Q: Hello, I need help with a legal matter. I have a personal/car loan with the bank and I missed 2 payments, July-August 2020 EMIs. The bank informed me they would be filing a case but I resumed the payments of both pending EMIs by paying them. Since September 2020, I have no debts, since I am paying my loan instalments regularly. On April, 27 this year I came to know I have a bounced security cheque which came with a travel ban. It is unfair as I never had any debts in more than 7 months. I provided the bank with all the necessary documents and I signed the new security deposit cheque 1 week ago. They are supposed to provide a clearance letter for the police to lift the travel ban but nothing is happening in more than 1 week and I am losing my job. Please advise me what is the solution in my case and how long does it take for the bank to cancel the bounced cheque and provide the clearance letter. Thank you in advance.

Q: I am going to purchase a used car in the UAE. I have found a nice car, but the owner says he has purchased it using a bank loan. How can I check whether he has fully paid his loan before buying such a car?

Q: Hi, Yesterday my car has been detained by the police but I was not aware why. When I have been checked at the police station, they told me that there is an issue with the bank. What I remember is that some payments were not made since I was stuck in my home country due to COVID-19 from Feb to July 2020 due to which I was not able to pay the monthly instalment. I resumed work in Aug and started paying my instalments after that. Why did the bank request my car detention?