Questions & Answers
Questions & Answers
4 available 4 • View allI left the UAE with a small unpaid loan and now I have to transit in Dubai. Will I be arrested?
2
Q: Greetings!
I am a Philippine passport Holder.
I was working in the UAE for the past 16 years. I have a personal loan of AED 1,500 in a Bank in Abu Dhabi.
I never missed a single EMI to the bank and had good records. But I lost my job, so had to come back to Philippines.
Now after 16 years, I have a chance to go to Italy but my plane has a connected flight from Dubai to Italy. Will the UAE authorities arrest me?
Please help me with your advice, I can pay the outstanding only if I have to, but how?
I want to pay my outstanding and clear it.

Jun 18, 2023
369
Blacklisted in Dubai: How to lift the travel ban to get an employment visa?



2
Q: Dear Sir/Madam,
I am currently in Dubai on a visit visa and have been searching for a job for the past eight months.
Recently, I found out that a bank has filed a civil case against me due to a bounced check, which has resulted in a travel ban and blacklisting.
Because of the blacklisting, I am unable to obtain an employment visa, and this is not helping both myself and the bank in terms of repaying the outstanding amount.
Is there any way to remove the blacklisting so that I can obtain an employment visa and start repaying the outstanding amount in installments?
Thanks!




Mar 29, 2023
259
How can I lift the travel ban to go to my home country?



2
Q: How can I lift the travel ban to go to my home country?
The court judgment was for the company side. I have to pay 5000 dirhams.
But I don't have money. How can I remove the travel ban?




Oct 20, 2023
825
How can you reach a settlement to avoid legal action by the bank if you lose job and can not repay your loan?




0
Q: My brother lost his job in the UAE 8 months ago and has a debt of AED 170,000 to a bank.
He is finding it extremely difficult to make monthly loan payments to the bank, as he has been unable to find a job even after 8 months.
What options does he have to reduce/settle his bank debt without having restrictions on him, like a travel ban, etc?
Please help him find the best possible solution considering his current financial situation.





+1
Apr 9, 2025
147
Legal blog
2 available 2 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222638
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18947
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148523

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How can we claim our money back if the cheque we received have bounced for insufficient funds? 0
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Who is supposed to pay for the transfer fee, the employee or the employer? 0
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Good morning.
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