Questions & Answers
Questions & Answers
8 available 8 • View allIs it possible to leave the UAE if you have a loan and continue paying from outside?
9
Q: I have an outstanding loan in the UAE, and I got a job in Europe. How do I go about it?
If I inform the bank, will they allow me to continue paying the loan from outside the UAE?

Mar 20, 2021
1477
Impact of missing a loan instalment after job loss on travelling outside the UAE
1
Q: I am leaving the country within the month due to being laid off from work. I was late in paying my latest loan instalment by only one day, which resulted in the bank calling to ask why last month's salary was not credited.
I told them that I was still employed with the company and that this month's salary will be credited without any issue. I told them that I paid the last loan instalment anyway.
This explanation seems to have satisfied the bank representative, however, I'm still concerned. I am currently updated on my loan payment, with no other debt except for this loan.
I plan to continue my payments once I'm back home as I am starting a business. I cannot pay my loan if I get stuck here in the UAE. Is travel ban a possibility when I leave the country in the coming weeks?

Jan 4, 2021
838
Can you leave the UAE with pending loans and pay from abroad?
4
Q: I have a loan and a credit card and may have to leave the UAE emergently to care for a sick parent.
Is there a way I can leave and make payments from the US?
How long does it usually take to be able to leave?
Any other suggestions?

Apr 28, 2021
2696
Is it possible to leave the UAE after losing a job while a loan is outstanding?
4
Q: Hi sir,
My colleague got a loan from a bank 2 months ago. Now, the company terminated him and canceled his visa. He is not able to pay without his job and visa. He wants to go back to India and search for a new job.
After that, he will pay the remaining amount. So sir please let me know if he is allowed to depart.

Oct 11, 2019
537
The possibility to leave the UAE while a a credit card loan is not paid
2
Q: Hi,
I am living in the UAE. I am an Indian national. I have a credit card. I do not have any loan and I also do not have any EMI to pay but I have 25000 AED due to pay for my credit card.
Now I got a job in Saudi Arabia and I am unable to pay all money at once. I never miss any monthly mini. payment.
When my company transfers my final salary and end-of-service benefits to my bank, will the bank freeze my bank account and file a case that I have pending 25000 AED, and will the police stop me at the airport?
Also, can I leave the UAE without paying the due amount, and without informing the bank?
Will it create any issue at the airport while leaving to India on the final exit?

Oct 8, 2019
307
How to negotiate with the bank to drop cases and settle a loan before I return to the UAE?
2
Q: Hi
I acquired a loan in the UAE and made timely payments. But due to some emergency, I had to fly back to my country and lost my job.
Although the gratuity amount was paid to the bank which was around 50% of the actual amount, the remaining amount is still around 260k.
I had a life-threatening accident and was not able to travel back and it's almost 6 years. I keep getting regular messages from the bank about the repayment and filing a case against me.
I am planning to fly back to Dubai to search for a job as I was jobless for 4 years due to the accident and covid.
What are the consequences I will face and how can I avoid them? And what will be the best scenario for me?
Regards
A. B.

Apr 30, 2022
355
Would an old debt get abolished according to the new laws?


1
Q: Dear sir/madam,
I have a travel ban and police cases for 5 old debt loans and card cases in Dubai (2010).
Is it required to pay a fine for each case and close it? Or can it be closed automatically as per the new laws released in 2020 where debt is decriminalized?
Does the fine system still exist? Or is that abolished also? Can we close the cases by requesting the court? Or do we still pay fines at the respective police stations?
I want to know the options at a high level before taking them forward.



Oct 23, 2022
516
Can a UAE debt collector pursue legal action in Europe for unpaid loans in the UAE?




1
Q: Dear Lawyers,
I have an unpaid loan and credit card debt in the UAE, and I am now working in a European country. Will they file a case here in Europe?
My employer received an email from a collector asking if I am employed here.





+2
Dec 5, 2024
72
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18889
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19166
Laws & Regulations
4 available 4 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103590
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148346
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47897
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
26353

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Hello,
I am switching jobs soon.
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Feb 24, 2025
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The public prosecution appealed a judgment to increase the fine I already paid. What do I do now? 0
Good afternoon,
Thank you for your time.
The public prosecution appealed my judgment (a fine that I satisfactorily cleared) and requested increasing the fine.
Can you please explain what happens during a criminal case appeal hearing for me as a defendant?
Will I be asked questions?
Is the hearing just for the Public Prosecution to present their appeal to the judge, and I do not need to give a response?
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Feb 7, 2025
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My husband has been arrested in a drug case in Ajman for two months. How to get him out? 0
My relative is staying with his friend. His friend was arrested for drug trading (MDMA). My husband also got arrested, but he is not involved in trading. He is a first-time offender in drug use.
He got arrested two months ago and he is in Ajman, Jurf jail. He is asking us to give money to a lawyer to make the court order and release fast.
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Feb 6, 2025
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I purchased an apartment, but the previous landlord refuses to vacate. What to do? 0
Hello,
I bought an apartment, but the previous landlord is refusing to vacate it. The contract clearly states that the landlord should hand over the apartment on the day of the transfer.
Out of courtesy, I gave him three days to vacate so he could find a new place to stay, but the time has passed, and he is still refusing to vacate and hand it over.
What should I do in this case?
Feb 4, 2025
59
Can we give a salary certificate to a new hired employee before he starts to open a bank account? 0
Dear lawyers,
The new employee will start on June 1, 2025. However, he would like to open a new bank account in the UAE thus asking to provide the salary certificate mentioning his salary in AED and if possible not mentioning the start date.
Legally, can the company provide such a certificate?
Feb 4, 2025
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View allWhat does it imply when public prosecution puts an arrest warrant and no travel ban? 0
Hello lawyers!
Please help me, what does it imply when public prosecution puts an arrest warrant and no travel ban?
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Dec 30, 2024
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I rented out a machine that burst into flames at the worksite. Can I claim compensation? 0
Dear Sir/Madam,
I rented out a machine two weeks ago. Today, I received news that it burst into flames at the worksite.
Can I claim compensation for the machine and the lost business opportunity until it gets replaced?
Jun 24, 2024
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Can a Muslim man marry a Muslim woman in the UAE law? 0
Can a Muslim man marry a Muslim woman in the UAE law?
Dec 27, 2022
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مغربي يريد الزواج مرة ثانية في الإمارات. هل يُطبَّق القانون المغربي الذي يشترط موافقة الزوجة الأولى؟ 0
السلام عليكم،
أنا مغربي وزوجتي مغربية، نقيم في الشارقة. أريد أن أتزوج امرأة ثانية مغربية. تجب موافقة الزوجة الأولى على التعدُّد في القانون المغربي.
هل يُطبَّق هذا القانون عليّ إن تم الزواج في الإمارات؟
Sep 26, 2024
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كيف نتعامل مع عامل غادر العمل وتغيب لمدة أسبوع؟ 0
السلام عليكم ورحمة الله وبركاته،
عامل ترك العمل نتيجة سؤال التحريات عنه، ولا يوجد مكان له نعلمه، وتغيب لمدة أسبوع. ماذا نفعل؟
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20 20 answers •
View allIs deducting half the salary considered a breach of the employment contract? 0
Hi,
I am working with an employer in Dubai since October 1st, 2021. The company is deducting salary in the name of consultancy as I was got hired from India. But there was no such contract between employee&employer for deduction in salaries.
Still, the employer deducted my half the salary for 2 months and I requested to stay at room till the company gets new project also they have taken my educational certificate stating it is the company policy.
I have already emailed the company to pay me a full salary for staying in the room or give me NOC.
1. Can I resign from the company without a notice period as I am in probation period and my contract is limited?
2. What should I do if the company doesn't pay me my salary for the days I am staying in the room?
3. Can this be considered a breach of contract by the employer?
Dec 26, 2021
280
Visa cancelation by an employer while an employee's dues are not settled 0
Hello Sir,
I have worked for a company for 4 years and 4 months on an unlimited contract and resigned after serving a notice period of one month as the employer was not paying me the salary properly for almost a year.
Now, he hasn't settled my EOSB, pending salary but canceled the visa.
How can I claim my dues?
May 17, 2021
393
Can I terminate a property purchase MOU and claim refund due to seller's breach? 0
I signed an MOU for purchasing a property from the seller. It has now been close to two months, with no progress.
The tenant at the seller's property is not allowing time for valuation purposes. And now the seller is saying it's not his problem and is not willing to pay the 10% agreed as per the MOU.
There's a specific clause in the MOU as below:
"In the event that the 'seller' fails to complete the transfer on the agreed date due to his own act or omissions, then the full deposit will be refunded to the buyer, and also the 'seller' agrees to pay the same deposit amount to the buyer as a compensation for the loss of the said property unless they agreed amicably to different terms or dates."
May 4, 2021
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Is the wife liable for the unpaid loan of her husband? 0
Am I responsible for the unpaid debts of my husband?
My husband took a loan in Dubai. We were paying installments on time but later on, he lost his job and we had to move back to our home country.
Now he can’t go back to the UAE until he settles his debts. My company wants me to go to Dubai for some official work but I am not sure if I am able to travel freely or I am also banned to travel.
Please, can someone help me with this?
Apr 25, 2021
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Asking an employee to work till visa expiry while the contract is already expired 0
My work permit and labour contract expired on 06/04/2021 and my visa expires on 09/06/2021.
I have to move to a new opportunity but my employer wants me to work till the visa expiry i.e. 09/06/2021.
My prospective employer is not agreeing to such a delay.
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Apr 22, 2021
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