Q: Hi Sir, My credit card cheque was bounced and I got in jail and paid the fine after the public prosecution hearing, but they did not give me a clearance. They just let me out in the jail. I would like to ask if I have a travel ban. The bank keeps sending me and for the 8th time that my cheque was bounced again. Is it also possible that they can repeatedly bounce my cheque? They also threatened me that they will file a civil case a week after the other case was finished.

Q: Hi Mr Hari I have had a cheque bounce with one of the banks in Dubai which was an inbuilt cheque in credit card application. They had submitted a police case against me in April 2018. I was taken at Al Ragga police station. asked to pay AED 2000 fine. I was presented in front of the public prosecutor. I accepted that I am unable to pay the credit card amount and the bank did not tell me that they are submitting the cheque. I paid the fine on-spot and the passport was given to me. I also got my Police Clearance Certificate. Now to my surprise, after all this pain and harassment, the credit card fellow and so-called collecting agent are threatening to do a civil case. They are saying we will cancel all the extra interest charged on the card amount. Just clear the basic card value. I told them I was paying minimum payments earlier as well. But the bank did such a wrong thing by declaring me absconding. I have given 4 good years to this country. Please advise. If I do not take their calls and threats, what will be the worst case scenario?

Q: Salam Mr Khalifa, Quick question if possible. If someone has a credit card and he wants to stop it and discuss the settlement of the pending amount with the bank, will there be a travel ban during that period?

Q: I had some credit card financial issue and I couldn't pay. The bank put a police case and I paid a fine and finished the case. After some months with different collection people from the bank calling me and coming 2-3 times directly to my office, they told me they will file a civil case for the total dues of 30K. What is the solution for finishing all this?

Q: Hello I am writing to ask about a civil case, I recently went on maternity leave and my company does not pay a salary in this period. The bank filed a criminal case so I was stopped at the airport on arrival and processed at the police station. The next day I went in front of a judge who asked if I had the money to pay at that time or pay a fine, so I paid the AED 10000 fine. It's been almost 3 months and the bank keeps increasing my debt (my account is on minus). Question is, should I go to court again to ask them to get the bank to issue a clearance certificate or what should I do?

Q: Dear Sir I am a Dubai resident. Last month, Mashreq filed a criminal case against me for credit card cheque bounce of AED 60000. I paid the fine and got released from the police station. Now, they called me again and said they are going to file a civil case against me. If they file a civil case, will there be any immediate travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: Hi Madam, I would like clarification to that: A security cheque presented by the bank bounced due to the unpaid credit card dues. I have paid the penalty in the court. Please advise whether I can resume working over here? Will the banks follow me to pay the debts after that?

Q: I already paid fines to police for my 32,000 credit card original amount, and now still increasing interest. They're still calling me, my friends and the company that I work today. What will I do to stop them from calling and disturbing me? Please give advice. Thank you.

Q: Dear Sir I am a Dubai resident. Last month, the bank filed a criminal case against me for a credit card cheque bounce of AED 16000. I paid the fine and got released from the police station. Now, they send an email stating they are going to file a civil case against me and GCC travel ban (total amount due is AED 30000, including interests). If they file a civil case, will there be any immediate travel ban? How will I know if I get a travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: I was issued a travel ban due to non-payment of my loan when I lost my job. I was able to clear the ban after paying the fine in Dubai Courts. The collector called me and said that they will file another travel ban in a different emirate if I didn't settle my debt. Is this possible? Can the cheque be used multiple times to file another ban? And if I have a travel ban in Abu Dhabi, wouldn't I be able to travel even if I am in Dubai?

Q: Dear Sir, I have a credit card cheque bounce case of AED 18,000. I've already paid the fine of AED 2020 at the police station but the bank is still calling me for the payment of AED 18,000. They told me they're filing a civil case against me. Please tell me about the further procedure if they file a civil case, and if there is any travel ban or any other fine on me.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.