Q: Hi, If there's a bounced cheque with a 70.000 amount, should I go first to pay the fine in the police station after can I ask clearance certificate from the bank? And will I be able to renew my visa or first I have to pay a fine in police station and after start renewing my visa?

Q: Good morning. I would like to ask if an individual can renew his or her visa if she/he has a case for having payments on a credit card. Since October 2022, monthly dues were not paid but monthly she/he is paying the minimum amount of 1000 to 700. Now one month is missed. He keeps on requesting an extension but unfortunately no response and no confirmation from the bank and third party. Currently, he was receiving notifications in WhatsApp and in the mail that he needs to settle his credit payment by today. But unfortunately, he doesn't have yet the amount to pay. 30k is the outstanding payable amount on the card. As per the notification, a travel ban might be implemented and the account name will be blacklisted if he can't pay today itself. What should be the steps to be done? His visa is going to expire and will be on renewal. Can he renew his visa in this case?

Q: Can I change my visa to another company if I have a case for credit card non-payment or bounced cheque?

Q: I have a financial debt of approx. 90K AED (loan & credit card). Due to the end of my recent contract and being jobless, I was unable to make the last 2-3 months EMIs. I have a job now and my new visa is under process by the company, meanwhile I received a travel ban email from the financial remediation team. What challenges am I going to face and what are the possible solutions for it? My intention has been clear right from the beginning, to pay the outstanding to banks. And will continue to pay only If I keep working legally. Kindly Suggest.

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.