Dear Lawyer, When does a travel ban come into effect once the bank files an execution case? I am the owner of a small company and have had a business loan since 2018. However, due to difficult circumstances, I have been unable to pay the installments since July 2022. The bank has informed me that they have filed an execution case against me and placed a travel ban on 27.12.2022. On the Dubai Courts website, the case status is currently listed as "Reserved." I have checked the Dubai Police website and do not see any indication of a travel ban. I am in communication with the bank and requesting their assistance in resolving the situation, as I intend to repay the loan but I need some grace from their end. In the meantime, I would like to know if the travel ban is in effect upon filing an execution case by the bank and if I am able to renew my visa and my family's visas in this situation. Your guidance would be greatly appreciated, as I am in a state of distress and have my wife and children here.

Hi Alona, I had some loans from banks in 2015 which amounted to 400k from 3 banks. Now with the 2022 rule, I checked and there is no criminal case or travel ban against me which is a relief. I plan to re-enter Dubai but I fear that the banks put again another case against me for these old debts based on the new commercial/civil law. Is the debt finished? I don't want to get stuck in Dubai for old loans. Kindly advise on my possible course of action going forward.

Dear questioner, We rented a warehouse in Al Quoz and vacated it at the end of June. Now the landlord is saying that we did not vacate and therefore the contract is renewed and is requesting payment. We have rejected his claims. The contract does not seem to be registered with RERA EJARI. Where do we stand?