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Can a bank threaten to file a police case for non-payment of a loan?

Dear Sir/Madam,

I failed to pay a credit card loan to a bank. They are threatening to file a police case against me. They keep calling my manager at my company.

Can you tell me what will happen if they do file a case against me?

I received a statement from the bank with CID on it.

Does this mean I have a case now? And does it mean I can't travel?

Please advise!

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KHE Legal Consultancy
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29 May 2023, 10:50

Hi sir,

If they filed a case against you, it may cause a travel ban for you.

It is possible to inquire about the cases related to a particular court in an emirate, and it is produced by the existence of cases, which is the goal of the client's request.

The cost of searching for this option is 645 dirhams, not including POA fees.

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Amiri Advocates & Legal Consultants
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29 May 2023, 12:08

Dear Questioner,

A loan is a civil matter, not a crime. Threatening to involve the police is a bluff.

If they file a civil case, they may ask the court to issue a travel ban against you.

After the verdict is issued, you must pay the loan.

If you do not pay, you may be imprisoned until you do.

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