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Settlement of credit card payments in a civil case by the bank
The bank is saying they will go for a civil case after I came out of the criminal case for a credit card cheque bounce. I have no money to pay. Will I be jailed?
I am willing to pay the outstanding amount & dues if the bank can make for me instalment plan without a downpayment.
The cheque amount was 55,000. Now, the amount including fines and dues is 77,000.

Al Nassar Advocates & Legal Consultants
15 Nov 2018, 11:54
Dear Questioner,
Thank you for contacting me.
If the bank initiates a civil case against you, it is possible to defend the same and chances of appeals also are there.
During the execution stage, you can avail the instalment facility also.
Please feel free to contact me if you need any further clarifications.
Regards,
Anitha Rajeev,
0556635526.
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