Questions & Answers
Questions & Answers
4 available 4 • View allNegotiating credit card outstandings with the bank
10
Q: Hi, I lost my job a year ago and I have an outstanding credit card of AED 300k. I've missed the last 9 monthly payments (I am negotiating directly with the bank). I am willing to settle the credit card with one lump sum payment that a friend will lend me.
How much discount on the balance of AED 300k can I negotiate to settle the matter? Should I also ask for a clearance/ no liability letter?

May 24, 2017
10116
Repercussions of defaulting on a bank loan and credit card
1
Q: Dear Sir,
I am an Indian national, and I defaulted on a personal loan & credit card payments. I lost my Job and I didn't pay my EMI and credit card payments.
I am seeking help from you, could you help me with this? I am not a willful defaulter. Now, I am In my home country.

Dec 8, 2018
1304
How to resolve case for credit card default in the UAE?

6
Q: I have a credit card outstanding of 69k (including interest and other charges) and was not able to pay since I lost my job. They filed a case in Dubai.
How to handle this? Can they file the same case in other emirates also?
Please let me your charges also for consulting.


Sep 22, 2019
4062
How to know whether you have a case filed against you or not?
1
Q: Dear Advocate Khalifa,
A strange situation happened to me on Saturday 14th of January and I am a bit concerned about it. I was dropping two guests, who came as tourists to a hotel in Dubai and I parked at the drop off area.
I was saying good bye but a car stopped behind me and start horning. The driver lost patience and blocked my way. He came to talk to me and even gave me a slap on my hand.
I didn't want to pursue the discussion and even said sorry (as maybe he was in a hurry). Nonetheless, I drove away when he moved his vehicle and he said he will call the police.
He took my vehicle number. As it is now, I am unsure whether he filed a case against me.
Is there any way of verifying this and how much does it cost bearing in mind the incident happened on Saturday?
Thanks for your support and regards,
A. J.

Jan 18, 2023
287
Legal blog
1 available 1 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18949
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148526

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Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
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How to file a case against my former company for unpaid salary I was not on their visa? 0
Dear Legal Advice Middle East,
I hope you are well.
I am seeking legal advice regarding an unpaid salary issue with my former employer, [-----]2 LLC. I was employed with them from December 4, 2024, to January 7, 2025, on a monthly salary of 5,000 AED.
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
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What can my wife do if the company marked her as single and denied her maternity coverage? 0
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My previous organization has not yet released EOSB because I contacted a client. Is this legal? 0
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The HR has instructed the finance team not to do so because I had contacted one of their clients.
In my DMCC contract, there is no Non-Compete clause, but the offer letter has one, and now they are not releasing the end-of-service.
Is this legal? What are my rights?
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Can I renew my trade license and visa if I have multiple cheque execution cases filed against me? 0
Hello,
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Is it possible for me to renew my license and visa along with EID prior to settling the execution cases?
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Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
Hello,
I already have a dispute order with MOHRE. Then my employer became willing to settle the case.
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What can my wife do if the company marked her as single and denied her maternity coverage? 0
Hello,
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What can a company do if an employee agrees to stay but then stops reporting to work? 0
Hello,
My employee provided a resignation. Our company offered a salary raise and made a deal with him where he agreed to continue with us, but it’s not on paper.
He suddenly stopped coming to work, stating he doesn’t want to work anymore.
What rights do we have as a company, and what can we do about it?
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