Q: I took a personal loan from a bank for AED162,000/- and paid AED 139,000/-. Now, the balance is 84,000. The bank has filed a case for AED 219,000… A: The important is that you have to prove to the court that it’s not true. You have to attend the session and explain the facts with your evidence…

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Proving the actual amount in a bank case for a personal loan

Dear Madam,

I took a personal loan from a bank for AED162,000/- and paid AED 139,000/-. Now, the balance is 84,000/- (with interest).

I received information that the bank has filed a case for AED 219,000/-. I did not pay the monthly EMI of AED 4,538/- for more than 6 months due to job loss.

How is the bank filing a case for 219,000/- instead of the actual amount?

What is the procedure to reply to the bank against this case?

Please advise.

Thanks and regards,

Premium

Mohamed Ahmed Gadalla

Abdelaziz Al Zaabi Advocates & Legal Consultants

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26 Mar 2019, 03:16

Dear Questioner,

It’s not important how much he is asking, it’s his case and it’s up to him what he wants to add or ask.

The important is that you have to prove to the court that it’s not true. You have to attend the session and explain the facts with your evidence such as the deposit receipts, emails, bank statement or any more proof you have.

So, like that, you will succeed to reduce the claim to the actual amount.

Good luck

Mohamed Gadalla

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