facing a criminal offence. I am from Dubai and my loan application was in Dubai. Can the bank bounce your cheque in different emirates? Since Dubai only imposed fines on less than 200k, does the bank have the leverage to file on other emirates due to a different approach of each emirate on criminal offence? Thanks and looking forward to your response.

Q: Hi, I have a cheque bounce case in Sharjah for AED 141,000. Will the case be automatically transferred to the court? Can I pay a fine to close the criminal case and settle later with my supplier? Thanks

Q: Hi, This is M. I have an outstanding loan amount of AED 48,000 from a bank. I took a loan of 65,000 AED almost 1 year and 6 months back from a bank in a Dubai branch. Now, due to job loss, I am not able to pay the outstanding. I want to know what can the consequences be and what will happen if the bank files a case in Abu Dhabi, although I took the loan from their Dubai branch.

This article is related to the Civil procedure in the UAE. The procedure includes both payment orders on the basis of cheques and original documents as well as the normal civil procedure where the plaintiff has Invoices, agreement, and documents to prove the claim in the civil court.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.