Questions & Answers
Questions & Answers
8 available 8 • View allDebt consolidation loan to cover many debts in the UAE
5
Q: Hi
I had taken a loan from banks and some credit card debts need to be paid.
If I take this debt consolidation and settlement plan, will it be covering all my debts?
Thanks & regards

Dec 17, 2018
2642
Clearing police case and removal of ban in the UAE
49
Q: Good day!
I have a loan and credit card with a bank in the UAE which I have defaulted on the payments for the last 8 months because I am unemployed, and currently in India.
My security cheque amounted AED 35,000 was deposited and bounced, and now I have a police case and a ban on my name.
I got a new job offer and my employer is not able to fix an employment visa for me because of this police case and ban. I tried to get a settlement deal with the NBFC, but it is not ending up with a good deal.
So how can I overcome this issue to clear the police case?
Is there any agency that can handle this on behalf of me to clear the police case and ban in court?
Kindly advise

May 21, 2019
15667
Travel bank checking before travelling to the UAE
1
Q: Due to family issues, after my visa expired due to cancellation, I left the UAE before 2 months with credit card dues of AED 15000.
Before cancellation, I had a case of cheque bounce for a loan. For that, I have paid a fine of 5k. After clearing the case, I cancelled and left.
Now, I want to come back. May I know about any problem at the airport if I arrived there in any emirate?

Oct 4, 2018
1069
Checking a bounced cheque case and paying fines from outside the UAE




2
Q: Hi,
I have a cheque bounce case filed against me by the bank in Dubai. The bank is not willing to negotiate at all no matter the solution offered.
How do I pay the fine to resolve the case with Dubai Police while being outside the country? Will I be able to get a visit visa with a pending criminal case?
I would require a visit visa to enter the UAE again. Kindly advise with the possible options to pay the police fine being outside the country.
[Cheque value AED 95,000 and the fine is AED 5,000].





Dec 30, 2019
4059
How can I inspect about a cheque bounce case filed by the bank against me?
1
Q: I am a Dubai resident and I have a cheque bounce case registered against me in Abu Dhabi by a Dubai based bank.
I am struggling to find any information about the case. AD doesn’t seem to have a financial crime status check as Dubai does.
Is there a lawyer who can advise?

Mar 30, 2021
528
How to know whether you have a criminal or civil case and how to clear them


16
Q: I left the country last year and I have an unpaid personal loan with a bank and credit card bill in another (all together AED 75000).
The bank has filed a case against me already (as per their email).
Now I need to know whether the bank has filed a civil case or criminal case since the amount is less than AED 200000.
Also, I need to know whether is it possible to get a criminal record check or police clearance without paying my debt.



Apr 18, 2021
5488
How to obtain the bank records of the ex-husband?

1
Q: Hello,
I am from the USA and currently have a family law case here against my ex-husband to obtain the money that he rightfully owes me. My ex-husband used to live in Sharjah, UAE, but he now lives in the USA since 2020.
He had a bank account in Sharjah Islamic Bank, but now he claims that he does not have access to that account and does not have money in that account. I need to obtain his bank records from Sharjah Islamic Bank to prove otherwise.
Can I issue a subpoena to Sharjah Islamic Bank for them to produce his bank records?
How can I register a foreign subpoena in the UAE?
Your help and advice are greatly appreciated.
Thank you!


Aug 24, 2022
233
If the bank seized the vehicle and sold it out, can they claim the amount by a civil case?



1
Q: Hi.
I would like to know if the bank seized the vehicle and sold it out, can they claim the amount by a civil case?




Aug 1, 2023
257
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47923
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33030
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148437

Other answers by
421 421 answers •
View allPayment recovery for delay in the delivery of purchased property 0
Hi,
I need to hire a property lawyer.
I have purchased a property that is still under construction. The handover was supposed to be May 2018 and it has been delayed for over 18 months.
Can you please advise what is the average fee to the lawyer and any upcoming fees?
I would like to either receive compensation for the delay or terminate the SPA and receive what I have paid.
Thanks
Nov 10, 2019
382
Termination of services due to cost-cutting 0
My company terminated my services without any reason except for what they told me that they are cost-cutting.
What are the complete benefits that they have to pay to me beside the gratuity?
I worked there for 3 years.
Nov 10, 2019
959
Court fee for filing civil case of cheque bounce 0
What is the total fee for instituting a civil case for a bounced cheque of AED 4 million?
Nov 8, 2019
4868
Mutual Termination vs Resignation 0
Is it possible to request a mutual termination of the contract from the employer?
My employer recently asked me to submit a resignation. Since it's not legal for him to do this and since I don't mind leaving the company for better opportunities, is it legal for me to request a mutual termination of contract letter?
What are the important things that should be stated in the letter?
Nov 9, 2019
1695
Termination for non-performance and claim for arbitrary dismissal 0
Hi,
I am the GM of a company in the Internet City and the VP Sales MEAA.
My contract has been terminated after 13 years due to some results that did not meet the company expectations.
No process was followed prior to termination. I wish to know if I will have a claim for arbitrary dismissal.
Regards
A. D.
Nov 5, 2019
1090

Other answers by
81 81 answers •
View allCan a company change the holidays of the UAE for expat employees to their country's holidays? 0
Hello team,
I have a Chinese team in a Dubai-based company, they are working in Dubai itself.
Can we exempt them from Dubai national holidays and provide holidays related to China national holidays?
Can you please suggest something?
Jan 4, 2023
321
What should you do when you get a police call without knowing the reason? 0
I got a call from police yesterday said I should come today to give a statement they didn’t tell me what it’s about.
I’m freaking out, all I know is I owe Etisalat. Apart from that, I don’t have any issues here. Can you help?
Feb 13, 2021
2551
Partner's liability while other partners are outside the country 0
My wife is a partner in a civil company in Dubai. The company has 4 partners; 3 of them are out of the country.
The company bought things for AED 50k which was not paid back and now they filed a case.
What will be the liability for my wife? she is not the manager of the company.
What will be my wife's liability for that company?
Feb 4, 2021
518
Trade license and banking legality for any kind of trading activity 0
Hi Sudhanshu,
Hope you are well.
What are my rights for establishing an e-com business meant for trading outside the UAE.
1) Do I still need the UAE trade license?
2) Can I receive payments in the UAE banks through international online business since I live in the UAE and would be here for some more time?
Best regards,
A.
May 19, 2020
509
Filing criminal and civil cases against a company for cheque bounce 0
Hello,
I hope you're all doing well during this tough time.
I have a question in regards to bounced cheques, specifically corporate cheques.
I have a cheque for AED 800,000, and it has bounced. The owner of the corporate has asked for a month to pay back. However, I am worried he will leave the country and not honour his obligation.
My questions are fairly simple:
1) Am I to put a case on the individual who signed it or the corporate?
1) If I put a criminal and civil case on the corporate right now and he's unable to settle amicably, can I put a travel ban on the owner (who signed) as it is a corporate case?
2) Does the new insolvency law as of late 2019 also apply to corporates?
3) Is the owner personally liable if the company doesn't have assets or cash?
May 14, 2020
1691

Other answers by
305 305 answers •
View allالضمانات التي تحصل عليها شركة التمويل مقابل إعطاء قرض 0
حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها.
سؤالي:
هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟
أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟
مع جزيل الشكر!
May 19, 2021
494
تقديم دعوى ضد مقاول استلم دفعتين من المال وأوقف العمل 0
هناك مشكلة مع مقاول إذ اتفقنا على بناء ملحق داخل منزل خاص ووقعنا العقد واستلم أول دفعة.
اشتغل حسب العقد واستلم الدفعة الثانية وأوقف العمل ويرفض المواصلة. تبين لي بعدما حاولت أن أقدم شكوى ضده أنه يستخدم ختم وعقد لشركة منتهية في سنة 2013 ولا يوجد لديه أي ترخيص.
كيف أستطيع أن أشكوه وبنفس الوقت أواصل البناء؟
May 20, 2021
973
Can the wife file for maintenance in the UAE after judgement in home country? 0
My wife and I are non-Muslims. Divorce was settled in our home country court which decided that I am the custodian of the children and no alimony has to be paid to her.
Children are living with me here in the UAE. However, she still resides here in the UAE using a tourist visa. She is planning to file a Maintenance Case against me in the UAE Family Court.
Can she do that?
Am I obliged to pay her alimony?
Dec 7, 2020
1398
ماذا بعد الحصول على حكم في قضية عمالية؟ 0
فصلتني الشركة فصلاً تعسفيًا وقمت بمقاضاة الشركة والحمد لله حصلت على حكم بمستحقاتي المالية من رواتب متأخرة ومكافأة نهاية الخدمة.
تقدمت بطلب تنفيذ ولم تدفع الشركة لي أي مبالغ حتى الآن!
ما الخطوة الواجب فعلها في هذه الحالة؟
Oct 8, 2020
566
Cancellation of an off-plan property and seeking refund 0
Hello
I bought an off-plan apartment with a developer, paid half and the other half was supposed to be paid on receiving the apartment which was supposed to be received end of 2019.
But they postponed it till March 2020, and now the project is way behind and no improvement at all as I'm in phase 2 and they are still building phase one.
What can I do to get my money back?
Sep 26, 2020
689
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