Q: Dear sir/madam, I have a personal bank loan from a bank in Dubai and I paid for almost 3 years properly. After that, my income of salary is now very less. I stopped my installment. The bank first filed a criminal case and I paid the court fine. Now they have given a civil case and the court made execution. It is an absentia judgment. Now I have a travel ban and an arrest warrant they have given for 505000 AED but my actual balance (without interest ) is only 220000. How can I settle with the bank and how much they will accept to settle? Please advise! Thanks!

Q: Hi All, I have an existing criminal "cheque bounce" case under my name for dishonoring loan payments. I'm also a victim of unpaid salaries and gratuity from the previous employer. However, I have reached a stalemate in negotiating with the bank as they are not interested in accepting the money I could offer in the interim despite having a clear understanding of my predicament. Finally, I have an offer from a company after all these months and I'm anticipating to accept this offer but I'm yet to resolve the criminal case! Since the bank is not willing to negotiate, I've planned to pay the criminal case removal fee or fine to the Dubai Police. I know that the bank would immediately proceed with a civil case should that happen. My question is how long does it take to file a civil case? And can they initiate a travel ban without appeal while filing the civil case in court? Will it affect my capacity to get a new employment visa stamped and work in the UAE while the civil case is active?

Q: I defaulted on a personal loan due to loss of job in 2016. Then via my friend and transfer of POA filed case for settlement. I paid money to a friend for settlement. Wanted to understand if I settle my case through court does the bank give a clearance letter? My friend has submitted me an immigration clearance letter and also PCC. Should I consider my self clear from all legal liabilities on the basis of immigration clearance and PCC? Can the bank re-apply for the case against me in future? How can I close my bank account? Are the immigration ban and travel ban the same? What should I do to re-assure that everything is legally right?

Q: Hello, I received an SMS and email from A bank stating that my bank account is on hold as per a Dubai Court order. I only have AED 2,000 left in my account, which is for my treatment and medication because I have breast cancer. I lost my job last year and was unable to pay my personal loan installment with B bank. It was B bank that filed a case and a travel ban with Dubai Court. But how can Dubai Court put a hold on my A bank account, even though the case is with another bank (B bank)?

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.