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Recovering a personal debt without written agreement

Hi.

I would like to inquire how much do you charge for a consultation because I need some legal assistance regarding loaned money.

Someone owes me a big amount of money, AED 51,000 to be exact. I lent them an amount of AED 60,000 which they would pay on a monthly basis for 24 months.

However, after 3 months of paying, they haven’t paid until now. I would like to get a quote on how much would it cost to have a legal assistance in such case like this.

Thank you.

Kochhar & Co Inc. Legal Consultants (Dubai Branch)
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29 Jan 2018, 16:01

Do you have an agreement? Let me have a look at it.

Best regards,

Mrs Nikhat S Khan (ACIArb) (TMC)

Partner

29 Jan 2018, 16:23

Yes, we have an agreement, but it is through Whatsapp and it is in the Filipino language. I have a screenshot of the conversation but it is in Filipino.

So, is there any chance that I can claim the said amount with just a chat conversation?

I haven't heard from them since December 1, 2017, and I am afraid that they might run away.

4 Feb 2018, 07:40

You can approach a Filipino lawyer who will be able to read the message to ascertain if it meets the conditions of a Contract.

Whatsapp messages can be considered as a contract provided it fulfils the considerations of the Electronic Transaction Law.

Eissa Salem Lawyers & Legal Consultants
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30 Jan 2018, 06:08

We can assist you to start a claim for the above-mentioned amount.

You will have to present a proof of your claim, for example, services and materials supply contract, Invoices, proof of delivery of materials and services, emails or letters correspondences between you and the other person that you give for the loaned person.

We can start by sending IPTL, a formal legal notice, if they do not respond we can proceed with taking a formal legal action against them before the Dubai Civil Court.

Of course, we will have to see the contract to understand if you have chosen a different jurisdiction to regulate your relationship.

All the documents have to be legally translated into Arabic as the official language of the country. Average legal translation cost is AED 50 per page. The Court fees based on the claim will be around AED 3000.

I would like to invite you to our office so that we can find an appropriate resolution to your concerns.

Please contact me at +971551442180

Please let me know if you would need further assistance.

Best regards

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