Questions & Answers
Questions & Answers
3 available 3 • View allCan the payee of a cheque use a photo of a cheque I sent a picture of it on WhatsApp?


1
Q: Greetings,
I shared a photo of a cheque with the payee for verification purposes only, not for deposit. Our WhatsApp communication has been clear on this.
I recently found out that it may be possible to encash a cheque using a photo or printout instead of the original cheque…
Now, I worry the person may actually deposit the cheque using the photo I shared.
Is this possible or plausible, would this be a fraud?
Should I preemptively block the cheque?
The jurisdiction is Dubai.
I still have the physical cheque in my possession.
Thank you in advance for your input.



Mar 7, 2024
606
Is a photo or printout of a cheque legally valid for deposit?




2
Q: Hi,
In the UAE, is a photo or a printout of a cheque as valid as the original cheque, and thus can be legally deposited?
If so, does this apply if both drawer and payee are individuals?
Many thanks for the advice!
Best Regards,





Mar 7, 2024
545
Validity of electronic communications as binding agreements
3
Q: Dear Lawyers,
Could you please advise if commitments or agreements via electronic communications (emails) can be considered as a binding agreement as per the UAE law?
Thanks,
Mohamed.

Oct 7, 2018
1504
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
223054
Laws & Regulations
2 available 2 • View allFederal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33081
Federal Law No. (10) of 1992 On Evidence in Civil and Commercial Transactions 14
The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.
Jan 15, 1992
19139

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