Questions & Answers
Questions & Answers
3 available 3 • View allCan the bank in the UAE initiate legal proceedings in my country for credit card debts?
0
Q: I left the UAE due to the loss of my job and have credit card payments overdue. However, I found a new job in another country and was in touch with the bank to restructure my credit.
Due to the big monthly installments offer from the bank side, we couldn't reach an agreement. Now the bank is emailing me and threatening to take legal action against me in my current residence country.
Is it possible I may face legal problems in my current country if I don't agree to the bank's terms?
Thank you

Jul 14, 2023
151
I left the UAE with a pending credit card. How to check possible cases or travel ban?

0
Q: Hello Sir.
I used to work in the UAE for around more than 20 years until 2010, since I lost my job I left Dubai in the same year.
I had a credit card from a bank and when I left, there was a very small amount that I had to pay to the bank.
I still continued to pay whatever I could even after coming back to my country, I was unemployed though. After a few months, the bank stopped communicating with me.
I also came to know the particular bank I dealt with had been sold to another company.
Since I would like to visit Dubai, I like to know if there is any ban on me to enter the country. How can I know?
Thank you.


Mar 23, 2023
187
UAE bank loan: Can an agency in my home country take action there?


3
Q: Hi,
I took a loan from a bank in the UAE in 2014 for an amount of 22,000 AED, but I have to pay 33,000 AED.
I paid almost 23,000 AED to the bank, but I lost my job in 2016 and was unable to pay the remaining loan amount. The bank filed a police case against me, which I cleared by paying a fine of around 2,200 AED.
Since then, the bank has not contacted me in the last 4-5 years, even though I have told them that I already cleared the police case and do not have the money to pay the remaining loan amount.
Yesterday, I received a call from my home country, Pakistan, and someone told me that I must pay the bank loan at any cost in the UAE, otherwise, I will face serious consequences.
My question is, since I am still in the UAE, can any agency or department from my country call me or force me to pay the amount? Can they take any action against me?
Please give your valuable comments.
Thanks!



Oct 24, 2023
227
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18899
What is a Travel Ban & How Does it Work in the UAE? 13
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6590
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148387

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Hello,
Good afternoon!
Can somebody tell me what happens if someone went on vacation and didn’t come back in one month?
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If an employee is terminated due to poor performance, is he eligible for compensation? 0
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For the private sector, if an employee got terminated due to warning letters for poor performance issued to him, is he eligible for a 1-month compensation salary?
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How can I renew my Ejari if the landlord hasn’t signed the new contract? 0
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I have been here for 3 years now and paid the increased amount (as per the agreement) for the 4th year.
However, the landlord did not send me back the signed contract, although I have both made the payment for the full year via bank transfer and sent my signed contract to him.
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I have all the previous contracts signed by both parties, along with the Ejari for those contracts.
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How can I file a counter-complaint for a false public cursing accusation? 0
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How can I file a counter-complaint against a person who made a false report about me for public cursing, which I never did?
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I was stopped at the airport because of that.
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How long should I wait to receive my pending salary after a court verdict in my favor? 0
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I have a labor claim for salary pending with the Al Ain court and received the final decision in my favor. After waiting for one month, my employer still did not pay my pending salary.
I filed an execution case again on 21-Mar-25. Can you advise how long I should wait to get my pending salary? (My owner is a local Arabi from Al Ain.)
Note: Presently, my company’s operations are closed due to nonpayment of shop rent for 3 months (no assets at present).
Please advise how I will get my money.
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View allWhat are the penalties for not returning from vacation after several months or a year? 0
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How can I cancel my current visa immediately without serving notice? 0
Hello,
I got an offer letter from another company. I want the immediate cancellation paper before 20th April.
I don't have time to submit my notice period registration. What should I do?
Please give me the best advice!
Apr 4, 2025
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During the notice period, is an employee allowed to take sick leave? 0
Hello,
During the notice period, is an employee allowed to take sick leave? If not, can the employer deduct the sick leave from the employee’s end-of-service benefits?
Additionally, what is the legal basis for this? Specifically, which law or ministerial decision governs this matter?
Apr 4, 2025
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I booked a hotel stay for Eid through a travel agency and it was canceled two days before Eid. What to do? 0
I booked a hotel stay for Eid through a travel agency two weeks before Eid. The travel agency confirmed the booking on payment.
One day before Eid, the agency reached out, saying they had an issue with the supplier/hotel and the booking would be cancelled.
They offered alternative hotels that didn’t match the original property. I suggested some properties, and they couldn’t arrange them, or they asked for further payment, so I didn’t book anything through them.
What are my rights to a refund and compensation, as I had to book other arrangements separately at a significantly higher cost due to the last-minute prices?
It also caused significant emotional distress, less than 24 hours before the holiday. To which authority can a complaint be made in case of an unsatisfactory outcome?
Both the agency and the hotel are in Dubai.
Apr 4, 2025
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How can I renew my Ejari if the landlord hasn’t signed the new contract? 0
Hi,
I have been here for 3 years now and paid the increased amount (as per the agreement) for the 4th year.
However, the landlord did not send me back the signed contract, although I have both made the payment for the full year via bank transfer and sent my signed contract to him.
I need to renew my Ejari; however, how can I do it without the landlord's signature?
I have all the previous contracts signed by both parties, along with the Ejari for those contracts.
Apr 14, 2025
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View allI would like to know how to clear my police record due to a legal case that was closed a year ago 0
I would like to know how to clear my police record due to a legal case that was closed 1 year ago.
I need to clear it in order to be able to get a job position.
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My friend’s storage burnt down in Dubai. What should he do? 0
Hello,
My friend has just come back from traveling to find his storage space burnt down in Dubai.
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Apr 11, 2025
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هل تسقط إجراءات التنفيذ ويُرفَع المنع من السفر بعد دفع مبلغ التنفيذ بالكامل؟ 0
هل تسقط إجراءات التنفيذ ويُرفَع المنع من السفر وتُغلق الدعوى نهائيًا بعد دفع مبلغ التنفيذ بالكامل؟
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I have a civil case in Dubai. Will my visa processing be affected? 0
Hi,
I have a civil case in Dubai. Will this result in my visa being rejected? Will my visa processing be affected?
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Can the owner of a company escape if there is a cheque execution and travel ban on him? 0
I raised a cheque execution case against a company and its owner and won. There is a travel ban on him. I was receiving installments for three months and now he stopped paying.
The court after request summoned him. In total, he paid only 30% of the owed money. I found that his company license is expired and also in the month his visa will expire.
Does he have any option to avoid payment?
Please note he was deceived by showing no money in his bank account and no assets in his name but he is running multiple businesses.
Also a month ago, he tried to convince me to lift the travel ban but I refused to do so. But he submitted a guarantee and left UAE.
Now the status shows he is back in the UAE and the travel ban imposed again. But after that, he stopped payment.
Is there a 1% chance of him not paying me the remaining money?
Is there a way he can leave the country through the Amnesty program or any of this sort?
Mar 12, 2025
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