Questions & Answers
Questions & Answers
6 available 6 • View allSettlement of bank liabilities and ensuring clearance
3
Q: I defaulted on a personal loan due to loss of job in 2016. Then via my friend and transfer of POA filed case for settlement. I paid money to a friend for settlement.
Wanted to understand if I settle my case through court does the bank give a clearance letter?
My friend has submitted me an immigration clearance letter and also PCC.
Should I consider my self clear from all legal liabilities on the basis of immigration clearance and PCC?
Can the bank re-apply for the case against me in future? How can I close my bank account?
Are the immigration ban and travel ban the same?
What should I do to re-assure that everything is legally right?

Apr 18, 2019
3445
Getting clearance from the bank after settlement of a loan
14
Q: Hi Miss Gatina,
I was hoping you could answer a quick question for me.
If I have an open legal case raised against me by a bank for unpaid liability, then the liability is paid off, are they obliged to close that legal case and/or issue a NOC?
The reason I ask is that my bank won't close it as I have another outstanding liability and in negotiations to settle, they can only open a civil case for that one, not a legal one.
So my question is, are they allowed legally to keep a case open for a liability that's been paid off? Can they be forced to close it?
Thanks
Debs

Feb 17, 2019
23975
How to make sure the case is cleared after settling the debt with the bank

2
Q: I am looking to return to Dubai on holiday in June 2021. I have recently cleared my outstanding debts with the bank and they have issued paperwork to say the civil case has been lifted.
I would like to check that there is no travel ban attached to my passport before returning, just to be sure I will not be arrested.


Apr 4, 2021
448
I had a case and the bank gave me a no-liability certificate after settlement. How to clear the case?

0
Q: I had a court case in 2019. I paid 52500 dhs to the bank after settlement.
The bank gave me a no-liability certificate but is very slow in withdrawing the case to get clearance from the court and submit it to the police station.
I need to go to Abu Dhabi as soon as possible.
Can I apply for a visit visa while the case is still in the judiciary system?
Will it get approved?
How long normally takes if I wait for the bank to clear the case?
Is this not the bank's responsibility to give me clearance from both the court and the police station?


Apr 28, 2023
222
How long does it take to lift the bank account freeze after clearing the case?




0
Q: After clearing the court case, how long will it take the Sharjah rental dispute court to update the court management system about lifting the bank account hold?





+1
Sep 4, 2024
103
How can I secure a loan repayment to a friend without a formal contract to prevent future claims?




1
Q: Hello,
I had a transaction with my friend through a UAE bank. He gave me 250,000 AED, but I’m returning the money to him in India. There’s no contract or agreement between us.
I had given him a check, and now he’s returning it to me. What else should I take from him to ensure he doesn’t make any future claims against me?
Please advise! Thank you so much!





Nov 3, 2024
68
Legal blog
1 available 1 • View allOnline POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19235
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148518
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47948

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Good afternoon,
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