Questions & Answers
Can the payee of a cheque use a photo of a cheque I sent a picture of it on WhatsApp?
Greetings,
I shared a photo of a cheque with the payee for verification purposes only, not for deposit. Our WhatsApp communication has been clear on this.
I recently found out that it may be possible to encash a cheque using a photo or printout instead of the original cheque…
Now, I worry the person may actually deposit the cheque using the photo I shared.
Is this possible or plausible, would this be a fraud?
Should I preemptively block the cheque?
The jurisdiction is Dubai.
I still have the physical cheque in my possession.
Thank you in advance for your input.
Dear Inquirer
We are pleased to serve you and address your inquiries.
We recommend contacting your bank to inform them not to process the cheque without presenting the original copy.
Let them know you have the original and make a cheque-stop payment request to prevent the cheque from being cashed without contacting you before passing the transaction.
These steps will help protect you and hold the bank accountable in case they act against your instructions.
Please contact us via email or call our offices in Dubai or Sharjah.
Jasim Al Haddad Law Firm Legal Counsel and Consultations
TA
