Questions & Answers
Questions & Answers
7 available 7 • View allClaiming ILOE insurance after termination due to company restructuring

2
Q: Greetings,
I was terminated from the company due to company restructuring, and they gave me a 1-month notice period. My last working date is 14-02-2024.
Can I claim 3 months' salary for unreasonable termination? I have ILOE (Involuntary Loss of Employment) insurance, which completes 12 months on 13-02-2024.
Can I request a claim for the ILOE insurance?
Please advise me regarding this.


Jan 15, 2024
812
Despite paying for ILOE insurance, the insurance company denies my claim. Is that legal?



2
Q: Good day,
I received a notice of termination two weeks ago. I paid for annual ILOE insurance in Dubai in July 2023, but the insurance company informed me that I am not eligible to claim.
Is that true?
My feeling is that they do not want to cover it.
Please let me know if you think I am qualified to submit the claim.
Thanks a lot!




Apr 25, 2024
282
Claiming ILOE insurance if terminated a month before the contract ends

2
Q: Dear Sir/Madam,
Can I claim Involuntary Loss of Employment (ILOE) insurance if I was terminated a month before my contract ends due to cost-cutting?
I paid for a one-year subscription, but I have not reached one year since it only started in January 2023.


Dec 26, 2023
453
How can I get a termination letter from my DIFC employer to qualify for the ILOE?




1
Q: Dear Lawyers,
Under what conditions can I force my company in the DIFC to terminate my contract?
The company is seeking a liquidator, my salary for August has not been paid, and I need a termination letter to apply for an ILOE. However, the company refuses to issue termination letters.
If I resign, I will not qualify for the ILOE.





+4
Sep 9, 2024
122
Is it mandatory for Emirati employees to subscribe to the ILOE insurance?




1
Q: Hello,
I just have a few questions:
1. Is it mandatory for Emirati employees to subscribe to the ILOE insurance?
2. If an employee does not subscribe, will the resulting fine be reflected in our system?
3. Are employers required to pay such fines on behalf of employees?
Thank you in advance!





Dec 26, 2024
205
How can I resolve a rejected ILOE claim despite no disciplinary reason for termination?


2
Q: Hi everyone,
I need your guidance on how I can claim my ILOE insurance. I received an email from my employer stating that they do not want to renew my agreement.
I have been working for this company for more than 4 years, and during my notice period, there was no mention of any reason for my termination, such as disciplinary issues.
However, after completing my notice period, when I received my cancellation paper and applied for ILOE claims, it was rejected due to disciplinary reasons. How can I resolve this?
Please guide me!



Dec 31, 2024
264
ILO claim denied for submitting after 32 days. Do weekends count in the 30-day limit?




1
Q: Hi,
My claim was rejected because I submitted it after 32 days instead of 30. I assumed that weekends wouldn’t count, so I submitted my claim immediately on the first working day.
Notably, the ILOE regulation does not clarify whether the 30 days refer to calendar or business days.
I explained this to them, but they keep rejecting my claim.





+1
Mar 24, 2025
100
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3 available 3 • View allElectronic Insurance Regulation in the UAE: A Quick Analysis 2
The Insurance Authority has introduced a new regulation to regulate all electronic and smart insurance operations practiced by licensed insurance companies, insurance-related professions [such as insurance agents, actuaries, insurance brokers, surveyors & loss adjusters, and insurance consultants] and marketing insurance policies through banks to the extent applicable to their nature. The objective of this article is to briefly discuss the changes that are introduced by the new regulation.
Dec 6, 2020
1060
UAE Labor Laws; Rights of Employees and Procedures for Termination 2
There are laws and international conventions in place to protect workers’ rights and ensure their wellbeing. Specifically, under the UAE Labor Law (Federal Decree-Law No. 33 of 2021), there are established procedures for terminating employment contracts.
Oct 4, 2023
382
An Overview of the New UAE Labor Law and Recent Amendments of 2024 233
The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.
Sep 10, 2024
92127
Laws & Regulations
2 available 2 • View allMinisterial Decree No. (764) of 2015 On Ministry of Labour Approved Standard Employment Contracts 5
According to this Decree, tentative approval to admit a foreign worker for the purpose of employment in the UAE cannot be granted until an Employment Offer that conforms with the Standard Employment Contract is duly signed by the employee and presented to the Ministry of Labour.
Sep 27, 2015
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Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
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