Resolving cases after losing job and defaulting on many obligations

Hello Sir,

One of my friends has the below issues. How he can resolve his problem?

1- Overstay for 2 years

2- Case with the municipality as he lost his job and got hospitalised nearly for a month

3 - Bank loan

4 - Some credit card

Now has no job to re-pay. Also he is very sick and even unable to walk now. He has no means to repay any of the above.

What is the best way to resolve his case? Can he surrender to the police?

It will be great if you could help us in this very difficult time.

May God bless you, Sir.