Dear Sir/Madam, I want to know if there is any police case pending against me. It may be towards non-payment of credit card bills. I would appreciate it if you inform me what your charges will be and the time to know. Best Regards,

Hello, I took out a loan in the amount of 4,000,000 DHS, and I repaid the principal amount but I refused to pay the interest which was 800,000 DHS, I still own a property in Dubai and the value is around 3,000,000 DHS. The bank wants to take the whole property as collateral for my debt. Can the bank do this? Or do they have to sell the property, take what I owe them, and pay me the rest? Or will they be taking the whole property? Are they allowed to do such a thing?

Hello. We are in the process of establishing a small real estate consultancy company (startup) in Dubai to provide purchasing advice for customers and connect them to real estate agents. We need help in writing the Privacy Policy, and Terms & Conditions for the website. Kindly provide your estimated quotation.

Hi, I purchased an off-plan property in Dubai that had an estimated completion date of August 31, 2020. I received an email that due to a delay, my completion date has been pushed forward to April 30, 2022. The email they sent for the delay did not say what was the reason for the delay. Since the developer has violated the SPA by delaying the project past 12 months of the completion date, can I request that the contract be cancelled and get what I have paid back? Do you believe that the developer could utilize Covid-19 as Force Majeure as a reason for not following the contract? Regards

I bought a studio. According to the SPA, the unit must have been handed in December 2019. As I understand, developers in the UAE have 1 year grace period so, technically speaking, the project must be completed in December 2020. However, according to the project tracking website, the likely completion date is Q1 2021. When I enquired about this, they are reluctant to comment on it. As a foreign investor, what are my rights in this situation? The project is only 47% complete thus far. Thanks!

What can I do in case of odometer tampering, false ownership information, and a flood-damaged vehicle? What is the procedure for filing a fraud complaint about these issues?

Hello, I understand that if anyone wishes to resign without serving their full notice period, they are supposed to compensate the employer for the remaining time that they didn't serve the notice, also known as "notice Compensation". Is this notice compensation deducted based on the full salary or on the basic salary?

I'm looking for advice- I had applied for immigration service to Canada via an agency in Dubai, however, it's been a few months and there is no positive reply from their end. They keep giving evasive answers, such as my job role is not coming up, or the Government has put the applications on hold, or other things which are totally different from the picture painted before availing their service. The contract mentions this about refund: "The company is eligible to provide a refund if any wrong information is provided during our advocacy while discussing the case with the consultant." My Question is- are such immigration consultancies legal in the UAE? Is it legal for them to provide such services? And am I eligible for a refund if not for damage claims (for wasting my time with their inefficient services)?

Hello, Can a registered company work with a freelancer who does not have a freelancer permit? At the same time, they are employed by another company.

I, as a UAE-based Seller, entered a sales agreement with a KSA-based Buyer. The Buyer defaulted on the LC payment, breaching the contract. The goods are stuck at the port as they need original documents, which I am holding to recover the outstanding balance. They later made a partial payment but now threaten to cash the PBG (UAE bank) I provided if don't release the document. The contract mandates DIAC arbitration but lacks a governing law clause. I need advice on: 1. Which law applies to this dispute? 2. Where can I seek an injunction to prevent PBG encashment, given the Buyer’s bad faith and breach? Or should I send a letter to their bank with the brief above? Kindly advise.