Questions & Answers
Questions & Answers
8 available 8 • View allFailure to pay installments of bank loan
75
Q: What happens if I failed to pay several installments from my personal loan from the bank?
I have not received any warnings or notice to pay, does this mean they filed a case or they must send me a notice first.

Jun 1, 2016
71577
Punishment for unpaid bank loan
39
Q: I have a case in court awaiting judgement for a bank loan case of 35'000dh.
What will be the punishment I am going to face?

Jun 6, 2017
58860
Arbitrary termination and rights of the employee
4
Q: 1) Since the company is a semi-government entity based in Abu Dhabi, can I challenge the unfair spot termination decision and get 3 months salary (per month salary was AED 7000) and other benefits?
2) Can I claim all my living costs (house rent, bills, car rental, food, telephone, travel/ fuel etc) after notice period finished date i.e. 26 April 2017 as per termination letter (21 days till 17 May 2017 and could end up more weeks)?
3) The termination letter was handed over on 29 March 2017 and last working day was same day but as per termination letter my last working day would be considered as 26 April (that is a difference of 3 days unpaid?)
4) As per my clear instructions to my team to report all necessary matters but in this case, everyone failed to report me and even many Rental Agents kept on renting this vehicle with a low tire pressure sign on the dashboard.
5) Shall I approach the labour court in Abu Dhabi or civil court considering my visa from immigration?

May 21, 2017
5915
Sick, old and pregnant to avoid jail for the UAE debt defaults
0
Q: What is the law number that says a 70-year old cannot be arrested for a civil judgement?

Jan 21, 2019
581
Rights of the employee after termination for taking a sick leave
1
Q: My company terminated me based on articles 82,83,84 & 85 after I got a stroke in November 2019 when I was on duty and the company took me to hospital.
My GM also visited me home saying that no need to submit sick leave as it will cost you every time. Once you're fine come to work.
They forcefully took signature on annual leave after one month of my sickness. I was paralyzed from one side and was not in a condition to travel, still, the company issued me a ticket part of the annual leave.
Now, they have terminated me and did not pay the salary to me since January 2020 nor are they paying my physiotherapy bills. They didn't even give me any notice period before termination.
Please advise what can I do. I have even filed a labour complaint but it's of no use. I am a driver by profession.
Please contact me.
Thank you

May 10, 2020
1059
Resolving cases after losing job and defaulting on many obligations
2
Q: Hello Sir,
One of my friends has the below issues. How he can resolve his problem?
1- Overstay for 2 years
2- Case with the municipality as he lost his job and got hospitalised nearly for a month
3 - Bank loan
4 - Some credit card
Now has no job to re-pay. Also he is very sick and even unable to walk now. He has no means to repay any of the above.
What is the best way to resolve his case? Can he surrender to the police?
It will be great if you could help us in this very difficult time.
May God bless you, Sir.

Jun 30, 2020
601
Is there any way of relieving an old man from paying a debt in a civil case execution?

1
Q: Civil case execution for payment of debt is there. The parties almost doubled the actual amount.
1. What if the person is unable to make the payment? What is the jail term and is it common for both cases?
2. The person is 65 years old. Is there any relief based on the age factor?


Mar 29, 2023
106
What can I do if the bank is pressuring me after I defaulted due to redundancy and sickness?


1
Q: Dear Legal Advice,
I got redundant from work last June 2023. Until now, I have been unable to secure a job and I was diagnosed with breast cancer last Nov 2023.
I asked my previous company to hold my visa and insurance cancellation because I need the insurance for my tests, procedures, and treatments like chemotherapy and radiotherapy sessions.
But I have a bank loan and the bank called me and my previous company pressuring us to release the gratuity to the bank because I have 4 months overdue installments.
The bank is threatening the company that it will cause an issue because there is no salary reflected in my account; they are forcing them to cancel my visa and release the gratuity.
The bank is forcing me to send an email to my company to release my gratuity. If I do this, I will have no visa and insurance, my chemo sessions will be stopped, and my health will be at risk.
What should I do?
Does the bank have the right to force me and my company?
Please I need your wise advice.
Thank you.



Jan 24, 2024
106
Legal blog
4 available 4 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18963
What to Consider when you are Planning to Leave the UAE 1
An interview-format article covering the topic of things to consider when leaving the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Feb 22, 2021
1295
An Overview of the New UAE Labor Law and Recent Amendments of 2024 234
The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.
Sep 10, 2024
93212
The new Unemployment Insurance Law of the UAE 7
The UAE government introduced the new Unemployment Insurance Law under the Federal Decree-Law No. 13 of 2022 Concerning the Unemployment Insurance Scheme for Unemployed People. The law aims at providing a sort of financial support in case of unemployment for a brief period, probably to help employees who got terminated find another job and avoid failing in other financial obligations.
Oct 11, 2022
1955
Laws & Regulations
3 available 3 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103790
Ministerial Decree No. (765) of 2015 On Rules and Conditions for the Termination of Employment Relations 8
This Decree sets the rules and conditions for the termination of fixed-term (limited) or unlimited (not term-bound) employment contract between employer and worker in the United Arab Emirates.
Sep 27, 2015
12470
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
27127

Other answers by
How can I vacate my tenant if the rental agreement ends before the eviction notice deadline? 2
My Dubai tenant's rental agreement is ending by the end of September 2024 and the completion of 12 months of legally served Eviction Notice is the end of December 2024.
I have two questions:
(a) Can I send a rent increase notice 3 months before as the rent has increased as per the RERA rent calculator?
(b) The second question is, do I have to renew the rental agreement for 3 months (until December 2024) or not?
Thank you.
May 1, 2024
302
How can I reach a settlement with the bank for a mortgage of a jointly owned property? 0
I have a jointly owned property in Abu Dhabi. The mortgage was defaulted on as I had to leave the property with my children following an assault by my ex-husband. He left the country in 2018 and never paid the mortgage.
As I was in the country, the bank filed a criminal case against me, and I was sentenced to 3 years. I won the appeal against the bank and then filed another criminal case a few months later in Dubai. Again, I won and paid a fine.
In 2019, the bank started a civil case against me and my ex-husband to have the property repossessed. However, at the time of the purchase of the property, there were no Title Deeds, the bank requires this.
I cannot give them the Title Deeds to sell the property and pay back the amount owed to them as my ex-husband refuses to provide a POA. The bank has filed another criminal case against me only for our jointly owned property.
I wish to resolve this and pay off the bank and receive any money left from the sale. How can I resolve this issue of the Title Deeds?
Oct 4, 2022
332
The procedures for filing for divorce on mutual consent 6
Dear sir/madam,
I am separated from my wife due to compatibility reasons. We got married in the Indian consulate in Dubai on December, 23rd.
We would like to file a divorce on mutual consent as soon as possible. May I get some advice here on the procedures?
Sep 13, 2022
719
My previous employer failed to pay my gratuity. Can I file a case 6 months after resignation? 4
My previous employer failed to pay my gratuity six months past now since I resigned, Is it possible to file a case against him after a 6 months period?
May 31, 2022
1320
Can a real estate agency hold a percentage of a property sale until transfer is done? 0
A real estate agency has signed an MOU stating that a 10% security deposit from the buyer and the seller will be kept in the real estate agency and will be released upon transferring the property.
The transfer of the property was blocked due to the court order.
According to my colleagues, the real estate agency is not a trustee and they are not allowed to have taken my security check in the first place, is this correct?
Jun 28, 2021
1299
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