Questions & Answers
Removing a travel ban imposed for defaulting on credit cards
Dear Madam Nikhat,
I have outstanding amounts for two different banks on credit card.
I lived in the UAE for almost 5 years and when I lost my job, I came back to home country and attempted many times applying for a visit visa to go back to the UAE.
Unfortunately, all my visit visa applications were rejected and I came to know from the immigration department that I have got some AL Aman ban.
After coming back to my home country, being jobless with no financial support I have paid (with the help of my relatives) installments on my credit cards upto 7months.
I am getting emails from both banks regarding legal case & travel ban for not clearing the remaining outstanding amounts. I replied to them that I need time to go back to the UAE, get a job and clear my dues.
Kindly advise, how can I settle these outstanding amounts, and is it possible to remove this ban?
Thank you,
Regards
The bank has to file a case, irrespective whether the borrower is in the country or outside, or whether the borrower has a job or not.
If the bank does not file the case for accounting purpose it will not be treated as bad debts. Unless this debt is cleared, removal of the travel ban is not possible.
