Questions & Answers
Questions & Answers
5 available 5 • View allDoes the bank have the right to file a civil case if I fail to pay instalments after raising them?
2
Q: Dear Sir,
I had a credit card with a bank (Islamic card). The limit is 36k and the guarantee cheque I signed mentions the same amount 36k only.
Now as I am not paying and the bank is telling me they will file a civil case and travel ban on me.
I want to contest as when I took the card the charge was only 340 per month now since 2019 they increased it to 1250 per month and I paid the same until November 2022. Hence I paid the bank approx 45k.
My questions are:
1. Will the bank file a civil suit for 36k?
2. Will I get a travel ban immediately?
3. Will it affect my visa transfer?

Feb 7, 2023
259
Do I have a travel ban if I was fined for bounced cheque by the public prosecutor?
0
Q: I lost my job and could not pay the EMI's since Jan 2017 till now against a personal loan of AED 316,000. The bank bounced my cheque in March 2017 and I was fined Dhs 15,000 by the public prosecutor.
Do I have a travel ban or not by the bank? The bank is calling me every day for paying the loan even after the police case. I am still jobless.

Jul 18, 2017
2123
Effect of cancellation and leaving the UAE on outstanding liabilities
5
Q: Hello,
I am planning to relocate to Qatar by cancelling the current job in the UAE. I have credit card liabilities in the UAE.
I would like to know if my visa is cancelled with gratuity settlement, will I be caught in the airport while travelling in India?

May 9, 2019
1109
How long will the jail term be when the bank files a case against me?


0
Q: My bank managed to get a civil case filed against me without my knowledge and an execution order is raised for the judgment to pay AED 140000.
How long could the jail term be?



Feb 15, 2023
293
Travel ban issued for unpaid credit card debt? What are my options?


3
Q: Hi,
I couldn't pay my credit card dues, and now I have received a message saying that a travel ban has been issued against me.



Jul 27, 2023
916
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
223134
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148582

Premium
Other answers by
Can I go on vacation after resigning if my visa is not yet canceled? 0
Hello,
Can I go on vacation even though I have already resigned from my employer and my visa is not yet canceled?
May 9, 2025
26
Can a company terminate an employee for refusing to do work not in the contract? 0
Hello,
Is it allowed for a company to terminate an employee because the employee refused to do work not stated in the contract?
May 7, 2025
25
Can I be convicted of driving under the influence even if the alcohol test came back negative? 0
Hello,
I was driving my car when the police stopped me at one point on the road and told me that I was driving under the influence of alcohol.
I tried hard to deny that because I had not actually consumed any alcoholic beverages that day or in the previous three days.
However, a report was filed and a case was opened, but the alcohol test report came back negative. Will I be convicted despite that?
Please answer me. It is urgent.
May 7, 2025
25
Can we legally claim unpaid dues for food supplies based on emails and invoices? 0
Hello,
We have an agreement with a company to supply food for their buffet on a daily basis, with invoices to be issued monthly and payment to be made every three months.
The relationship actually lasted for nine months, and payment was made for two periods. In the third period, due to disagreements between our company and the company to which the supply was made, they refused to pay, noting that the outstanding amount so far is fifty-four thousand dirhams.
Can we claim the amount, noting that the agreement is not written, but there are emails exchanged between us and invoices?
May 7, 2025
22
Can the authorities allow me to leave the UAE on my own after completing my imprisonment? 0
Hello,
Is there a way out or a possibility that the authorities don't deport me and instead give me a time period to leave the UAE on my own after I have completed my imprisonment and paid the fine?
May 7, 2025
28

Premium
Other answers by
Can I cancel my house sale contract without extra fees after personal plans changed? 2
Dear Lawyers,
I signed a Form F with a buyer for the sale of my house as we were planning to leave the country. The contract was signed about a month ago, but the handover is not until August.
Due to personal circumstances changing, we are no longer leaving Dubai and would like to cancel Form F.
The Form F contract stipulates that we have to pay the buyer 10% of the purchase value. The real estate agent is now claiming that we also have to pay the buyer's real estate commission and the conveyancing fee.
Our understanding is that the 10% penalty is the only penalty. Which is correct, and what are the next steps to dispute this?
Also, is there any way to dispute the 10% itself under the law due to personal circumstances changing?
Jul 12, 2024
618
How to know if an offer letter I received from a company in the UAE is legit? 2
I got an offer letter from Al-Haldin Gulf Construction & Petroleum LLC. Can you please advise about the company?
Mar 18, 2024
271
Tenant always late with payments, hasn't renewed contract. What to do? 2
Hello,
I have a tenant who is always late with their payment. Their renewal was supposed to be last December 2023.
Currently, they have not signed any new contract, provided any new cheques, and have stayed for three months from December until now without paying rent.
Additionally, I just discovered that they have sublet the apartment with partitions, which is clearly stated as not allowed in the old contract.
Please let me know what should I do legally!
Mar 14, 2024
499
How soon will I receive the cancellation paper from my previous employer? 1
Dear Concern,
How long will it take to receive the cancellation paper from my previous employer?
My last working day at my current company will be on April 7, 2024.
Mar 16, 2024
316
Tenant received renewal notice, rejected proposed rent on renewal day. What next? 2
Hi,
We sent a renewal notice to our Dubai-based tenant 84 days before his contract renewal, with a 10% increase in rent.
The tenant neither agreed nor disagreed with the proposed rent and replied on the day of renewal that he wouldn't be paying the proposed rent.
Due to the argument, the landlord decided to reduce the rent, but the tenant has not yet renewed his contract. It has been 12 days since his contract expired.
Kindly suggest what could be done in this matter.
Mar 12, 2024
312

Other answers by
Unregulated Forex scam in UAE: Should we hire a lawyer or report to the police? 3
Hi Lawyers,
Many individuals have invested in a Forex trading company based in the UAE.
Should we hire a lawyer to file a case, or can we report it to the police station to summon the involved party, allowing them to settle and refund our money?
The company is not regulated in the UAE, yet it accepts payments in the UAE and manipulates trades, causing clients to lose their money.
Please help us.
Thank you!
Dec 7, 2023
473
How to recover money when the borrower disappeared without a security check? 2
Good day,
One person owes me 50,000 dirhams and was supposed to return the entire amount, including the monthly investment with 5% interest.
However, he has suddenly disappeared and is not returning the principal amount or the interest. I have not received any security check from him.
Can I take him to court or explore other options to ban him in this country?
Dec 7, 2023
129
Filing an infidelity complaint with the Dubai police 1
Hi,
I need help in filing an infidelity complaint with the Dubai police. The perpetrator is a serial sex abuser who holds an EU passport and resides in Dubai.
He is English-speaking. Please provide me with the necessary procedures and post-submission processes.
I can verify the power of attorney (POA) via UAE Pass.
Nov 20, 2023
437
My employer is not willing to cancel my visa. Can I cancel it by waiting six months outside the UAE? 0
I am in India right now and I wanted to cancel my work visa in the UAE but my employer is not willing to cancel it.
If I stay more than 6 months, will my visa be canceled automatically?
After that, will I face any problems coming back to find a new work or when I get a new visa?
Nov 17, 2023
874
I have a travel ban issued from the UAE due to an unpaid credit card. Can I travel to KSA? 1
I have a travel ban (blacklisted) issued from the UAE due to an unpaid credit card outstanding (approx AED 20k).
Can I enter Saudi Arabia on a visit visa (French citizen) and how long will the travel ban last?
Nov 8, 2023
638
Get quotes from lawyers
Find the right lawyer for your legal needs.
Submit your request and get multiple
competitive offers from
qualified lawyers.
Popular Q&A
View all Looking for something else?
Ask for advice from a lawyer