Questions & Answers
Questions & Answers
7 available 7 • View allChecking cases for unpaid loan before returning to the UAE
3
Q: How do I proceed legally on a personal loan that has been unpaid for over 5 years?

Sep 22, 2019
944
Unpaid debts and potential cases in the UAE


4
Q: I left Dubai 10 years ago with an unpaid credit card and a personal loan.
I was contacted a few times by a number of different collection agencies but none were willing to put an affordable payment plan in place to repay the debt and I was not in a position to settle the debt in full.
My husband has now gotten a job in Dubai, how can I resolve my case so that I can travel to Dubai with him?



Jun 18, 2019
4100
Leaving the country with outstanding dues and making settlement with bank


4
Q: I left Dubai in 2009 after being made redundant and unfortunately had outstanding liabilities (credit card) for around AED 218,000.
After being unable to successfully find a new job, I had to return to the UK (home country). I want to find out the current status of any travel ban or a police case against my name.
Likewise, I want to reach an amicable arrangement to carry on repaying these obligations. Unfortunately, my old passport and residency visa from my time in Dubai was lost in 2012.
I likewise, retain no credit card information from my accounts at the banks.
Please, can anyone advise on the correct steps forward?
Thank you kindly.



May 2, 2019
1264
Continuing judicial procedures of a bounced cheque case after leaving the UAE

1
Q: Dear All,
Greetings,
A company I made a business with issued me a cheque with insufficient funds and I reported the case to Dubai Police.
Kindly be noted that the company license will end on 26/01/2021, so would I be able to file a civil case against the company to get my dues after that date?
And what will happen if I or the issuer of the cheque leave UAE? Am I able to file a civil case from my home country?
Thanks in Advance!


Jan 7, 2021
376
Paying a criminal fine to clear a travel ban while being outside the UAE
1
Q: I lost my job in the UAE in 2017 and left with debt. I think I already have 3 cases filed against me.
I want to go back to the UAE as I have an employment opportunity.
Can I pay the criminal penalty at court to clear my travel ban while I'm outside the country?

Mar 31, 2021
1436
Paying a police fine from outside the UAE
4
Q: Dear,
I left Dubai on 04/2019. I had a credit card with a bank as well as a savings plan. When I found out that the savings plan wasn't as my account manager said it was, stubborn as I am, I hold my CC payments back.
I had AED 120K on my savings plan and the money is gone. Nevertheless, by law, I have to pay my CC which I currently do, and only a small amount is left to pay.
The bank filed a police case on 09/2019. I asked and paid a colleague lawyer to solve the issue for me. But when he visited the prosecutor at the police station, he was told that I have to come personally to pay the fine and sign. Is this correct?
And what will happen at the airport when I arrive back?

Apr 26, 2021
732
Getting a visit visa to the UAE if there is a pending loan


1
Q: Dear sir/madam,
Would I get a visit visa to enter the UAE if I have a pending loan from a UAE bank?



Oct 31, 2022
534
Legal blog
3 available 3 • View allFailing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7050
جريمة الشيك بدون رصيد ما بين الوضع الحالي والوضع المستجد 19
يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.
Jun 3, 2021
11289
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19197
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47920
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148432
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3536

Other answers by
71 71 answers •
View allThe consequences of staying in the UAE after the end of the grace period 0
I am in my grace period after my residence visa cancellation. Is overstaying after the grace period illegal?
If I stay paying fine till my new visa gets finalized, how will it affect me? Will I face any ban?
Please advise!
Thanks!
Dec 26, 2022
1502
Can the tenant avoid paying early exit penalty for rent after losing job? 0
We have an existing tenancy contract in Sharjah, but due to unfortunate circumstances of this pandemic, my wife and I lost our jobs.
We already paid until December. Is there a current law where we can avoid paying the penalty of 2 months if we will end the contract earlier?
Oct 21, 2020
365
Travelling to GCC countries while have an unpaid loan in the UAE 0
Hello
Can I have your Whatsapp number? I have an urgent question, please.
Jan 13, 2020
741
Getting a new employment visa while a cheque bounce case is being processed 0
Hi All,
I have an existing criminal "cheque bounce" case under my name for dishonoring loan payments. I'm also a victim of unpaid salaries and gratuity from the previous employer.
However, I have reached a stalemate in negotiating with the bank as they are not interested in accepting the money I could offer in the interim despite having a clear understanding of my predicament.
Finally, I have an offer from a company after all these months and I'm anticipating to accept this offer but I'm yet to resolve the criminal case!
Since the bank is not willing to negotiate, I've planned to pay the criminal case removal fee or fine to the Dubai Police. I know that the bank would immediately proceed with a civil case should that happen.
My question is how long does it take to file a civil case? And can they initiate a travel ban without appeal while filing the civil case in court?
Will it affect my capacity to get a new employment visa stamped and work in the UAE while the civil case is active?
Jan 6, 2020
2020
Obtaining a part-time job while being employed on a full-time basis 0
I currently work in Dubai but I need an extra income from a part-time job.
Can I obtain the part-time job and still do my current job properly?
Is there an approval I need to get?
Jan 2, 2020
955

Other answers by
71 71 answers •
View allThe tenant's right to refuse visits of potential buyers without prior consent 0
I am the owner and have legally notified my tenant regarding my intention to sell and have given her first right of refusal.
But she is not signing nor allowing me access to arrange visits for other interested clients.
What are my rights / legal steps to force a viewing
Feb 17, 2021
9717
The developer refuses to pay the money back after delivery delay due to force majeure 0
I am seeking legal advice to terminate the contract due to a delay in the project for a period of 16 months only.
The following is the details of the project as per SPA and some givens:
- 30% paid in installments (on time, no delay in payment).
- 70% to be Paid on Handing Over.
- Expected Handing over date: 1st April 2019.
- Longstop date of Handing over: 1st April 2020.
- Actual date of delivery announced by developer: 10th August 2020.
- Notification sent to the developer by myself to terminate the SPA and return the 30% paid amount.
- Developer responded that the notification is rejected as the delay is due to force majeure (Covid-19 Pandemic).
Question:
Do I have a winning case if I filed to court to return the paid amount?
Feb 17, 2021
629
Overstaying because a family member is tested positive for COVID 0
Our residence visa grace period expires soon. Because a family member is positive for Covid-19 and he is in-home quarantine, we are unable to fly within the grace time. What should we do?
Will we be fined?
Please guide!
Feb 17, 2021
788
Cancellation of a property purchase and refund for over-delay in handover 0
Hello
I am contacting you from London. I have purchased a property in Dubai in a project in 2005. We purchased two apartments and today we have not received anything yet.
This construction project is still going on and the developer has changed many times. Another company now runs the project, and whenever I contact them they say it's going to be ready in the next 3-months or 6-months.
It keeps postponing work are currently at standstill. I have contacted them then and the same they're waiting for more information from the Dubai authorities.
Every time there's a different story, and we get delayed. It's now been 16 to 17 years since we have invested in this and I would like to put a stop to this now, possibly get a refund and compensation.
Could you please help me by advising me what my situation can be?
Feb 1, 2021
834
Can a father claim the custody of daughter when the mother marries unfit person? 0
My wife and I got divorced 3 months ago, she has custody of our 6-month old daughter.
She wants to remarry but I disagree with the person she wants to remarry as he has a history of violence and abuse.
Can I have the custody agreement revoked?
Mar 26, 2022
729

Other answers by
3 3 answers •
View allSelling a share in a business without knowing its value 0
I started a business with a partner (50/50 shares) who is managing the business, supported by my contributions to marketing and operations.
After 1 year of business, I'm still not getting clarity concerning the collections and payments, etc. Money is often collected by my partner in cash mode instead of the bank.
My partner keeps saying stay away from this and just focus on marketing and operation. Now I have decided to quit this business, but since there is no proper account, I'm not sure how much I should sell my 50% shares for.
Kindly advise me on how can I come out of this business and how much I should sell my shares for!
Jan 29, 2020
804
Claiming the amount of a labour judgement from a closed company 0
Hi,
My wife filed a case against her employer due to non-payment of an amount over 60,000 AED.
She won the case and it has been a couple of months but we did not receive the payment because the facility where she was working with has been closed already.
Please advise what we can do now.
Dec 29, 2019
948
Action against a business partner for failing to fulfil his obligations 0
We are 2 partners in a technical services LLC company, it's 6 months old.
I paid some money to my partner to clear the instalment amount with setup consultancy which he didn't pay yet.
Also, he's not investing his share further comparatively my investment is more for setup.
He is still using the business license keeping me away (hiding), his phone is not reachable all the time, only contacting me on Whatsapp and telling lies.
Due to his untrustworthy, I would like to claim my investment and damages from my partner and need to withdraw my partnership.
Give me a solution.
Dec 14, 2019
1192

Premium
Other answers by
1591 1591 answers •
View allCan the new owner use the old eviction notice to re-rent at a higher rate? 0
Hello,
My landlord issued an eviction notice stating an intention to sell.
He has since sold the property before the eviction date, and now the new owner intends to use the old notice to evict me and re-rent the apartment at a higher rate.
Is this allowed?
Mar 24, 2025
114
I hired an agency to close my free zone company but failed to do so. What can I do? 0
I hired an agency to close my free zone company in October last year and paid them already.
However, I have now been informed by the FDA that the company has not been closed, and I am required to upload a renewed license (which I do not have), otherwise, I will face a penalty.
The agency I hired is not responding to my messages.
What can I do?
Mar 24, 2025
69
Can we legally act against community management for a noisy pool unit? 0
Hello,
We live in a development in Ras Al Khaimah, and under our apartment block, there is a loud swimming pool heater/chiller unit that runs 24/7, producing a rattling and humming noise that disturbs our peace.
We can hardly use our balcony due to this noise. Other apartments face the same issue, but the community management refuses to take action.
What legal recourse do we have? Can we serve the community management office with a legal notice?
Mar 24, 2025
65
Charged in a fight case marked as a "temporary matter." What does it mean? 0
Hello,
I have a criminal case for fighting, and it is now in prosecution. The decision shows “a temporary matter” as both parties are accused. What does it mean?
I have not received a call from the prosecution yet.
Apr 17, 2025
1
How can I reverse the Bitcoin scam transation if I just lost everything in a flash loan attack? 0
DeFi was going to be the future of finance, open, trustless, unstoppable. I was completely on board, planting yields like some kind of digital Johnny Appleseed.
My collateral secured with Bitcoin was humming along on my favorite lending platform, earning me passive income while I slept. In came the flash loan attack.
One moment, I had six figures securely staked; the next, my positions were liquidated at the speed of regret. My loans, my collateral, my well-thought-out portfolio, poof.
Panic came faster than an Ethereum gas spike. I scanned Twitter, hoping it was FUD. Not a chance. Smart contract compromised. Funds stolen. The protocol team acted swiftly to do something, but damage was already done.
Apr 7, 2025
87

Premium
Other answers by
451 451 answers •
View allAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
78
If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
150
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
133
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
137
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
152
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