Questions & Answers
Questions & Answers
3 available 3 • View allHow to know if I have a travel ban before traveling in case of credit card dues?


1
Q: I have a valid job visa in the UAE but I need to go to India for a few days on leave. My credit card repayment has some dues.
Is there any travel ban for me to travel?



Feb 14, 2023
294
Does the bank have the right to file a civil case if I fail to pay instalments after raising them?
2
Q: Dear Sir,
I had a credit card with a bank (Islamic card). The limit is 36k and the guarantee cheque I signed mentions the same amount 36k only.
Now as I am not paying and the bank is telling me they will file a civil case and travel ban on me.
I want to contest as when I took the card the charge was only 340 per month now since 2019 they increased it to 1250 per month and I paid the same until November 2022. Hence I paid the bank approx 45k.
My questions are:
1. Will the bank file a civil suit for 36k?
2. Will I get a travel ban immediately?
3. Will it affect my visa transfer?

Feb 7, 2023
257
When does a travel ban come into effect once the bank files an execution case?
8
Q: Dear Lawyer,
When does a travel ban come into effect once the bank files an execution case?
I am the owner of a small company and have had a business loan since 2018. However, due to difficult circumstances, I have been unable to pay the installments since July 2022.
The bank has informed me that they have filed an execution case against me and placed a travel ban on 27.12.2022. On the Dubai Courts website, the case status is currently listed as "Reserved."
I have checked the Dubai Police website and do not see any indication of a travel ban. I am in communication with the bank and requesting their assistance in resolving the situation, as I intend to repay the loan but I need some grace from their end.
In the meantime, I would like to know if the travel ban is in effect upon filing an execution case by the bank and if I am able to renew my visa and my family's visas in this situation.
Your guidance would be greatly appreciated, as I am in a state of distress and have my wife and children here.

Jan 13, 2023
1399
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222856
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148549
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3563

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If an employee is terminated due to cost-cutting, is it still possible for them to request leave? 0
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Can I apply for a residence visa after availing the amnesty program? 1
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How can I recover my money with a hold on my account due to a remitting bank request? 1
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Today, I received a notice of account closure from my bank. When I inquired about the amount on hold, I was informed that only the available balance will be issued via a manager's check.
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My husband sold the house we bought jointlyand took a cheque plus 1-year instalments from me. What can I do? 0
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Can the employer force the housmaid to work for unlimited hours without rest? 0
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I'm a nanny, and at the same time, I work as a housemaid (khadama) here in the house. I work, but as I know, the nannies and housemaids have different rights, and my employer doesn't give me rest.
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My previous organization has not yet released EOSB because I contacted a client. Is this legal? 0
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Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
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I look forward to your response.
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