Q: Sir, I have been working in Dubai for 10 years. I have taken loans from two banks in the UAE. Suddenly, I lost my job due to salary issues and termination (a jobless condition during the COVID-19 pandemic) from my company. I paid a fine at the police station for one bank at that time. Now, I want to know if it is possible for me to come back to Dubai. Can I work again in the UAE?

Q: I have a bank loan and due to the loss of my job, I was unable to pay and currently out of the UAE. I have a few questions if someone please would be kind enough to guide me on them: "The bank has not filed the case yet". 1. The bank is asking me to pay the minimum 10% of the outstanding, I wish to know if this is a legal requirement or if I can pay any amount as a down payment in court. 2. Since has not filed the case my rating is bad on AECB, so will the police arrest me based on my rating, or does the case has to be filed first? 3. If I am arrested, will I be presented before the judge and can I offer to start paying installments or do I have to pay the downpayment? Kindly, do guide me on these and if I can get a good attorney so that I can hire the attorney to help me settle things with the bank.

Q: This is for my friend. She had initiated a loan through a UAE bank about 2 years back but then she had to leave the country and no loan was processed. Now the bank has told her that the loan has been disbursed and she needs to pay Dhs. 440,000/-. They have even told her that they put a criminal case against her but not divulging any details of the case. They keep chasing her but she hasn't received a dime nor used a single penny. She did have an existing personal loan with another bank which the new bank was supposed to take as a buyout. She has been diligently paying her existing loan with the bank. Even the salesperson told her that the other bank has made a mistake. Since they filed a case against her, she cannot come to the UAE and hence making the matter difficult for her. What can be done in this case and how to resolve this? Please advise. Can she give me a POA to act on her behalf and coordinate and check bank activities and talk to the branch office manager of the bank?

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.