Questions & Answers
Questions & Answers
5 available 5 • View allPrecautions and documents needed before lending money to a friend
2
Q: Hi,
One of my friends wants to borrow AED 12000 from me. Can you advise me what are the documents I should take from him?
Regards,
C. T.

Jul 13, 2020
466
Recovering a personal loan advanced to a friend

3
Q: I lent AED 90000 to my friend as a personal favour in 2016, to help his business. We agreed without interest on repayment.
I have taken his personal cheque as a security. No agreement made. My friend is not returning the money as agreed.
I want to make a written agreement with my friend now.
Please advise on the procedure for this in the UAE.


Oct 18, 2018
2050
How to recover an amount of money lent to someone?
3
Q: Hi sir,
Can you help me with a legal notice request as someone borrowed money from me and still hasn’t returned it yet?
Can you let me know what information do you need as well as the fee for the notice?
Thank you!

Aug 22, 2021
291
Can you file a case against a friend who borrowed money with only Whatsapp as proof?




3
Q: Good day,
How can I recover my money back from a friend who borrowed money worth AED 17,000 from me last year?
We don't have any paper agreement proof but we have a WhatsApp conversation stating that she borrowed money and she will pay monthly. Until now, she has a lot of excuses and not paying.
Please I need your advice on what is the best way to do this.
Thank you so much





Nov 7, 2022
725
How to recover money when the borrower disappeared without a security check?




2
Q: Good day,
One person owes me 50,000 dirhams and was supposed to return the entire amount, including the monthly investment with 5% interest.
However, he has suddenly disappeared and is not returning the principal amount or the interest. I have not received any security check from him.
Can I take him to court or explore other options to ban him in this country?





+2
Dec 7, 2023
142
Legal blog
1 available 1 • View allContracts 101: Official Agreements to WhatsApp Messages 2
An interview-format article covering the topic of contracts in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 3, 2021
1188
Laws & Regulations
3 available 3 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148747
Federal Law No. (10) of 1992 On Evidence in Civil and Commercial Transactions 14
The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.
Jan 15, 1992
19195
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75519

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Other answers by
I have Form F for apartment which caught fire and the broker refused to return the deposit. What to do? 0
Hello
I have Form F for an apartment in [----], which caught a huge fire recently.
There is no force majeure clause in the contract, but according to the law in the UAE, it shall be terminated without penalty.
The seller doesn’t want to cancel the contract F, and the broker of seller is not refunding the deposit.
Jul 4, 2025
16
Can U.S. debts lead to a UAE visa denial? 0
Hello,
I live in the United States, and I have to travel to the UAE for work.
My visa was revoked, and I was told it was due to outstanding debts here in the US.
Is it true that my debts in the US can cause my visa to be denied?
Jul 4, 2025
18
Can my employer refuse to give me even one day off as a nanny in the UAE? 0
Hello,
I am a nanny of 1-and-a-half-year-old twins.
I asked my employer to have a day off, even once a month, but she didn’t allow me! I messaged her on WhatsApp, but she didn’t reply.
Last month, I talked to her husband to ask for a day off again. He told me that he would arrange it. Then I messaged him yesterday to have a day off on Monday, July 7, 2025, but he never saw my message.
What should I do?
Jul 4, 2025
15
Will my current pregnancy affect my insurance coverage or status since I am not officially married yet? 0
Good day!
I am currently covered under the [-------] plan with [-----]. My marital status is still listed as single, but I am getting married on August 5. Due to unexpected travel issues, our original wedding date in June had to be rescheduled.
I recently became pregnant and have already paid for my antenatal check-up package for the first trimester. After my wedding, I plan to submit my marriage certificate to update my status with the insurer.
I would like to kindly ask for advice: will my current pregnancy affect my insurance coverage or status since I am not officially married yet?
Could there be any risk of my insurance being canceled or any legal implications because of this timing?
I appreciate your guidance and any clarification you can provide.
Thank you very much for your support.
Jul 3, 2025
20
How can I lift the arrest warrant in an execution case if I have a criminal case hearing about the same cheque? 0
How can I lift the arrest warrant in an execution case if I have a criminal case hearing about the same cheque, which is in execution?
Jul 3, 2025
19

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Facing mental and financial harassment from my husband. What can I do? 0
Hello,
My husband is mentally harassing me for my salary. He wants my full salary and savings. He knows I am an epilepsy patient, so proper sleep is very important for me.
Still, he fights with me all night. He just wants my salary. Last year, I left him and went back to India, but after a few months, he came to me and assured me he wouldn't misbehave with me.
But now he has again started fighting with me all the time for my salary. According to him, my salary is his asset because after marriage, I came to Dubai.
Please help me and suggest.
Jul 3, 2025
19
What to do if an employee fails to provide the required 90-day written notice for resignation? 0
Colleagues,
The situation is as follows:
The contract expires on August 14, 2025. However, the contract includes the following clauses:
1. (The “Term”) commencing on August 1, 2023. The contract shall automatically and repeatedly renew for periods of 2 years unless either Party notifies the other in writing, not less than 90 days prior to the expiry date of such period, of its desire not to renew the original or any renewed period.
2. This contract may be terminated by either of the Parties prior to the end of the Term, provided that the terminating Party serves the other Party with advance written notice of 90 days (minimum 30 and maximum 90 calendar days).
The employee today expressed a desire not to extend the contract. But he didn't serve the required notice (90 days).
What can we do in this case?
Jul 2, 2025
16
Can declaring bankruptcy protect civil company partners from rent-related travel bans? 0
Bankruptcy of Civil Company in Dubai – Impact on Partners and Landlord Execution Case
I am a partner in a civil company in Dubai that has accumulated rental dues of over 1 million. The landlord has obtained a judgment and filed an execution case that includes travel bans, arrest orders, and licence freezes against the company and its partners.
I want to understand the legal and practical implications of initiating bankruptcy proceedings for the civil company under UAE law:
Can a civil company file for bankruptcy in the UAE, or must the partners do so individually?
What is the impact on existing execution cases—the one filed by the landlord to recover unpaid rent?
Will travel bans and arrest warrants issued against partners be lifted automatically upon filing or approval of bankruptcy?
Is bankruptcy advisable in cases where the only major creditor is the landlord pursuing rent recovery?
Are all partners jointly and severally liable even after bankruptcy is filed?
Jul 2, 2025
24
Can I legally work remotely from the UAE for a foreign employer without a freelance license? 0
Hello,
I hold a UAE residence visa (non-employment). I plan to work remotely from home for an IT company based in Europe, which has no presence or clients in the UAE.
This is not freelance work for multiple clients, but a regular job for a single foreign employer. Payments will be sent monthly to my personal account in a Bank (in USD or AED).
My questions are:
- Can I legally carry out this activity without obtaining a freelance license or any additional permits?
- Am I violating any visa or tax regulations in the UAE?
- Is there any risk of bank account restrictions or penalties from the bank or UAE authorities?
I would appreciate your legal advice. I’m happy to provide more details if needed.
Best regards,
Jul 1, 2025
11
What can you do if the bank filed a case against despite paying the loan by insurance after losing job? 0
Hello Sir,
My friend had a large personal loan and paid installments for 1.5 years before losing his job.
A criminal case was filed in 2019, but he was cleared with a fine as the judge accepted that job loss insurance covered the loan. Funds were credited (shown in the statement & SMS), and customer service confirmed twice that the loan was cleared.
He also paid AED 10K+ interest for the insurance. A year later, a cheque case was filed by a debt company and bank—he won with the same documents. Now, in Jan 2025, the bank filed a commercial case.
The court appointed an expert, but the expert ignored his evidence. he showed that a key page of the contract (stating job loss insurance) was missing from the bank’s submission.
The bank told the expert the credited amount was a “loan write-off,” but gave no proof. The expert never investigated his findings.
I need advice on whether this verdict can be appealed and whether it’s worth pursuing further. My friend is in India now
Jul 1, 2025
25

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A tenant usually defaults on rent payments. How can I evict him? 2
Hi,
I have a tenant who defaulted on rent payment. His cheque bounced due to account closure. He promised cash payment but hasn't delivered.
I want to evict him. The property is in Dubai. How do I proceed legally? Appreciate step-by-step guidance according to the law.
Thank you!
Apr 26, 2024
447
Can I travel to Qatar if a collection agency told me I have a travel ban for an unpaid loan? 1
Salam,
I received an email from a company in the UAE - which is a collection agency - informing me that I had a travel ban and arrest warrant issued in the UAE for an unpaid loan a week ago.
I currently live in the US. I have sent them many emails asking them how can I pay or make installments to settle this amount of 332,430 dirhams. I am currently working with them and trying to resolve the issue.
My question is I would like to know if I travel for 5 days to Doha, Qatar in May, will I be detained or I will be ok?
I don’t believe so I just want to be sure because I will be with my family.
Thank you again.
Mar 30, 2024
694
Is it legal for debt collectors to contact the employee's workplace for defaulting on debt? 1
Is it legal for debt collectors to contact the employee's workplace when you have defaulted on your payment?
Apr 5, 2024
1229
What legal recourse should my company pursue after engaging 1
My company engaged a Dubai-based entity, registered in India, on a three-month contract for project upgrade, maintenance, and delivery.
Then they ceased communication 2 weeks before completion and failed to deliver the promised services after payment.
What legal recourse should my company pursue?
What specific legal expertise or counsel should we seek to address this breach of contract?
Apr 5, 2024
164
Can you go to Dubai Courts and check a civil case with an arrest warrant for unpaid loan? 1
Hi,
My husband lost his job 6 years back and he has not been able to find a job.
He got a loan from a bank and they filed a civil case. We also came to know he has a standing warrant of arrest.
I want to know what I can do for him.
Should my husband go to Dubai Courts and check what he can do to settle the case or they will arrest him immediately?
Should I go on his behalf and check what steps we can take to settle this case?
Thank you in advance for your legal advice.
Apr 2, 2024
334
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