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عواقب التخلف عن سداد مستحقات بطاقات الائتمان

سيدتي العزيزة،

لديّ بطاقة ائتمان من شركة تمويل ولم أدفع المستحقات التي عليها لآخر 10 أشهر.

وصلت المستحقات الآن إلى ما يزيد على 110 ألف درهم، ويرسلون لي رسائل بأنهم سيودعون شيك الضمان الخاص بي.

ما هي الإجراءات في حالى إيداع شيك الضمان الخاص بي؟ وما المبلغ الذي أحتاج إلى دفعه؟

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11 Feb 2019, 05:34

Dear Questioner,

You have not mentioned the cheque amount. I am not sure whether you have given them a blank cheque while applying for the credit card and has given liberty to put any number in the cheque.

In Dubai, below 200k cheque amount, a fine only will be issued and there is no jail term. The fine amount ranges from 5000-10000.

Hope the above gives a clear answer to your query.

Thank you.

Regards,

Rajasree Ravivarma

11 Feb 2019, 05:49

Dear Mam,

I do believe that I submit a blank cheque, if they put the amount above 200k, what will happen?

11 Feb 2019, 05:54

There can be imprisonment for a minimum period of one month.

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