Questions & Answers
Questions & Answers
8 available 8 • View allDefaulting on bank payments and consequences in the GCC
11
Q: Dear Madam,
I have a pending personal loan of AED 18000 + pending credit card payment AED 27000 & my company terminated me last week.
I don't have the cash to settle these debts. Im planning to visit the bank with termination letter also my company is pushing me to leave the country end of this month.
I'm planning to seek jobs in other GCC countries. Will I get arrested in a GCC country? Can I go transit from any GCC country?

Jul 3, 2019
3142
Unpaid loan in Dubai and its effect on working in GCC
17
Q: I've taken a loan of AED 65000 in 2005 and left Dubai in the same year after the job was lost.
When I approached the bank, they insisted for one-time payment which I could not afford from India.
Now, I got an offer from Oman. Can I travel to Oman with this outstanding loan in Dubai? Will I be caught in Oman?
I want to find out if I am blacklisted or a police case pending against me.
Kindly suggest.

Feb 16, 2019
9463
Is it possible to get arrested in other GCC countries because of a loan in the UAE?
7
Q: Good day!
I have a personal loan in the UAE, which I haven’t finished paying yet.
I’ve never missed any payment when I was still working there back in 2018. I had to go back to my home country and fix some of my personal problems.
I was planning to go back to work again in any GCC countries except the UAE because I want to first clear my loan from there and head back soon.
Is it possible I’ll get arrested in other GCC countries because of my loan in the UAE?
I got a job offer and I want to settle that loan ASAP.
Please advice!

Nov 25, 2020
3447
The possibility to be caught in Bahrain because of a loan in the UAE
26
Q: Hi,
I left the UAE in 2017 due to job loss leaving behind my debts totaling AED 400,000. A personal loan of 280,000 and the balance amount of 4 credit cards.
I have a job offer from Bahrain. Will it be possible for me to safely arrive and get a job visa? It would be great if you could respond to my query.
Thank you!

Apr 4, 2021
3387
Can you enter GCC countries if you left the UAE with an unpaid loan?


3
Q: Hello.
My brother took a loan of AED 75000 and due to his own reasons, he couldn't continue his job in the UAE and returned to India.
He now has an opportunity in other GCC country. Will he be caught in another GCC countries due to the past loan in the UAE?
Please advise as he is having a good offer to restart his career.
What are the chances of the bank tracking him in india or GCC?



Mar 17, 2022
1149
Can I pass in a GCC airport for transit if I have a debt in the UAE?
1
Q: Hi Rajasree,
I lived in the UAE and then came back to my home country. I have 3 credit cards outstanding around AED 25K with UAE banks and now I want to travel to the UK.
So the question I have is whether transiting via Doha airport is safe or not.
Do they arrest or detain me in Doha for the outstanding I have with UAE's bank credit card?

Mar 18, 2022
547
Can I work in other countries besides the Middle East if I have a loan in the UAE?


1
Q: Dear Sir/Madam,
I worked in the UAE, and unfortunate events occurred. I went back home without submitting a proper resignation and didn't have a chance to pay back my credit card since 2011.
I applied for work in Saudi Arabia and found out that I'm blacklisted or have a travel ban anywhere in the Middle East.
Can I work in any other country besides the Middle East?



Dec 16, 2023
263
I have a personal loan. When is a travel ban supposed to be issued?



5
Q: Dear Sir/Madam,
I have a personal loan, and I received an offer in another non-GCC country.
I approached the bank, and the representative informed me that I can make payments from outside, and the bank will initiate legal action only if two consecutive months are unpaid.
However, I want to know if the bank will issue a ban immediately after receiving the final settlement, or if they can only file a case if the security cheque bounces for two consecutive months.




Feb 5, 2024
1323
Legal blog
1 available 1 • View allUAE Travel Ban: What You Need to Know 163
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
136000
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47897
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148346

Other answers by
71 71 answers •
View allThe consequences of staying in the UAE after the end of the grace period 0
I am in my grace period after my residence visa cancellation. Is overstaying after the grace period illegal?
If I stay paying fine till my new visa gets finalized, how will it affect me? Will I face any ban?
Please advise!
Thanks!
Dec 26, 2022
1484
Can the tenant avoid paying early exit penalty for rent after losing job? 0
We have an existing tenancy contract in Sharjah, but due to unfortunate circumstances of this pandemic, my wife and I lost our jobs.
We already paid until December. Is there a current law where we can avoid paying the penalty of 2 months if we will end the contract earlier?
Oct 21, 2020
358
Travelling to GCC countries while have an unpaid loan in the UAE 0
Hello
Can I have your Whatsapp number? I have an urgent question, please.
Jan 13, 2020
728
Getting a new employment visa while a cheque bounce case is being processed 0
Hi All,
I have an existing criminal "cheque bounce" case under my name for dishonoring loan payments. I'm also a victim of unpaid salaries and gratuity from the previous employer.
However, I have reached a stalemate in negotiating with the bank as they are not interested in accepting the money I could offer in the interim despite having a clear understanding of my predicament.
Finally, I have an offer from a company after all these months and I'm anticipating to accept this offer but I'm yet to resolve the criminal case!
Since the bank is not willing to negotiate, I've planned to pay the criminal case removal fee or fine to the Dubai Police. I know that the bank would immediately proceed with a civil case should that happen.
My question is how long does it take to file a civil case? And can they initiate a travel ban without appeal while filing the civil case in court?
Will it affect my capacity to get a new employment visa stamped and work in the UAE while the civil case is active?
Jan 6, 2020
2004
Obtaining a part-time job while being employed on a full-time basis 0
I currently work in Dubai but I need an extra income from a part-time job.
Can I obtain the part-time job and still do my current job properly?
Is there an approval I need to get?
Jan 2, 2020
938

Premium
Other answers by
451 451 answers •
View allAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
69
If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
133
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
122
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
115
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
137

Premium
Other answers by
1578 1578 answers •
View allHow much time do I have to start paying after the verdict in the appeal court? 0
Hello,
How much time do I have to start paying after the verdict in the appeal court?
And what's the probability of freezing my account or traffic file if I’m paying?
Apr 11, 2025
69
Can I put a financial guarantee to remove a travel ban in a rental case at RDC? 0
I used to work as a manager in a company, and my name was removed by the Dubai court of execution.
Now, on the paid rent, I got a travel ban, which I objected to at RDC.
The RDC accepted and gave the next hearing date, as I will have all the court papers.
Is there any way to remove the travel ban, as the objections I made at the execution hearing are next month, almost one month?
Is there any way you can put the amount as a deposit, and once the objection case is over, you can take it back?
Apr 9, 2025
83
How can you reach a settlement to avoid legal action by the bank if you lose job and can not repay your loan? 0
My brother lost his job in the UAE 8 months ago and has a debt of AED 170,000 to a bank.
He is finding it extremely difficult to make monthly loan payments to the bank, as he has been unable to find a job even after 8 months.
What options does he have to reduce/settle his bank debt without having restrictions on him, like a travel ban, etc?
Please help him find the best possible solution considering his current financial situation.
Apr 9, 2025
109
My husband and I are Canadian Muslims and he passed away in the UAE. How to open an inheritance case? 0
Hi there,
My husband and I are Muslims. My husband passed away recently.
We have a Canadian will, but I understand that it won’t be honored as I am named the sole beneficiary, and that does not align with Sharia laws in the UAE. He was not a UAE resident but had a small apartment with no Will in the UAE.
We have 3 children. I am planning to go to Dubai to start an inheritance case. I don’t know the exact order of events and what needs to be done first.
1) Do I initiate anything from overseas before making travel plans to Dubai, or do I start once I arrive in Dubai?
Mind you, we cannot afford to stay in Dubai for too long, as the kids have school.
2) Do I need a lawyer, or can this be done by myself?
3) I understand all foreign documents need to be authenticated before presenting them to the court. But I don’t know at what stage I would need these documents authenticated.
I would appreciate it if you could provide a breakdown of the steps, the forms that are needed, and where I can find them.
Thank you
Mar 27, 2025
60
Can the employer ask me for visa expenses if I resign after completing the probation period? 0
I am working in a Dubai private company and I have completed six months of the probation period. Now, I have decided to resign due to a physical problem.
My MOHRE contract mentions one month's notice, and I am willing to serve the notice period, but the employer asks for visa expenses.
My passport was also retained by the employer. How can I cancel my visa by chance?
I filed a complaint at the labour court. How many days does it take to get a verdict?
Apr 7, 2025
161
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