Self-help

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UAE

The license required for an affiliate marketing website

Q: Dear sir/madam, I want to start doing affiliate marketing where I will run YouTube ads. Interested users can then land on my website to enter their names and email address. I can then do email marketing. I also plan to use Pinterest to help build my list. I am not paid to advertise or share content, I only get paid if people make a purchase through my link. 1. Do I need to have a license in order to do this legally in Abu Dhabi, UAE? I am aware that several licenses exist, which license is suitable for this activity? 2. Is a privacy policy adhering to international data protection laws like GDPR sufficient to protect me from lawsuits in the UAE, or does the UAE have specific requirements? If I get a template from a lawyer that is not in the UAE, is that sufficient? 3. Do you think the free privacy policy templates available online are good to avoid lawsuits for the activity I intend to do? Thank you very much!
Questions & Answers
UAE

ضبط وإحضار مالك المؤسسة لدى صدور حكم قطعي في قضية تجارية

س: السلام عليكم، استفسار بشأن إجراءات التنفيذ. حصل بنك على حكم قطعي من محكمة التمييز في قضية تجارية بإلزام مالك المؤسسة والكفلاء بسداد مبلغ ١١ مليون درهم. ١- هل يتم عمل ضبط وإحضار للكفلاء مباشرة إذا نفَّذ البنك أم يتم استدعائهم من قبل قاضي التنفيذ لسماع أقوالهم؟ ٢- هل يمكن لقاضي التنفيذ إلزام البنك بقبول التقسيط من خلال تقسيم المبلغ على الكفلاء؟ علمًا بأن رواتبهم جيدة؟ ٣- ما أقصى عقوبة إذا لم يتم السداد؟ وهل يمكن سجن الكفلاء؟ دمتم بخير!
Questions & Answers
UAE

What are the possible consequences of leaving the UAE with unpaid loan and rent?

Q: I left the UAE in 2020 during the Covid19 situation and did not finish my Abu Dhabi tenancy contract. Also, I have a bank loan of AED 40k. Now I want to come back, What situation will I have to face once I arrive?
Questions & Answers
UAE

Loan settlement with the bank in the UAE to stop harassment by collection agency

Q: Hi I am from India and I left the UAE in 2020 with a personal loan outstanding of 300k due to my job issues, I am in the UK currently for the past 2 years. The bank has received my end-of-service benefits and holds them. Now they are threatening me via a collection agency from India to go against my parents who have nothing to do with this loan. They are calling them by phone and messaging to threaten me from time to time. I have complained to my bank about this bullying from this collection agency but no action is taken from the bank. I am currently paying the minimum amount to the bank in the UAE towards my personal loan. I like to know what action can the UAE bank take against me in the UK and in India against me and my parents. What is the legal right the collection agency in India has to act against me and my parents? If I can`t pay my personal loan due to my financial situation, what will the consequences be? Kindly advise.
Questions & Answers
UAE

Traveling to Kuwait to get a job while a loan is unpaid in the UAE

Q: Hi sir/madam, I left Dubai in 2020 and lost my job while I was on vacation. I have a 400000 AED loan default. I got a job in Kuwait. The bank said that they have raised a case against me. Can I travel to Kuwait without being arrested? I will then try to settle the dues once settled there. Can I travel to Kuwait without being arrested?
Questions & Answers
UAE

Can the employer force the employee to leave to home country after termination?

Q: Does my boss have the right to send me back to my country after serving 1 year and 3 months with him on a limited visa?
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Egypt

تطليق زوجة تسيء العشرة بأقل الخسائر

س: السلام عليكم، أنا مضيت على القائمة ومكتوب فيها 100 جرام ذهب مع العلم أنني لم أشترِ 100 جرام. هل يمكن أن أحضر شهودًا أن الزوجة لم تأتِ من منزل والدها بذهب؟ وهل يُعد الذهب مهرًا؟ أرجو الرد على السؤالين!
Questions & Answers
UAE

Going to a police station to clear bounced cheque case. Will get arrested?

Q: Dear sir/madam, I have a bounced cheque case. If I go to the police station to clear that, will they arrest me? The amount of the cheque is below 100k.
Questions & Answers
UAE

How to remove a travel ban imposed on a guarantor upon debtor's death?

Q: Hello, I made a personal guarantee for my brother to get the bank loans. He was not able to pay the loans and a travel ban was imposed on us. Now my brother died and still, we have civil cases. Please how can the travel ban be removed? Thanks!
Questions & Answers
UAE

How can the employer settle the accounts in labor cases?

Q: How does the defendant (company) settle the accounts for labor cases? Will the company approach me for the settlement or they will approach the execution court and settle there before I can get my money? Your advice will clear the matter for me. Thanks in advance.
Questions & Answers
UAE

I resigned during probation and the employer holds passport and cancellation

Q: I worked my 6 months probation and after a few months got an offer. I gave my resignation letter which my boss signed as "not accepted". I asked and they told me it was illegal. I stopped working on my resignation date, but they sent intimidating messages that they are going to put absconding on my visa. They won`t release my passport, they won`t pay me or cancel my visa, and I have to pay visa costs. What should I do, because they told me they have bigger lawyers I can`t win them. How can I get helped?
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UAE

Can the bank file a case for delay in paying one EMI of my personal loan?

Q: I am G. M. T. and I am holding a personal loan with a bank. My amount to be paid is nearly 50000 dirhams and my monthly EMI is 3060. I am facing irregularities in my salary and I manage somehow to pay my bank EMI on time by end of the month. Now this month (April 2022) EMI I failed to pay by the 5th and I am asking for time till Friday before the EID holidays but the bank is threatening me that they will file a case if I won’t pay it by today. Will I go to jail if the bank files a case against me for just one EMI pending? I am worried if my family has no one there to take care of them. We are struggling with daily expenses but still, I manage to pay my bank. Please advise what to do.
Questions & Answers
UAE

The employer took an employee's passport and run away. What to do?

Q: Dear sir/madam, My employer took my passport and run away to Egypt. For no reason, he is not returning it. If I go legally, what is the use? His business has already collapsed and he has a legal case here so he might not come back here.
Questions & Answers
UAE

How to negotiate with the bank to drop cases and settle a loan before I return to the UAE?

Q: Hi I acquired a loan in the UAE and made timely payments. But due to some emergency, I had to fly back to my country and lost my job. Although the gratuity amount was paid to the bank which was around 50% of the actual amount, the remaining amount is still around 260k. I had a life-threatening accident and was not able to travel back and it`s almost 6 years. I keep getting regular messages from the bank about the repayment and filing a case against me. I am planning to fly back to Dubai to search for a job as I was jobless for 4 years due to the accident and covid. What are the consequences I will face and how can I avoid them? And what will be the best scenario for me? Regards A. B.
Questions & Answers
UAE

Can the landlord file a complaint against me for delay in paying rent without EJARI?

Q: Hi! I have been living in a rented house which I haven`t signed an agreement with for almost three months. But due to some issues with my work, I had to hand over my resignation and now I am waiting for the payment from my work to pay the rent which is due on the 3rd of the month. My landlord keeps threatening that he will file a case against me and hand over my copy of emirates ID which I send him as he asked to prepare the agreement (but I haven`t signed any document). The rental amount is AED 1000. Can he file a complaint against me and go to the police? Also, one of the police officers keeps sending me WhatsApp messages regarding the payment which I haven`t even opened to read.
Questions & Answers
UAE

Returning to the UAE while the old visa is not canceled

Q: Dear sir/madam, I have not canceled my old Visa in the UAE. I traveled to India on 05/11/2017. I want to return to the UAE. Is it possible?