Q: Hello Sir My query is I have a cheque of AED 154000 and the contract made between us for this cheque is also available. Now the person who gave me the cheque is not paying and asking for time. Should I get his cheque bounced? And if I file a civil case, how much % I have chances to get this money? He has 2 more companies which are doing quite well. Suppose he comes out on bail, is my cheque valid? I heard if he completes a jail term, then he is not liable to pay this cheque.

Q: Hi. One of my customers had taken some products on credit and gave me two cheques of AED 300000 (total AED 600K). At the due date of the cheque, the customer asked not to put the cheques in the bank as he’s short of money. When I asked for money he made some excuses. I fear he may run away from the UAE. What should I do for such a case, where I had not put the cheque in the bank for a transaction as I fear if he notices the bounced cheque he escapes from the UAE?

Q: Hi, I have filed a case against my client for the returned cheque of 45k. He got released after paying a fine. How can I file a civil case and which department should I approach?

Q: Hi, One of my employees put a case on my company for the salaries I need to pay, but the amount we need to pay is not that much. The court asked me to pay the fees of AED 7000 for account experts to check the details. I want to know if I win the case, is that 7000 refundable?

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.