Questions & Answers
Questions & Answers
3 available 3 • View allConvincing the bank to accept loan installments after filing a civil claim
1
Q: Hello,
I have a notice from the DIFC courts against my personal loan which I borrowed from a bank in 2014.
The amount is AED 350k. I have already served the jail time; 2 months for the criminal offense of signing the cheque.
I am offering a settlement to the bank in monthly installments which I can manage, but they are not agreeing upon and, now, the court will resume the hearings.
The problem is that I wanted to pay off, but I can't afford to pay heavy installments which the bank is asking for.
How to convince the bank?

Mar 18, 2020
1118
How to request settlement before the conclusion of court proceedings


0
Q: Is there a method for a litigant to make a settlement offer during the middle of litigation?
I have a lawsuit that has entered into appeal stage. The opponent informed me that he wishes to make a settlement offer.
Can this be done via the court or is it out of court settlement?
If via the court, please guide me on the procedure to show the court the settlement offer and get it approved and made into an Executive Writ.



Nov 16, 2020
367
Avoiding a civil case by the bank through settlement
4
Q: Dear Ahmed,
Eid Mubarak!
I lost my job two years back and I have been on a couple of visit visas without luck!
I have a loan which I was able to pay the first few months of being laid off, however, I couldn't afford to until the bank deposited one of the security cheques.
I was arrested while exiting the country, and fined where I was handed over my passport.
I am back on a visit to look for a job but the bank has threatened to open a civil case, what are my options?
Will they take me to jail? Is there a way I can request the court to allow me to pay little instalments until I get a job?
Kindly advise

Jun 27, 2018
10716
Legal blog
3 available 3 • View allBounced Cheque Cases & Cheque Execution in Dubai as per the New Law 9
What shall I do if I have a bounced cheque? You need to contact your lawyer as soon as possible to issue a travel ban against the person who issued the bounced cheque. It should be noted that time plays a very important role in bounced cheque cases.
Aug 15, 2022
897
Bounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222029
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7047
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148394

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Is a bounced rent cheque case considered a criminal record for U.S. visa applications? 0
Hello,
My rent cheque was bounced, and my landlord filed a case against me in Sharjah Court. I received a fine of 2,000 AED, which was later reduced to 1,000 AED upon appeal.
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What are the penalties for not returning from vacation after several months or a year? 0
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Good afternoon!
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What to do if the bank filed case on me using security cheques and executed travel ban? 0
The bank filed a case against me using security cheques and executed a travel ban from Dubai Courts.
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Will changing the ownership of the company affect my end-of-service benefits accrued for 6 years? 0
My company changed the boss, but the company name is still the same.
Is there any way I can't get all my benefits for 6 years?
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Can I cancel my house sale contract without extra fees after personal plans changed? 0
Dear Lawyers,
I signed a Form F with a buyer for the sale of my house as we were planning to leave the country. The contract was signed about a month ago, but the handover is not until August.
Due to personal circumstances changing, we are no longer leaving Dubai and would like to cancel Form F.
The Form F contract stipulates that we have to pay the buyer 10% of the purchase value. The real estate agent is now claiming that we also have to pay the buyer's real estate commission and the conveyancing fee.
Our understanding is that the 10% penalty is the only penalty. Which is correct, and what are the next steps to dispute this?
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Can the landlord evict me from apartment for personal use if he lives in his own property? 0
The owner sent me a notice by email saying that he doesn't want to renew the contract for the purpose of personal use.
He didn't mention what this personal use means. He already has multiple houses for rent and he has his own which he is living in currently.
Is it legal to evict me?
Thanks
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How to know if an offer letter I received from a company in the UAE is legit? 0
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A client of mine used our consulting services online and is refusing to pay. Despite multiple reminders, she still has not made the payment. What legal action can I take against her?
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Tenant damaged property, deposit insufficient; how to claim compensation? 0
Hello,
A tenant damaged the property I recently purchased upon their eviction, and the security deposit does not cover all of the damages.
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What is the timeframe and process to seek compensation for the damages?
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Is it legal for a landlord to cut DEWA before the rental court verdict? 0
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I was supposed to renew my rental contract in early February, but due to harassment and threats, we agreed in rental court that we would settle and move out.
Now, while awaiting the verdict, the landlord has gone ahead and canceled DEWA.
What can I do? Isn’t that illegal?
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Can a civil case delay my deportation after a criminal conviction? 0
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If I have a deportation due to a criminal case, and while serving time inside, a civil case is opened against me, does that stop my deportation?
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Can I keep my shop by paying rent in installments despite an eviction case against me? 0
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I have leased out a shop in Dubai, but due to huge financial losses and my husband's job loss, I can't afford to pay the rent. Meanwhile, my landlord has filed a case for eviction and payment of rent.
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