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Settlement of credit card debts and jurisdiction

Dear,

I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah.

So please, let me know what will be the position. How can I be bailed out? How can it be settled?

Thanks

Jasim Almaeeni Advocates & Legal Consultants
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12 Feb 2019, 07:07

Hello,

In order to respond to this query in a more adequate manner, I need to know some details such as how much is the total amount in default? Since when it is in default? Where are you based? Have you paid any fines yet? How many cheques did you give to the bank?

Please share all the details at:

khubaib@jmadvocatesuae.com

Mobile/Whatsapp: 0529349402

Best regards,

Khubaib Naeem

12 Feb 2019, 07:14

Dear Khubaib

Thanks for the reply.

The amount is not much and this same credit card security cheque which was signed on the time of the signing of credit card application. I paid a lot of interest on this credit card.

But my main question was that the cheque was signed in Dubai, how do they can present it in Sharjah and what will be the difference if it is presented in Sharjah?

Can I be bailed out by the guarantee of passport and can I resolve the issue with the court by paying a fine?

Thanks

12 Feb 2019, 14:00

Yes, they can present this cheque in all seven states of the UAE.

They may want to do it in Sharjah because of fines and fast track courts are just for Dubai.

Detention may be sentenced as well which is not the case in Dubai if the loan is under AED 300,000/-.

Once the case is filed, you have to appear in front of the judge and his honour will decide what should be the penalty.

13 Feb 2019, 08:56

Dear

Thanks for the reply,

One point is missing to answer. If the case is filed in Sharjah and I put the passport as a guarantee and can appear in court on the date, will I still be arrested?

Please reply

Thanks

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