Questions & Answers
Questions & Answers
9 available 9 • View allCredit card settlement and possibility of a travel ban
29
Q: Salam Mr Khalifa,
Quick question if possible.
If someone has a credit card and he wants to stop it and discuss the settlement of the pending amount with the bank, will there be a travel ban during that period?

Jun 10, 2018
8811
Threatening with a travel ban for defaulting on credit card payments
1
Q: Good morning.
I have defaulted on my credit cards payments in Dubai, and I'm planning to travel soon.
How can you assist me to check whether I have a travel ban or not?
I did not receive any notification, but the banks threatened to put a travel ban on me if I don't pay.
Is it safe to travel in such conditions?

Dec 3, 2017
6942
Travel ban check for delay in the payments of credit cards and loan
5
Q: I have four credit cards. ADCB-2 HSBC-1 and FGB-1 and a loan.
ADCB credit card and loan, I'm paying without any delay, but HSBC & FGB I paid last month after collection dept. calls.
My question is, next month I'm going on a vacation. Will someone stops me at the airport immigration?
Please, I need your advice.

Oct 10, 2018
3460
The consequences of missing credit card payments
1
Q: I have four credit cards; ADCB-2, HSBC-1 and FGB-1 and loan. ADCB credit card and loan I'm paying without any delay, but HSBC & FGB I paid last month after collection dept calls.
My question is, next month I'm going on vacation. So will someone stop me at the airport immigration?
Again, I want to say that. The beginning of this month, I applied for a top-up loan to close all my credit card outstanding.
Today I received a call from ADCB that my application is declined. They are asking for a report from Etihad Credit Bureau.
Does it mean they will file a case against me?
Please, I need your advice.

Oct 15, 2018
1555
Threatening with a travel ban by the bank without filing a case
1
Q: I have a card balance of AED 40k. One legal firm asked me on behalf of the bank to pay this before 24th or they will file a case. They said they already put a travel ban.
Is the travel ban possible without a case being registered?
Appreciate your advice

Mar 20, 2019
887
Travel ban for credit card dues without filing a case
1
Q: I have a card balance of AED 40k. One legal firm asked me on behalf of the bank to pay this before 24th or they will file a case. They said they already put a travel ban.
Is the travel ban possible without a case being registered?
Appreciate your advice

Mar 20, 2019
440
Case for a bank loan for defaulting on one EMI
0
Q: Hi Mam,
Due to my salary issue at the company, I haven't paid my dues to the bank. I have already paid the late charge and another fee which I have taken other than the loan amount.
Can they make a case against me?

Mar 28, 2019
889
Effect of cancellation and leaving the UAE on outstanding liabilities
5
Q: Hello,
I am planning to relocate to Qatar by cancelling the current job in the UAE. I have credit card liabilities in the UAE.
I would like to know if my visa is cancelled with gratuity settlement, will I be caught in the airport while travelling in India?

May 9, 2019
1106
Limitation period for raising a credit card case by the bank
2
Q: Dear Madam
I missed my bank credit card payment for the last two months. How long will the bank wait before taking any legal action?
Also, they do not have a security cheque from me. So what can they do exactly in this situation?

Aug 7, 2019
4904
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148543

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Deducting visa costs when resigning after more than a year of work 6
Hello sir,
I have been working for 1 year and 6 months in a restaurant without a vacation. Due to my health, I had resigned, and when receiving my payment, they had deducted 4200 for the visa.
Please I want to know if it is allowed to pay for the visa.
Thank you!
Mar 15, 2021
1083
Is it legal to invest in a crowdfunding outside the UAE? 2
Regarding investment in a UK-based crowdfunding platform from the UAE
I am a UAE (Dubai) resident. Is it legal to invest in a startup that is based in Cayman Island and London through UK based crowdfunding platform (crowdcube.com) from the UAE?
Looking for precious advice.
Thank you!
Mar 9, 2021
661
Filing a case for wrongfully encashing a guarantee cheque 1
3 years back I had given a post-dated cheque as a guarantee to a person whom I had to pay the money.
In 3 years time before the due date of the post-dated cheque, I had paid him partially by cash and cheque for which I have his signed vouchers and the PDC cheque details.
He was supposed to return back my PDC on the due date and collect the balance amount that was around AED 4000. The cheque value was AED 115,000.
On the due date, he demanded more money from me and when I refused, he bounced the cheque and filed a cheque bounce case.
He said I gave him a cheque of a closed bank account when he asked the money back and claimed the full amount. I was arrested and had to pay the fine for the cheque bounce case.
With the agreement I have with me and the payment voucher proof, can I sue him back for the false accusation?
And can I claim compensation for spoiling my name and image?
Dec 13, 2019
1683
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