Questions & Answers
Questions & Answers
4 available 4 • View allThe way of settling bank loan installments after moving to less paid job 
0
Q: I lost my job in six months. I got a new job but with less and delayed salary. I have a bank loan and I didn't pay for it in 6 months and pay only partially if I have money.
They deposited my cheque and I paid a penalty to the police station. Now, the bank called me again and informed me that they will register me for a civil case.
Please advise, if they pursued the civil case against me, what things should I know and do?
Thank you so much.

Aug 16, 2021
176
What to do if you lose job and have a pending bank loan
104
Q: Dear Madam,
I got terminated from my company & I have a bank loan around AED 75000.
What do I have to do the next step?
Please advise me (ASAP)
Best regards

Jan 9, 2019
38761
The effect of an outstanding credit card loan on the issuance of a new work visa
7
Q: Hi Maam,
Good day!
My bank emailed me that they filed a civil case against me since I have not paid my credit card amount 50,000 AED for almost 8 months now.
I lost my job due to COVID 19, I am totally broke. Now my question is:
I finally found a new job, they are working on my employment visa but I am very anxious; thinking that this pending case against me may affect my employment visa application! Will this be a reason for future visa rejection?
Please enlighten me!

Aug 15, 2020
3847
The credit card people are contacting me after 3 years of non-payment. What can I do?


0
Q: Hi,
The credit card people are contacting me after 3 years.
They said it's a call from a lawyer's office and the guy writes provocative messages on Whatsapp to show that I am not willing to cooperate.
How long is the security cheque valid for?
Can they contact my employer?
The thing is I was paying until I found out that it was not added to the amount but considered as fines and fees!
Then I lost my job, left the country for 2 yrs, and came back. The amount they claim is 9k.
Thank you.



Oct 26, 2023
111
Legal blog
1 available 1 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18899
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47913
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148388

Other answers by
54 54 answers •
View allHow long does it take the court for disbursement labor dues after payment by the employer? 0
Hi there,
I have a labor case that has been ruled in my favor. I filed an execution case & the employer paid the outstanding balance to the court.
I requested disbursement and this has been accepted. I have given the court my IBAN & account info.
How long does disbursement take?
Thanks
May 18, 2023
1400
When to execute a final labor judgment and how does it cost? 0
Dear Sir/Madam,
I just received a final labor judgment. Is there a time frame within which I must start the execution file?
And how many days do I have after the verdict date to start the execution file?
Finally, please provide a quote for managing the execution process from start to finish.
May 4, 2023
330
Can I pay the fine to close a credit card if the bank asks for huge amount to settle? 0
Dear Team,
I have an issue with my credit card, which was issued in 2013 and I used the same till 2018, all the payments had done on time.
Unfortunately, last time in 2018, I was troubled by a financial crisis. Due to the same, I had some amount pending on my credit card, and in 2018, I went to my home country as I lost my job.
This year, two months back, I came back to UAE. Now the bank team is asking for a huge amount for the settlement.
Could you please advise me on how to close this case with the fine by the court?
May 16, 2023
152
Can I claim my labor rights if my employer did not renew my contract? 0
I am a doctor by profession, and my contract with my company was valid till June 2023.
Last year in September 2022, I canceled my company visa to apply for Golden Visa. After stamping my Golden Visa, my company didn't provide me with a new contract.
My question is can I continue working without a new contract?
Do I have any rights or claim of my unpaid salaries from the court in such a scenario?
May 14, 2023
171
Can we vacate the tenant after purchasing a new flat in Dubai? 0
Hi,
I bought a flat in April in Dubai with my husband. The flat has a tenant with a rental contract from the previous owner.
The tenancy contract expires in June. The tenant has previously committed to leave and now wants to stay.
1. Can we force the tenant to leave as per previous confirmations?
2. If we can't make the tenant leave, can we modify the contract (rent, number of cheques, etc) because we did not sign the original contract?
May 12, 2023
977

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3189 3189 answers •
View allIs a bounced rent cheque case considered a criminal record for U.S. visa applications? 0
Hello,
My rent cheque was bounced, and my landlord filed a case against me in Sharjah Court. I received a fine of 2,000 AED, which was later reduced to 1,000 AED upon appeal.
Does this case count as a criminal conviction under UAE law, or was it handled as a civil matter?
If I apply for a U.S. visa, will I need to submit court records under the requirement for applicants with past convictions?
Apr 15, 2025
25
What are the penalties for not returning from vacation after several months or a year? 0
Hello,
Good afternoon!
Can somebody tell me what happens if someone went on vacation and didn’t come back in one month?
What penalties will they face if they want to come back after 1 year or after some months and not to the same company?
Apr 15, 2025
15
Will changing the ownership of the company affect my end-of-service benefits accrued for 6 years? 0
My company changed the boss, but the company name is still the same.
Is there any way I can't get all my benefits for 6 years?
Apr 8, 2025
60
How can I cancel my current visa immediately without serving notice? 0
Hello,
I got an offer letter from another company. I want the immediate cancellation paper before 20th April.
I don't have time to submit my notice period registration. What should I do?
Please give me the best advice!
Apr 4, 2025
85
During the notice period, is an employee allowed to take sick leave? 0
Hello,
During the notice period, is an employee allowed to take sick leave? If not, can the employer deduct the sick leave from the employee’s end-of-service benefits?
Additionally, what is the legal basis for this? Specifically, which law or ministerial decision governs this matter?
Apr 4, 2025
139
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