Q: Hello, Last November 2021, I borrowed money AED 4000/- from a lady with gaining an interest of 20% per month payable in 3 months. She is threatening to go to the police and report me for not paying back the remaining AED 3900 including the interest incurred.

Q: I took 5k on interest from someone. I give him a blank cheque. I paid more than the amount but he did not give me the cheque. Now he deposited the 20k amount. Now I received a message from the court that I have a travel ban but I have to do it.

Q: I received a legal notice as I owed money to a friend. During corona, and for the last 2 years, I don't have a stable job, not receiving a salary on time. I told my friend that I cannot commit to that time. However, recently in the last 2 months, I got a job and I explicitly told her to allow me to start next month. I replied to the legal firm confirming I received the notice and also send them proof that I don't have the capability of paying that on time. I am in the right way of responding to the legal firm and sending all proof of my income. I even have open communication with her. I never blocked her and I have the intention to pay. I should have left the UAE and disappeared. I requested for amicable settlement as they requested to pay back the money (AED 25K) in 5 days, that's the reason I explained and attached a financial statement to prove that I am not receiving a fixed but a late salary from my previous company. Seeking your advice.

Q: I took a friendly loan amounting to 3000 from my friend 3 years back, which I paid back a few days ago in cash as he was a friend. Now, he is in desperate need of money and wants me to sell data to which I said no and I started avoiding taking his calls or answering him on WhatsApp. He kept on asking for the payment which I already paid only a few days back. Now he has filed a police complaint stating mental harassment due to non-payment of the friendly loan. He is using the WhatsApp messages that were sent before I paid the money. What can I do now? And do I need to worry?

Q: Dear Sir/Madam, My friend asked me to give him a loan of 17,000 AED. He said he would give me interest. I was not aware at the time that interest is not allowed on private loans between individuals. For 5 years, he said he would pay me back but he hasn't fulfilled his promise. I have only asked him to simply repay me back the principal amount and that I do not need any interest at this point. He kept stalling and finally, I was fed up with it and informed him I would file a case. Now he is angry and he threatened me that he will sue me back since interest on personal loans is not allowed. It is like he knew about all this from the start and manipulated me into this. I think his plan all along was to take a loan from me, offer me interest knowing it is not allowed, and then use that excuse to not repay it. Please tell me what I can do in this situation. Will I be able to recover the amount? I live in the UAE.

Q: I borrowed money with 15% interest from a friend. My passport is with him and will not give it back unless I pay him in full.

Q: Dear Lawyers, I borrowed money with 15% interest from a person. My passport is with him, and he will not give it back unless I pay him in full. I've been paying the interest for almost 3 years now.

Q: Hello, I've submitted my evidence to the prosecutor that the amount in my cheque case has already been paid; however, the person I borrowed the money from does not agree, as he wanted it to be at 15% interest only. Now, the prosecutor has referred my criminal case (cheque case) to the court, and I will be having a remote trial session. Is it necessary or allowed for me to have a lawyer with me during the remote trial session?

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.