Q: Sir, My friend used a credit card, purchased with 28,000 dirhams, and went to India without paying for it. This was in 2011. What are the consequences now if he wants to come back to the UAE? Kindly advise.

Q: Hello I was working between 2016 and 2020 in a company. The owners ran away without any notice during the Covid lockdown. Due to the lockdown, I couldn't get a new job, so I decided to leave the UAE with my family. I have no intention to cheat anyone, but unfortunately, I could not pay any credit card dues until now. I got a good job again in the UAE. After the cheque bounce case was decriminalized - is there a chance to stop me at the airport? Now, I am working in business development so I need to travel to other countries as well. How can we check any travel ban, criminal case, and civil case? I can be ready to pay in installments one by one. The total amount is around AED 120,000 for 5 credit cards. One more question: In my new company, I need to visit various countries for work purposes at the time if I pay a fine in court/if no civil case against me. Can I get a police clearance certificate to travel to other countries or apply for a visa to other countries? Advanced thanks to all and looking forward to hiring a lawyer to solve this problem.

Q: Dear All, Please advise me on this issue. Your help and guidance will be appreciated! I am writing to discuss the repayment of the loan amount that I owe. I was asked to pay an amount of AED 15,000. Unfortunately, my current financial situation does not allow me to pay this amount as I am going through a hardship. However, I am determined to fulfill my financial obligations as soon as I start working. I can currently afford to pay an amount of AED 1,000, which is the maximum amount I can allocate towards the repayment for now. As soon as I enter the UAE, I will be in a more stable financial position and I can begin repaying the loan on a monthly basis. My question is: how can I make the bank agree with my request and allow me to enter the UAE without any hassle? Thank you for your time and consideration!

Q: Hi, I have an active arrest order against me in the UAE related to a family case (Personal case of child alimony). Currently, I am outside the UAE and have a job offer from a company in the UAE. Could you kindly advise if my new employer would be able to process my work visa given the active arrest order against me? Thank you for your assistance and advice!

Q: Hello, How can we prove that a cheque given to a bank for a credit card is a security cheque? Is it true that a security cheque cannot be used for filing an execution case?

Q: Dear Lawyers, I have a bank loan, and I left Dubai in 2018. Now my company is asking me to come on a visit visa, and then they will change my visit visa into a work visa. However I am scared that my outstanding loan will affect my visa application, and I will not be able to change my visa. Please answer!

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.