Q: Hi Mr Hari I have had a cheque bounce with one of the banks in Dubai which was an inbuilt cheque in credit card application. They had submitted a police case against me in April 2018. I was taken at Al Ragga police station. asked to pay AED 2000 fine. I was presented in front of the public prosecutor. I accepted that I am unable to pay the credit card amount and the bank did not tell me that they are submitting the cheque. I paid the fine on-spot and the passport was given to me. I also got my Police Clearance Certificate. Now to my surprise, after all this pain and harassment, the credit card fellow and so-called collecting agent are threatening to do a civil case. They are saying we will cancel all the extra interest charged on the card amount. Just clear the basic card value. I told them I was paying minimum payments earlier as well. But the bank did such a wrong thing by declaring me absconding. I have given 4 good years to this country. Please advise. If I do not take their calls and threats, what will be the worst case scenario?

Q: I have been terminated from the present job and have dues from three credit cards. Advise how to settle the same. Trying to get into a new job asap.

Q: Hi, My name is M., and I want to settle my credit card. I am in bad credit, what is the way?

Q: I had lost my job in the UAE. Due to some unavoidable circumstances, I had to return to India and was unable to pay my credit card dues (AED $9,700.00). It has been 4-5 years now. I would like to know if there is a travel ban/court case/arrest warrant against me as I would like to travel to the UAE for some urgent work. What is the time frame to check the status and clear all legal issues before I can travel? I would like to make sure everything is clear before I can travel.

Q: I have lost my job in February 2020 during the COVID-19 pandemic with a 38k auto loan and 21k as a credit card. Now I want to come back to Dubai. What consequence I have to face? Do I need to pay a fine to avoid detention or need to pay bail after arrest?

Q: Hi I have a civil case executed in Dubai by 1 bank only and there is no arrest warrant issued. I am outside the country and my residency is still valid can I enter UAE again, I want to pay the amount in installments cause I have work. Will I be arrested at the airport or not if I come to Dubai? Also, I got a job in Qatar. Can I travel to Qatar despite having a Civil Case in Dubai? But my priority is only UAE because I have spent all my life in Dubai, UAE. Your guidance will be great and thanks in advance.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.