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Dubai, UAE

كيفية تأجيل المدفوعات المصرفية للرهن العقاري بسبب فيروس كورونا

طاب صباحك،

لقد فقد زوجي وظيفته العام الماضي في شهر أكتوبر بعد 15 عامًا من العمل في إمارة دبي. استمر في سداد الرهن العقاري دون إعطاء أي عذر للبنك حتى ظهرت مشكلة فيروس كورونا. إنه على كفالتي. نريد تأجيل مدفوعات الرهن العقاري لبضعة أشهر.

يرجى تقديم المشورة حول ما يجب أن نكتبه للبنك بخصوص هذا الشأن حيث إنهم يطلبون منا الدفع في الوقت الحالي. لقد تلقينا منهم بريدًا إلكترونيًا هذا الصباح.

أود أن أذكر أننا كنا نسدد الرهن بانتظام.

مع خالص تحياتي.

Aceptive Legal Consultants
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16 Apr 2020, 06:04

Dear questioner,

You can request the bank to defer the instalment for the next few months so that you can continue the payment due to default.

In this scenario where everybody is facing some or other financial problems, banks are ready to defer the payment on case to case basis.

If need be, kindly contact us by phone for a detailed discussion or write to us at our email for further assistance.

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Elnaggar & Partners
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16 Apr 2020, 06:41

Dear Questioner,

If your husband is jobless, he needs to inform the bank about it and submit his cancellation paper. Therefore he can request the bank to defer the instalment for next months.

In case you need us to write the request letter to the bank, please feel free to contact me at our email.

Best Regards,

Raluca Gatina

Dr Amira Al Bastaki Advocates and Legal Consultants
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16 Apr 2020, 07:22

You need to contact the bank to ask for payment settlement regarding the situation of Corona.

For further information please contact us on our email.

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Elnaggar & Partners
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16 Apr 2020, 08:36

Dear Questioner,

Simply, your husband should submit the cancellation paper to the bank as a solid proof of quitting his job.

Then, he should ask the bank to defer the instalments until he gets a new job or after six months to start payment.

If the bank refuses that way, please feel free to contact me by phone.

Thanks.

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Dar Al Haqooq Legal Consultancy
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16 Apr 2020, 09:57

Dear client,

Thanks for your query,

You can talk to the collection team and request them to reschedule in this situation.

If you want me to talk to the bank, I can talk to them on your behalf.

You can call me on my phone.

Thanks

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