Questions & Answers
Questions & Answers
9 available 9 • View allCredit card settlement and possibility of a travel ban
29
Q: Salam Mr Khalifa,
Quick question if possible.
If someone has a credit card and he wants to stop it and discuss the settlement of the pending amount with the bank, will there be a travel ban during that period?

Jun 10, 2018
8779
Threatening with a travel ban for defaulting on credit card payments
1
Q: Good morning.
I have defaulted on my credit cards payments in Dubai, and I'm planning to travel soon.
How can you assist me to check whether I have a travel ban or not?
I did not receive any notification, but the banks threatened to put a travel ban on me if I don't pay.
Is it safe to travel in such conditions?

Dec 3, 2017
6910
Travel ban check for delay in the payments of credit cards and loan
5
Q: I have four credit cards. ADCB-2 HSBC-1 and FGB-1 and a loan.
ADCB credit card and loan, I'm paying without any delay, but HSBC & FGB I paid last month after collection dept. calls.
My question is, next month I'm going on a vacation. Will someone stops me at the airport immigration?
Please, I need your advice.

Oct 10, 2018
3436
The consequences of missing credit card payments
1
Q: I have four credit cards; ADCB-2, HSBC-1 and FGB-1 and loan. ADCB credit card and loan I'm paying without any delay, but HSBC & FGB I paid last month after collection dept calls.
My question is, next month I'm going on vacation. So will someone stop me at the airport immigration?
Again, I want to say that. The beginning of this month, I applied for a top-up loan to close all my credit card outstanding.
Today I received a call from ADCB that my application is declined. They are asking for a report from Etihad Credit Bureau.
Does it mean they will file a case against me?
Please, I need your advice.

Oct 15, 2018
1520
Threatening with a travel ban by the bank without filing a case
1
Q: I have a card balance of AED 40k. One legal firm asked me on behalf of the bank to pay this before 24th or they will file a case. They said they already put a travel ban.
Is the travel ban possible without a case being registered?
Appreciate your advice

Mar 20, 2019
863
Travel ban for credit card dues without filing a case
1
Q: I have a card balance of AED 40k. One legal firm asked me on behalf of the bank to pay this before 24th or they will file a case. They said they already put a travel ban.
Is the travel ban possible without a case being registered?
Appreciate your advice

Mar 20, 2019
424
Case for a bank loan for defaulting on one EMI
0
Q: Hi Mam,
Due to my salary issue at the company, I haven't paid my dues to the bank. I have already paid the late charge and another fee which I have taken other than the loan amount.
Can they make a case against me?

Mar 28, 2019
848
Effect of cancellation and leaving the UAE on outstanding liabilities
5
Q: Hello,
I am planning to relocate to Qatar by cancelling the current job in the UAE. I have credit card liabilities in the UAE.
I would like to know if my visa is cancelled with gratuity settlement, will I be caught in the airport while travelling in India?

May 9, 2019
1074
Limitation period for raising a credit card case by the bank
2
Q: Dear Madam
I missed my bank credit card payment for the last two months. How long will the bank wait before taking any legal action?
Also, they do not have a security cheque from me. So what can they do exactly in this situation?

Aug 7, 2019
4860
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148375

Other answers by
80 80 answers •
View allDeducting visa costs when resigning after more than a year of work 0
Hello sir,
I have been working for 1 year and 6 months in a restaurant without a vacation. Due to my health, I had resigned, and when receiving my payment, they had deducted 4200 for the visa.
Please I want to know if it is allowed to pay for the visa.
Thank you!
Mar 15, 2021
1045
Is it legal to invest in a crowdfunding outside the UAE? 0
Regarding investment in a UK-based crowdfunding platform from the UAE
I am a UAE (Dubai) resident. Is it legal to invest in a startup that is based in Cayman Island and London through UK based crowdfunding platform (crowdcube.com) from the UAE?
Looking for precious advice.
Thank you!
Mar 9, 2021
616
Filing a case for wrongfully encashing a guarantee cheque 0
3 years back I had given a post-dated cheque as a guarantee to a person whom I had to pay the money.
In 3 years time before the due date of the post-dated cheque, I had paid him partially by cash and cheque for which I have his signed vouchers and the PDC cheque details.
He was supposed to return back my PDC on the due date and collect the balance amount that was around AED 4000. The cheque value was AED 115,000.
On the due date, he demanded more money from me and when I refused, he bounced the cheque and filed a cheque bounce case.
He said I gave him a cheque of a closed bank account when he asked the money back and claimed the full amount. I was arrested and had to pay the fine for the cheque bounce case.
With the agreement I have with me and the payment voucher proof, can I sue him back for the false accusation?
And can I claim compensation for spoiling my name and image?
Dec 13, 2019
1646
Suing an employer for unpaid loan taken on the name of employee 0
Salam,
I was working in Dubai and I needed a 50k loan from the company. My boss told me to do him a favour and take a 700000 loan from the bank then take 50k.
I said how. He planned everything and deposited 30k salary on my account and verify from HR and accounts.
The bank agent gave me the loan he paid instalments almost for one year and then he terminated me and said don't worry we will pay your loan.
After I came back to Pakistan, they are paying but after 3-4 months like that, the recovery company calls me in Pakistan daily. what can I do?
If I come to Dubai and make a case on my boss, will the bank help me or I have to hire lawyer?
Feb 22, 2019
1174
The consequences of resignation in a limited labour contract 0
Dear Sir,
I hope you are doing well.
My neighbour brother went earlier to Dubai for packing work in a hotel for 2 months. Due to the condition of work & not getting a proper salary, he decided to resign from his job.
When he intimated the same to the employer they said he should pay AED 4500 before leaving & his own ticket. He is from a very poor background that's why he came for AED 900 salary.
But he gets actually 750 only without food. Need your kind support to help him to come back to India.
Feb 19, 2019
3346
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