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UAE bank loan: Can an agency in my home country take action there?

Hi,

I took a loan from a bank in the UAE in 2014 for an amount of 22,000 AED, but I have to pay 33,000 AED.

I paid almost 23,000 AED to the bank, but I lost my job in 2016 and was unable to pay the remaining loan amount. The bank filed a police case against me, which I cleared by paying a fine of around 2,200 AED.

Since then, the bank has not contacted me in the last 4-5 years, even though I have told them that I already cleared the police case and do not have the money to pay the remaining loan amount.

Yesterday, I received a call from my home country, Pakistan, and someone told me that I must pay the bank loan at any cost in the UAE, otherwise, I will face serious consequences.

My question is, since I am still in the UAE, can any agency or department from my country call me or force me to pay the amount? Can they take any action against me?

Please give your valuable comments.

Thanks!

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Ibrahim Al Banna Advocates & Legal Consultants
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20 Oct 2023, 19:40

Hello,

Yes, they can take action in Pakistan, however, we can help you clear things up in the UAE and Pakistan.

You may book a consultation with me to discuss the matter.

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Dar Al Haqooq Legal Consultancy
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21 Oct 2023, 08:03

Dear Client,

Thanks for your question! I hope you are doing well. I will definitely assist you in this matter.

If you've already resolved the police case and paid the fine, and you haven't heard from the bank in several years, it's unlikely that they can take any further legal action against you in the UAE.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will definitely be happy to help you.

Thanks & Regards,

ABDUL WAHIED

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KHE Legal Consultancy
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24 Oct 2023, 09:40

Dear Questioner,

The loan is generated in the UAE and the settlement should be done in the UAE.

There won't be such action against you outside the UAE.

If you need further clarification, we will arrange a legal consultation session for a charge of 28$.

Share your WhatsApp number if you want to go with the services.

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