Questions & Answers
Questions & Answers
4 available 4 • View allI had a case for an unpaid bank loan against me 20 years ago. Is it time barred now?



0
Q: I've been detained and released after 4 days in Abu Dhabi police station for a bank loan which I haven't paid for almost 20 years.
I don't have any work and I have some health issues as well. They said I have a clearance already.
Does it mean that the case that the bank has filed against me is cleared?




Nov 4, 2024
204
A civil case for a bank loan was filed fifteen years ago. When does it expire?
1
Q: Hi,
My husband had a car loan in let's say 2008. He lost his job and couldn't pay it which lead to a criminal case. He paid bail and got out of the country.
Of course, the civil case followed. The case is still active.
What would happen if he would return to UAE?
What will be the procedure at the airport?
Is there an option for him not to be jailed?
The intention is to pay it back and get a job in the UAE.
Can the fees be reduced?
What about the 15 years that the civil case should expire after that?

Mar 3, 2023
412
What is the limitation period that a bank has to claim bank loan default by a company?
1
Q: What is the limitation period that a bank has to claim bank loan default by a company?
A company loaned money from the bank and defaulted in the payment of return.
How long does a bank have to claim the amount in the UAE?
In the civil code, it's 15 years and in the commercial code, it's 10 years.
What would apply on behalf of the bank?
Kindly revert.
Thank you

Nov 9, 2022
808
Can a UAE bank take legal action on a personal loan default that is over 15 years old?



1
Q: Dear Lawyers,
Can a UAE bank take legal action on a personal loan default that is over 15 years old? They haven’t taken any legal action so far, so I thought there was no default.
But after more than 15 years, a collection agency is now contacting me for payment.




Nov 12, 2024
448
Legal blog
2 available 2 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222654
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7117
Laws & Regulations
3 available 3 • View allFederal Decree-Law No. 50/2022 Issuing the Commercial Transactions Law 0
The provisions of this Federal Decree-Law No. 50/2022 Issuing the Commercial Transactions Law, known as the "New Commercial Code" governs commercial transactions in the United Arab Emirates. The New Commercial Code repeals the previous UAE Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law.
Oct 3, 2022
497
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148523
Federal Decree-Law No. (42) of 2022 Promulgating the Civil Procedures Code 1
The provisions of this Federal Decree-Law No. (42) of 2022 Promulgating the Civil Procedures Code, known as the "New Civil Procedures Code", governs civil procedures in the United Arab Emirates. The New Civil Procedures Code repeals the previous UAE Civil Procedures Code (Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code).
Jan 2, 2023
484

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How many days do I need to wait for company cancellation following resignation and notice? 0
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How many days do I need to wait for company cancellation following resignation and one-month notice?
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
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What can a company do if an employee agrees to stay but then stops reporting to work? 0
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Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
It was attested and submitted to the court, but the case still hasn’t been dropped and is now with the public prosecution.
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I recently joined a new organization in the Hamriyah Free Zone, and my previous organization has not released my end-of-service benefits.
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How many days do I need to wait for company cancellation following resignation and notice? 0
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How many days do I need to wait for company cancellation following resignation and one-month notice?
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
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What can a company do if an employee agrees to stay but then stops reporting to work? 0
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My employee provided a resignation. Our company offered a salary raise and made a deal with him where he agreed to continue with us, but it’s not on paper.
He suddenly stopped coming to work, stating he doesn’t want to work anymore.
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Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
It was attested and submitted to the court, but the case still hasn’t been dropped and is now with the public prosecution.
What do I do now, as I need to travel urgently?
Apr 28, 2025
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My previous organization has not yet released EOSB because I contacted a client. Is this legal? 0
I recently joined a new organization in the Hamriyah Free Zone, and my previous organization has not released my end-of-service benefits.
The HR has instructed the finance team not to do so because I had contacted one of their clients.
In my DMCC contract, there is no Non-Compete clause, but the offer letter has one, and now they are not releasing the end-of-service.
Is this legal? What are my rights?
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
Hello,
I already have a dispute order with MOHRE. Then my employer became willing to settle the case.
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What can a company do if an employee agrees to stay but then stops reporting to work? 0
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My employee provided a resignation. Our company offered a salary raise and made a deal with him where he agreed to continue with us, but it’s not on paper.
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Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
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What do I do now, as I need to travel urgently?
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Does filing an online rental dispute by a landlord lead to a travel ban on the tenant? 0
Hello,
Does the initiation of an online rental dispute case by a landlord in Dubai automatically lead to the imposition of a travel ban on the tenant?
This is not related to bounced cheques; the dispute concerns wear and tear versus damage claims by the landlord.
Apr 28, 2025
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I purchased a rented apartment in Abu Dhabi. Can I evict the tenant immediately if there is no Tawtheeq contact? 0
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What to do if you get terminated and denied gratuity for a minor mistake? 0
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How can a person under a deportation grant a POA to a trusted person for managing his assets? 1
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Will the court unfreeze my account automatically after alimony payment? 1
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What is the process of renewing the visa while a criminal case is still ongoing? 0
What is the process of renewing the visa while a criminal case is still ongoing?
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Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
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What do I do now, as I need to travel urgently?
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What can I do if I got a judgment in absentia for selling medicine without a license? 0
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What legal action can a company take to recover an amount from a non-paying customer? 0
Hello,
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Can a DTC holiday home permit be used as proof that my landlord re-rented the property after evicting me? 1
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I have video recording of my husband beating me. Can I show this in the child custody hearing? 0
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