Questions & Answers
Questions & Answers
3 available 3 • View allHow to settle a salary transfer loan in court?

2
Q: I have just lost a job with three months of garden leave till 30th June 2021. The salary transfer loan amounts to AED 600,000 outstanding.
There is of course a signed blank cheque given to the bank. What options do I have to settle the loan with the bank?
My preference would be to go to court and fight against the bank to settle.


Apr 18, 2021
489
سداد مديونية تتجاوز الدخل الشهري
1
س: زوج تكفَّل بسداد مبلغ قرض عقاري لزوجته الأولى لدى بنكين كونها لا تعمل؛ الأول قيمة قسطه 16660 درهم والثاني قيمة قسطه 4290 درهم، ومن ثَم رفعت عليه قضية نفقة زوجية ونفقة ستة أبناء وتم الحكم بمبلغ 22000 درهم.
قامت الزوجة الثانية وهي مطلقة برفع قضية نفقة وتم الحكم بنفقة شهرية بقيمة 2500 درهم شهريًا. مجموع المطلوب شهريًا 45450 درهم مع العلم أن راتب الزوج 32900 شهريًا، والزوج لا يملك أي شيء سوى راتبه.
أسئلتي الآن:
1. هل تستطيع البنوك بيع منزل الزوجة لسداد المبالغ المستحقة لقيمة القروض المستحقة مع العلم أن الزوجة لا تملك هي الأخرى سوى هذا البيت بالإضافة إلى أنها لا تعمل؟
2. هل يستطيع الزوج تقديم طلب إثبات حالة إعسار كون التزاماته تجاوزت دخله الشهري؟
3. هل يعفي إثبات الإعسار الزوج من التزاماته المالية لدى البنوك كونه كفيلاً لزوجته وليس المالك الأصلي للعقار؟
4. ما النصيحة التي تنصح بها الزوج؟
وشكرًا!

Oct 16, 2021
207
Expected legal action in case of defaulting on a bank loan

1
Q: Hi
I have a personal loan around AED 230000 in the UAE. I'm outside of the country.
I have not taken the last 2 months salary of April and May and I can not pay the instalments.
Now the bank started to ask for the payment.
What will be the next step?
Will they raise criminal case outside the UAE?
Can I reschedule instalments?
Please advise.
M.


Jun 14, 2020
614
Legal blog
1 available 1 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18959
Laws & Regulations
1 available 1 • View allFederal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75405

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هل يمكن الزواج من إماراتي عسكري متقاعد عالمعاش بدون تقديم موافقه من جهه العمل؟ 0
السلام عليكم
هل يمكن الزواج من إماراتي عسكري متقاعد عالمعاش بدون تقديم موافقه من جهه العمل؟
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وفي حال لم يقل الزوج مكان عمله، هل المأذون له طريقه ليعرف جهه العمل؟
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وهل يجب فقط الشهود من نفس جنسيه الزوجة؟ هل هذا شرط ؟
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