Questions & Answers
Questions & Answers
4 available 4 • View allClearing police case and removal of ban in the UAE
49
Q: Good day!
I have a loan and credit card with a bank in the UAE which I have defaulted on the payments for the last 8 months because I am unemployed, and currently in India.
My security cheque amounted AED 35,000 was deposited and bounced, and now I have a police case and a ban on my name.
I got a new job offer and my employer is not able to fix an employment visa for me because of this police case and ban. I tried to get a settlement deal with the NBFC, but it is not ending up with a good deal.
So how can I overcome this issue to clear the police case?
Is there any agency that can handle this on behalf of me to clear the police case and ban in court?
Kindly advise

May 21, 2019
15714
Probability of facing consequences for a bounced cheque without agreement
1
Q: A cheque bounced with an amount more than 1 million Dirhams but there's no legal agreement with the party.
Questions:
1. If a case is filed against the cheque issuer, what will be the court stand?
2. How much time does it take by the court for judgement?
3. In whose favour will the judgement be?
4. Can the cheque issuer file a case against the borrower as there's no agreement with the party? And what will be the outcome?

Apr 23, 2019
757
Reporting of a cheque bounce case in other emirates
1
Q: Hi Hari,
I have a question that I can't find in any of the Q&A in the forum.
I have a loan from the bank and due to financial distress, there's a probability of facing a criminal offence. I am from Dubai and my loan application was in Dubai.
Can the bank bounce your cheque in different emirates?
Since Dubai only imposed fines on less than 200k, does the bank have the leverage to file on other emirates due to a different approach of each emirate on criminal offence?
Thanks and looking forward to your response.

Apr 28, 2019
903
The possibility to convert jail judgments of cheque bounce cases to fines 
1
Q: Hi Sir,
I have a judgement in absentia for 3 cheque bounce cases with amounts less than 100,000 in Dubai, U.A.E.
Can I appeal and convert them to fines through a lawyer?

Oct 26, 2019
458
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222669
Laws & Regulations
4 available 4 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47952
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33060
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148526
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3556

Other answers by
Can a company change the holidays of the UAE for expat employees to their country's holidays? 1
Hello team,
I have a Chinese team in a Dubai-based company, they are working in Dubai itself.
Can we exempt them from Dubai national holidays and provide holidays related to China national holidays?
Can you please suggest something?
Jan 4, 2023
374
What should you do when you get a police call without knowing the reason? 2
I got a call from police yesterday said I should come today to give a statement they didn’t tell me what it’s about.
I’m freaking out, all I know is I owe Etisalat. Apart from that, I don’t have any issues here. Can you help?
Feb 13, 2021
2580
Partner's liability while other partners are outside the country 1
My wife is a partner in a civil company in Dubai. The company has 4 partners; 3 of them are out of the country.
The company bought things for AED 50k which was not paid back and now they filed a case.
What will be the liability for my wife? she is not the manager of the company.
What will be my wife's liability for that company?
Feb 4, 2021
543
Trade license and banking legality for any kind of trading activity 2
Hi Sudhanshu,
Hope you are well.
What are my rights for establishing an e-com business meant for trading outside the UAE.
1) Do I still need the UAE trade license?
2) Can I receive payments in the UAE banks through international online business since I live in the UAE and would be here for some more time?
Best regards,
A.
May 19, 2020
531
Filing criminal and civil cases against a company for cheque bounce 2
Hello,
I hope you're all doing well during this tough time.
I have a question in regards to bounced cheques, specifically corporate cheques.
I have a cheque for AED 800,000, and it has bounced. The owner of the corporate has asked for a month to pay back. However, I am worried he will leave the country and not honour his obligation.
My questions are fairly simple:
1) Am I to put a case on the individual who signed it or the corporate?
1) If I put a criminal and civil case on the corporate right now and he's unable to settle amicably, can I put a travel ban on the owner (who signed) as it is a corporate case?
2) Does the new insolvency law as of late 2019 also apply to corporates?
3) Is the owner personally liable if the company doesn't have assets or cash?
May 14, 2020
1727

Premium
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My previous organization has not yet released EOSB because I contacted a client. Is this legal? 0
I recently joined a new organization in the Hamriyah Free Zone, and my previous organization has not released my end-of-service benefits.
The HR has instructed the finance team not to do so because I had contacted one of their clients.
In my DMCC contract, there is no Non-Compete clause, but the offer letter has one, and now they are not releasing the end-of-service.
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Apr 30, 2025
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Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
Hello,
I have multiple cheque execution cases filed against me due to financial strains last year.
My trade license and visa will expire next month, along with my Emirates ID.
Is it possible for me to renew my license and visa along with EID prior to settling the execution cases?
The trade license and visa were issued by the free zone authority.
I look forward to your response.
Thanks.
Apr 30, 2025
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
Hello,
I already have a dispute order with MOHRE. Then my employer became willing to settle the case.
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Apr 29, 2025
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What can my wife do if the company marked her as single and denied her maternity coverage? 0
Hello,
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She is now 35 weeks pregnant. What should we do?
Apr 29, 2025
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What can a company do if an employee agrees to stay but then stops reporting to work? 0
Hello,
My employee provided a resignation. Our company offered a salary raise and made a deal with him where he agreed to continue with us, but it’s not on paper.
He suddenly stopped coming to work, stating he doesn’t want to work anymore.
What rights do we have as a company, and what can we do about it?
Apr 30, 2025
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