Questions & Answers
Questions & Answers
3 available 3 • View allConsequences of defaulting on a bank loan
1
Q: Hi Sir
Hope everything is well.
I just want to know information with regards to civil cases related to defaulting on a loan.
How is likely a bank to file a civil case with a minimal amount, let's say AED 50,000?
In case the bank has filed a civil case against an individual, normally how long (months or years) would it take to reach the final judgement?
Is a travel ban attached automatically? Will your visa status be affected?
Another question, what is the right of a debtor to abusive debt collectors?
Can a debtor sue a collector sharing information about your debts to third parties like to workplace, friends and family members?
Thank you
May 13, 2019
619
Avoiding legal consequences related to a loan
1
Q: Dear Ma'am,
I have an outstanding loan (amount: 25k) for a bank but unfortunately, I have lost my job last April 2019, but now I want to settle it.
So what is the minimum amount I should pay to avoid any future consequences?
Thank you!
Best Regards,
R.
Feb 2, 2020
575
عواقب التخلف عن سداد قرض وعدم الاتفاق على بنود التسوية


1
س: السلام عليكم،
كانت لدي قضية شيك ضمان بنكي لقرض، وعُقدت جلسة جزائية وتم الحكم بغرامة 2000 درهم وحاليًا يتواصل البنك معي كي أوقع شيك جديد أو يرفع دعوى مدنية وقد أخبرتهم أن قدرتي أن أدفع 1000 درهم شهريًا.
مع العلم أن قيمة القسط الأصلي 5000.
ماذا أفعل في هذه الحالة؟ وما أسوأ شيء قد يحدث؟
Mar 31, 2020
382
Legal blog
1 available 1 • View allUAE Travel Ban: What You Need to Know in 2025 165
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 30, 2025
137833
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
48007
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148647

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Request for legal guidance regarding employer harassment and premature asset retrieval demand (1) 0
Respected Law Team Members, I am writing to seek genuine legal advice and guidance for our friend regarding an ongoing issue with her employer.
On 23rd May 2025, she received a termination notice via WhatsApp from her sponsor, which clearly states that she is required to complete her handover by 20th June 2025.
Since receiving the notice, however, her sponsor has been repeatedly contacting her via WhatsApp and phone calls, pressuring her to immediately return the company laptop and office cabinet keys, despite the agreed-upon handover date.
In addition, she has been verbally accusing my friend and making threatening remarks, creating a hostile environment, and causing her emotional distress.
To clarify her legal position, she contacted MOHRE, who advised her to reshare the termination notice to the lady employer about the handover date (20th June 2025) as she outlined in the (Cont-1)
May 30, 2025
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As a UK citizen returning to Dubai after over a year, do I need to apply for an entry permit? 0
Hello,
I am a UK citizen. I arrive in Dubai on the 2nd of June. I think I need to apply for an entry permit, as I have been out of the country for more than 1 year.
Please, can you help?
Everyone I speak to doesn't know and gives different information.
May 29, 2025
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Can I get a new job and employment visa while under a false embezzlement case and travel ban? 0
Hello,
My previous employer filed a case against me for embezzlement and imposed a travel ban. I know for myself it was all a lie, but since the case is already filed and the police investigation is still ongoing, I need to find a job.
However, first, I am worried that my new employer will come to know I have an active case. Second, I am worried that I cannot get an employment visa.
Can someone help me?
May 29, 2025
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Is it obligatory to issue an invoice for my customer to process his down payment? 0
Hello sir,
Is it obligatory to issue an invoice for my customer to process his down payment?
Our system doesn't allow us to issue an invoice unless the goods exist in our inventory. We also require this advance or down payment as confirmation of his order.
My customer is insisting on issuing him an invoice and says that this is required by UAE laws.
May 29, 2025
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How can my kids learn about their father's condition without contacting his family? 0
Good morning,
I have two kids. Their father is in critical care and is not able to communicate, and we have been divorced for more than seven years.
The other side of the family is not communicating with the kids about the father's whereabouts for them to visit him, and they have not been in touch with the kids for the past two weeks due to family issues that took place in court regarding guardianship of the kids.
How can I find a way for our kids to know what is going on with their father and his condition without reaching out to them, to avoid any further escalation?
My daughter has tried to call them, but there was no response.
Please advise!
May 29, 2025
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Can a lawyer with an expired professional license still represent me in court? 0
Hello,
I have given a POA to a lawyer to fight my case, but now I got to know his professional license expired 20 days ago.
Is it allowed for him to represent me in court with an expired license?
May 27, 2025
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After closing the company, can an investor stay in the UAE until the residence visa expires? 0
Hello,
An investor has a residence visa valid until February 2027; however, he wishes to close the company before the current license expires in December 2025.
Can the investor still legally reside in the UAE until the residence visa expires?
May 2, 2025
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How can I register a complaint against my employer for holding my passport after visa cancellation? 0
My new employer is not changing my visa status and refuses to provide cancellation papers, especially when I don’t recall signing any cancellation documents and haven’t received my gratuity yet.
How can I register a complaint against my employer for holding my passport after visa cancellation?
I had completed my one-month notice period and followed all procedures properly when I resigned. I'm currently working in a free zone company.
Apr 18, 2025
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Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
It was attested and submitted to the court, but the case still hasn’t been dropped and is now with the public prosecution.
What do I do now, as I need to travel urgently?
Apr 28, 2025
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What legal action can a company take to recover an amount from a non-paying customer? 0
Hello,
We are a building materials trading company based in the UAE. We supplied materials worth AED 50,000 to a customer around 8 months ago, but despite repeated follow-ups and reminders, no payment has been made to date.
We would appreciate guidance on the following:
1. What legal action can we take to recover the amount?
2. What documents should we have ready (e.g., delivery notes, invoice, emails)?
3. How long does the legal process typically take in the UAE for such cases?
4. Is there a recommended timeline or deadline after which legal steps should be initiated?
Thank you in advance for your advice!
Apr 25, 2025
65
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