Q: After missing 2 months of payments on a credit card, the bank presented a security cheque on my current account for AED 101,000 and it bounced. They have said that they have filed a case with the police and issued a travel ban. I have since made a minimum payment as requested and plan to discuss repayment with the collections department. As a businessman, I travel to other countries. Will I now be subject to a travel ban/ be detained at the airport / taken to prison?

Q: Hi. I am seeking advice about outstanding credit card payments with various banks in the UAE, although I have done a lot of minimum payments to these cards.  Now, I have come back to my home country and the outstanding amounts have been increasing. I suppose there are a case and travel ban against me. Please advise on what I should do?

Q: Dear Sir, Is there any options to check my travel ban (UAE) ...because I had some bank loan. Awaiting your reply. Thanks

Q: Dear Madam Nikhat, I have outstanding amounts for two different banks on credit card. I lived in the UAE for almost 5 years and when I lost my job, I came back to home country and attempted many times applying for a visit visa to go back to the UAE. Unfortunately, all my visit visa applications were rejected and I came to know from the immigration department that I have got some AL Aman ban. After coming back to my home country, being jobless with no financial support I have paid (with the help of my relatives) installments on my credit cards upto 7months. I am getting emails from both banks regarding legal case & travel ban for not clearing the remaining outstanding amounts. I replied to them that I need time to go back to the UAE, get a job and clear my dues. Kindly advise, how can I settle these outstanding amounts, and is it possible to remove this ban? Thank you, Regards

Q: I want to know is there any Travel BAN for me. I didn't pay my credit card payments for 3 months, I am still in the U.A.E. I am going to India for annual vacation for one month. I'm trying to settle one credit card amount and I also missed last month payment for a 2nd credit card. Is it correct, If I have AED 150 due on Etisalat bill I can't go outside the U.A.E.?

Q: I have missed my credit card payment by 15 days and I have confirmed back I will make the payment by 29th of this month. Meanwhile, I am planning to travel to India the coming month but I want to know if there will be any travel ban for me to go out of the UAE on my vacation due to the delay in payment.

Q: I have four credit cards. ADCB-2 HSBC-1 and FGB-1 and a loan. ADCB credit card and loan, I'm paying without any delay, but HSBC & FGB I paid last month after collection dept. calls. My question is, next month I'm going on a vacation. Will someone stops me at the airport immigration? Please, I need your advice.

Q: I have four credit cards; ADCB-2, HSBC-1 and FGB-1 and loan. ADCB credit card and loan I'm paying without any delay, but HSBC & FGB I paid last month after collection dept calls. My question is, next month I'm going on vacation. So will someone stop me at the airport immigration? Again, I want to say that. The beginning of this month, I applied for a top-up loan to close all my credit card outstanding. Today I received a call from ADCB that my application is declined. They are asking for a report from Etihad Credit Bureau. Does it mean they will file a case against me? Please, I need your advice.

Q: Hello, I am planning to relocate to Qatar by cancelling the current job in the UAE. I have credit card liabilities in the UAE. I would like to know if my visa is cancelled with gratuity settlement, will I be caught in the airport while travelling in India with the current liabilities with credit cards?

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.