Questions & Answers
Questions & Answers
5 available 5 • View allDoes the bank have the right to file a civil case if I fail to pay instalments after raising them?
2
Q: Dear Sir,
I had a credit card with a bank (Islamic card). The limit is 36k and the guarantee cheque I signed mentions the same amount 36k only.
Now as I am not paying and the bank is telling me they will file a civil case and travel ban on me.
I want to contest as when I took the card the charge was only 340 per month now since 2019 they increased it to 1250 per month and I paid the same until November 2022. Hence I paid the bank approx 45k.
My questions are:
1. Will the bank file a civil suit for 36k?
2. Will I get a travel ban immediately?
3. Will it affect my visa transfer?

Feb 7, 2023
208
Do I have a travel ban if I was fined for bounced cheque by the public prosecutor?
0
Q: I lost my job and could not pay the EMI's since Jan 2017 till now against a personal loan of AED 316,000. The bank bounced my cheque in March 2017 and I was fined Dhs 15,000 by the public prosecutor.
Do I have a travel ban or not by the bank? The bank is calling me every day for paying the loan even after the police case. I am still jobless.

Jul 18, 2017
2095
Effect of cancellation and leaving the UAE on outstanding liabilities
5
Q: Hello,
I am planning to relocate to Qatar by cancelling the current job in the UAE. I have credit card liabilities in the UAE.
I would like to know if my visa is cancelled with gratuity settlement, will I be caught in the airport while travelling in India?

May 9, 2019
1073
How long will the jail term be when the bank files a case against me?


0
Q: My bank managed to get a civil case filed against me without my knowledge and an execution order is raised for the judgment to pay AED 140000.
How long could the jail term be?



Feb 15, 2023
213
Travel ban issued for unpaid credit card debt? What are my options?


3
Q: Hi,
I couldn't pay my credit card dues, and now I have received a message saying that a travel ban has been issued against me.



Jul 27, 2023
866
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
221976
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148367

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3187 3187 answers •
View allHow can I cancel my current visa immediately without serving notice? 0
Hello,
I got an offer letter from another company. I want the immediate cancellation paper before 20th April.
I don't have time to submit my notice period registration. What should I do?
Please give me the best advice!
Apr 4, 2025
85
During the notice period, is an employee allowed to take sick leave? 0
Hello,
During the notice period, is an employee allowed to take sick leave? If not, can the employer deduct the sick leave from the employee’s end-of-service benefits?
Additionally, what is the legal basis for this? Specifically, which law or ministerial decision governs this matter?
Apr 4, 2025
139
Can I request reopening a civil case if the judgment was in my absence due to sending notices to the wrong address? 0
Lawyers misunderstood my question. Please read carefully and then guide me.
Case Type: Civil Case
Claim amount: 400,000
Paid: 65,000
Reason: Commercial agreement of supply
Emirate: Ajman
This case was registered in 2022. The judgment was in my absence, as notices were sent to the wrong address.
I was sent to jail. I made a down payment, bailed, and paid some more amount as installments. The total paid amount is AED 65000.
Now, again, an arrest warrant is issued as I did not pay the remaining 335,000 of the claim.
According to me, I had to pay only this amount because the executioner made a wrong claim, not as per the genuine claim.
So I want to reopen the case file.
I want the court to reinvestigate and start the case from scratch.
1) How can I make that request?
2) What documents are required?
3) Chances of reopening of case?
4) Cancellation of arrest warrant
Please guide me in detail, as I will do everything myself, as I cannot afford a lawyer right now.
Apr 4, 2025
73
I booked a hotel stay for Eid through a travel agency and it was canceled two days before Eid. What to do? 0
I booked a hotel stay for Eid through a travel agency two weeks before Eid. The travel agency confirmed the booking on payment.
One day before Eid, the agency reached out, saying they had an issue with the supplier/hotel and the booking would be cancelled.
They offered alternative hotels that didn’t match the original property. I suggested some properties, and they couldn’t arrange them, or they asked for further payment, so I didn’t book anything through them.
What are my rights to a refund and compensation, as I had to book other arrangements separately at a significantly higher cost due to the last-minute prices?
It also caused significant emotional distress, less than 24 hours before the holiday. To which authority can a complaint be made in case of an unsatisfactory outcome?
Both the agency and the hotel are in Dubai.
Apr 4, 2025
67
How can I renew my Ejari if the landlord hasn’t signed the new contract? 0
Hi,
I have been here for 3 years now and paid the increased amount (as per the agreement) for the 4th year.
However, the landlord did not send me back the signed contract, although I have both made the payment for the full year via bank transfer and sent my signed contract to him.
I need to renew my Ejari; however, how can I do it without the landlord's signature?
I have all the previous contracts signed by both parties, along with the Ejari for those contracts.
Apr 14, 2025
12

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477 477 answers •
View allCan a Muslim man marry a Muslim woman in the UAE law? 0
Can a Muslim man marry a Muslim woman in the UAE law?
Dec 27, 2022
231
How to know the reason for rejecting the police clearance certificate? 0
In case of police clearance certificate rejection, do the police give a reason for rejection?
Apr 24, 2023
855
Can I cancel my house sale contract without extra fees after personal plans changed? 0
Dear Lawyers,
I signed a Form F with a buyer for the sale of my house as we were planning to leave the country. The contract was signed about a month ago, but the handover is not until August.
Due to personal circumstances changing, we are no longer leaving Dubai and would like to cancel Form F.
The Form F contract stipulates that we have to pay the buyer 10% of the purchase value. The real estate agent is now claiming that we also have to pay the buyer's real estate commission and the conveyancing fee.
Our understanding is that the 10% penalty is the only penalty. Which is correct, and what are the next steps to dispute this?
Also, is there any way to dispute the 10% itself under the law due to personal circumstances changing?
Jul 12, 2024
568
Can the landlord evict me from apartment for personal use if he lives in his own property? 0
The owner sent me a notice by email saying that he doesn't want to renew the contract for the purpose of personal use.
He didn't mention what this personal use means. He already has multiple houses for rent and he has his own which he is living in currently.
Is it legal to evict me?
Thanks
Aug 31, 2023
337
How to know if an offer letter I received from a company in the UAE is legit? 0
I got an offer letter from Al-Haldin Gulf Construction & Petroleum LLC. Can you please advise about the company?
Mar 18, 2024
231

Other answers by
52 52 answers •
View allUnregulated Forex scam in UAE: Should we hire a lawyer or report to the police? 0
Hi Lawyers,
Many individuals have invested in a Forex trading company based in the UAE.
Should we hire a lawyer to file a case, or can we report it to the police station to summon the involved party, allowing them to settle and refund our money?
The company is not regulated in the UAE, yet it accepts payments in the UAE and manipulates trades, causing clients to lose their money.
Please help us.
Thank you!
Dec 7, 2023
441
How to recover money when the borrower disappeared without a security check? 0
Good day,
One person owes me 50,000 dirhams and was supposed to return the entire amount, including the monthly investment with 5% interest.
However, he has suddenly disappeared and is not returning the principal amount or the interest. I have not received any security check from him.
Can I take him to court or explore other options to ban him in this country?
Dec 7, 2023
114
Filing an infidelity complaint with the Dubai police 0
Hi,
I need help in filing an infidelity complaint with the Dubai police. The perpetrator is a serial sex abuser who holds an EU passport and resides in Dubai.
He is English-speaking. Please provide me with the necessary procedures and post-submission processes.
I can verify the power of attorney (POA) via UAE Pass.
Nov 20, 2023
397
My employer is not willing to cancel my visa. Can I cancel it by waiting six months outside the UAE? 0
I am in India right now and I wanted to cancel my work visa in the UAE but my employer is not willing to cancel it.
If I stay more than 6 months, will my visa be canceled automatically?
After that, will I face any problems coming back to find a new work or when I get a new visa?
Nov 17, 2023
837
I have a travel ban issued from the UAE due to an unpaid credit card. Can I travel to KSA? 0
I have a travel ban (blacklisted) issued from the UAE due to an unpaid credit card outstanding (approx AED 20k).
Can I enter Saudi Arabia on a visit visa (French citizen) and how long will the travel ban last?
Nov 8, 2023
597
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